{"id":10107,"date":"2026-04-14T04:24:06","date_gmt":"2026-04-14T04:24:06","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=10107"},"modified":"2026-04-14T04:24:06","modified_gmt":"2026-04-14T04:24:06","slug":"%eb%85%b8%ec%9d%b8%ec%9e%a5%ea%b8%b0%ec%9a%94%ec%96%91%eb%b3%b4%ed%97%98-%ed%98%9c%ed%83%9d-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t0-229","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=10107","title":{"rendered":"\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud61c\ud0dd \uc54c\uc544\ubcf4\uae30 &#8211; \uc2ec\uce35 \uac00\uc774\ub4dc (T0-229)"},"content":{"rendered":"<p>\uc0ac\ub791\ud558\ub294 \ubd80\ubaa8\ub2d8\uc744 \ube44\ub86f\ud55c \uc6b0\ub9ac \uc8fc\ubcc0\uc758 \uc5b4\ub974\uc2e0\ub4e4\uc774 \ub098\uc774\uac00 \ub4e4\uba74\uc11c \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801 \uc5b4\ub824\uc6c0\uc73c\ub85c \uc778\ud574 \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \ub3c4\uc6c0\uc744 \ud544\uc694\ub85c \ud558\ub294 \uacbd\uc6b0\uac00 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uac00\uc871\uc758 \ubd80\ub2f4\uc744 \ub35c\uace0, \uc5b4\ub974\uc2e0\uc774 \uc874\uc5c4\ud558\uace0 \ud3b8\uc548\ud558\uac8c \uc0dd\ud65c\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \uc0ac\ud68c\uc548\uc804\ub9dd\uc774 \ubc14\ub85c &#8216;\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8&#8217;\uc785\ub2c8\ub2e4. \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \uc774 \uc81c\ub3c4\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uc5ec \uc548\uc2ec\ud558\uace0 \ud589\ubcf5\ud55c \ub178\ud6c4\ub97c \uc124\uacc4\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud574, \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc5d0 \ub300\ud55c \uc2ec\uce35 \uac00\uc774\ub4dc\ub97c \uc900\ube44\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8, \ubb34\uc5c7\uc774\uba70 \uc65c \uc911\uc694\ud560\uae4c\uc694?<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uace0\ub839\uc774\ub098 \ub178\uc778\uc131 \uc9c8\ubcd1 \ub4f1\uc73c\ub85c \uc778\ud574 \ud63c\uc790 \ud798\uc73c\ub85c \uc77c\uc0c1\uc0dd\ud65c\uc744 \uc218\ud589\ud558\uae30 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0\ub4e4\uc5d0\uac8c \uc2e0\uccb4 \ud65c\ub3d9\uc774\ub098 \uac00\uc0ac \ud65c\ub3d9 \uc9c0\uc6d0 \ub4f1\uc758 \uc7a5\uae30\uc694\uc591\uae09\uc5ec\ub97c \uc81c\uacf5\ud558\uc5ec, \ub178\ub144\uc758 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \uacbd\uac10\uc2dc\ud0a4\uae30 \uc704\ud55c \uc0ac\ud68c\ubcf4\ud5d8 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud575\uc2ec \uac00\uce58<\/h3>\n<ul>\n<li><strong>\uc5b4\ub974\uc2e0\uc758 \uc0b6\uc758 \uc9c8 \ud5a5\uc0c1:<\/strong> \uc775\uc219\ud55c \uac00\uc815\uc774\ub098 \uc804\ubb38 \uc2dc\uc124\uc5d0\uc11c \uac1c\uac1c\uc778\uc758 \ud544\uc694\uc5d0 \ub9de\ub294 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc544 \uc874\uc5c4\ud55c \uc0b6\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4 \uacbd\uac10:<\/strong> \uc7a5\uae30\uc694\uc591\uc73c\ub85c \uc778\ud55c \uac00\uc871\uc758 \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801, \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uc5b4 \uac00\uc871 \uad6c\uc131\uc6d0 \ubaa8\ub450\uac00 \uac74\uac15\ud55c \uc0b6\uc744 \uc601\uc704\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\ud68c \ud1b5\ud569\uacfc \uc5f0\ub300 \uac15\ud654:<\/strong> \uc804 \uad6d\ubbfc\uc774 \ud568\uaed8 \ubd80\ub2f4\ud558\uace0 \ud568\uaed8 \ud61c\ud0dd\uc744 \ub098\ub204\ub294 \uc0ac\ud68c\ubcf4\ud5d8\uc73c\ub85c\uc11c, \uace0\ub839\ud654 \uc0ac\ud68c\uc758 \ub2f9\uba74 \uacfc\uc81c\ub97c \ud568\uaed8 \ud574\uacb0\ud574\ub098\uac00\ub294 \uae30\ubc18\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&#8212;<\/p>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8, \ub204\uac00 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694? (\uc218\uae09 \ub300\uc0c1 \ubc0f \uc2e0\uccad \ubc29\ubc95)<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uc77c\uc815\ud55c \uc790\uaca9 \uae30\uc900\uc744 \ucda9\uc871\ud558\uace0 \uc815\ud574\uc9c4 \uc808\ucc28\ub97c \uac70\uccd0\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc218\uae09 \ub300\uc0c1\uc790 \uae30\uc900<\/h3>\n<ul>\n<li><strong>\ub9cc 65\uc138 \uc774\uc0c1:<\/strong> \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uac70\ub098 \uce58\ub9e4, \uc911\ud48d \ub4f1 \ub178\uc778\uc131 \uc9c8\ubcd1\uc73c\ub85c \uc778\ud574 6\uac1c\uc6d4 \uc774\uc0c1 \ud63c\uc790\uc11c \uc77c\uc0c1\uc0dd\ud65c\uc744 \uc218\ud589\ud558\uae30 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0.<\/li>\n<li><strong>\ub9cc 65\uc138 \ubbf8\ub9cc:<\/strong> \uce58\ub9e4, \ub1cc\ud608\uad00\uc131 \uc9c8\ud658, \ud30c\ud0a8\uc2a8\ubcd1 \ub4f1 \ub178\uc778\uc131 \uc9c8\ubcd1\uc744 \uac00\uc9c0\uace0 \uacc4\uc2dc\uba74\uc11c 6\uac1c\uc6d4 \uc774\uc0c1 \ud63c\uc790\uc11c \uc77c\uc0c1\uc0dd\ud65c\uc744 \uc218\ud589\ud558\uae30 \uc5b4\ub824\uc6b4 \ubd84. (\ub2e8, \ub2e8\uc21c \uace8\uc808 \ub4f1 \uc77c\ubc18\uc801\uc778 \uc9c8\ubcd1\uc740 \uc81c\uc678\ub429\ub2c8\ub2e4.)<\/li>\n<\/ul>\n<p>\ud575\uc2ec\uc740 &#8216;\ub178\uc778\uc131 \uc9c8\ubcd1\uc73c\ub85c \uc778\ud55c \uc77c\uc0c1\uc0dd\ud65c \uc218\ud589\uc758 \uc5b4\ub824\uc6c0&#8217;\uc774\uba70, \uc5f0\ub839\uc740 \ubd80\uac00\uc801\uc778 \uc870\uac74\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc2e0\uccad \ubc29\ubc95 \ubc0f \uc808\ucc28<\/h3>\n<ol>\n<li><strong>\uc2e0\uccad\uc11c \uc81c\ucd9c:<\/strong> \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc9c0\uc0ac\uc5d0 \ubc29\ubb38\ud558\uac70\ub098 \uc6b0\ud3b8, \ud329\uc2a4, \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc7a5\uae30\uc694\uc591\uc778\uc815 \uc2e0\uccad\uc11c\ub97c \uc81c\ucd9c\ud569\ub2c8\ub2e4. (\ubcf8\uc778, \uac00\uc871, \ub300\ub9ac\uc778 \uc2e0\uccad \uac00\ub2a5)<\/li>\n<li><strong>\ubc29\ubb38 \uc870\uc0ac:<\/strong> \uacf5\ub2e8 \uc9c1\uc6d0\uc774 \uc5b4\ub974\uc2e0\uc758 \uc790\ud0dd\uc744 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccb4 \uae30\ub2a5, \uc778\uc9c0 \uae30\ub2a5, \ud589\ub3d9 \ubcc0\ud654, \uac04\ud638 \ucc98\uce58 \ud544\uc694\ub3c4 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc870\uc0ac\ud569\ub2c8\ub2e4. \uc758\uc0ac\uc18c\uacac\uc11c \uc81c\ucd9c\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub4f1\uae09 \ud310\uc815:<\/strong> \uc870\uc0ac \uacb0\uacfc\ub97c \ubc14\ud0d5\uc73c\ub85c &#8216;\uc7a5\uae30\uc694\uc591\ub4f1\uae09\ud310\uc815\uc704\uc6d0\ud68c&#8217;\uc5d0\uc11c \uc5b4\ub974\uc2e0\uc758 \uc7a5\uae30\uc694\uc591 \ud544\uc694 \uc815\ub3c4\ub97c \uc2ec\uc758\ud558\uc5ec \ub4f1\uae09\uc744 \ud310\uc815\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uacb0\uacfc \ud1b5\ubcf4:<\/strong> \ub4f1\uae09 \ud310\uc815 \ud6c4 \uc57d 30\uc77c \uc774\ub0b4\uc5d0 \uc2e0\uccad\uc778\uc5d0\uac8c \uc7a5\uae30\uc694\uc591\uc778\uc815\uc11c\uc640 \ud45c\uc900\uc7a5\uae30\uc694\uc591\uc774\uc6a9\uacc4\ud68d\uc11c\uac00 \uc6b0\ud3b8\uc73c\ub85c \ud1b5\ubcf4\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc11c\ube44\uc2a4 \uc774\uc6a9:<\/strong> \ud1b5\ubcf4\ub41c \ub4f1\uae09\uacfc \uacc4\ud68d\uc11c\ub97c \ubc14\ud0d5\uc73c\ub85c \uc6d0\ud558\ub294 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc744 \uc120\ud0dd\ud558\uc5ec \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p><strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong>\ub294 \ubcf5\uc7a1\ud558\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\ub294 \uc2e0\uccad \uc808\ucc28\uc640 \uc11c\ub958 \uc900\ube44\ub97c \ub3d5\uace0, \uc5b4\ub974\uc2e0\uaed8 \uac00\uc7a5 \uc801\ud569\ud55c \ub4f1\uae09\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\ub3c4\ub85d \uc0c1\ub2f4\uacfc \uc9c0\uc6d0\uc744 \uc544\ub07c\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<h2>\uc5b4\ub974\uc2e0\uc758 \ud544\uc694\uc5d0 \ub530\ub978 \ub9de\ucda4\ud615 \uc9c0\uc6d0, \uc7a5\uae30\uc694\uc591\ub4f1\uae09 \uc774\ud574\ud558\uae30<\/h2>\n<p>\uc7a5\uae30\uc694\uc591\ub4f1\uae09\uc740 \uc5b4\ub974\uc2e0\uc758 \uc694\uc591 \ud544\uc694 \uc815\ub3c4\uc5d0 \ub530\ub77c 1\ub4f1\uae09\ubd80\ud130 5\ub4f1\uae09, \uadf8\ub9ac\uace0 \uc778\uc9c0\uc9c0\uc6d0\ub4f1\uae09\uae4c\uc9c0 \ucd1d 6\ub2e8\uacc4\ub85c \ub098\ub269\ub2c8\ub2e4. \ub4f1\uae09\uc5d0 \ub530\ub77c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae09\uc5ec\uc758 \uc885\ub958\uc640 \uc6d4 \ud55c\ub3c4\uc561\uc774 \ub2ec\ub77c\uc9c0\ubbc0\ub85c, \uc5b4\ub974\uc2e0\uaed8 \ub9de\ub294 \ub4f1\uae09\uc744 \ubc1b\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc7a5\uae30\uc694\uc591\ub4f1\uae09\uc758 \uc885\ub958\uc640 \ud2b9\uc9d5<\/h3>\n<ul>\n<li><strong>1\ub4f1\uae09:<\/strong> \uc804\uc801\uc73c\ub85c \ub2e4\ub978 \uc0ac\ub78c\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\ucd5c\uc911\uc99d)<\/li>\n<li><strong>2\ub4f1\uae09:<\/strong> \uc0c1\ub2f9 \ubd80\ubd84 \ub2e4\ub978 \uc0ac\ub78c\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\uc911\uc99d)<\/li>\n<li><strong>3\ub4f1\uae09:<\/strong> \ubd80\ubd84\uc801\uc73c\ub85c \ub2e4\ub978 \uc0ac\ub78c\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\uc911\ub4f1\uc99d)<\/li>\n<li><strong>4\ub4f1\uae09:<\/strong> \uc77c\uc815 \ubd80\ubd84 \ub2e4\ub978 \uc0ac\ub78c\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\uacbd\uc99d)<\/li>\n<li><strong>5\ub4f1\uae09:<\/strong> \uce58\ub9e4\ud658\uc790\ub85c, \uacbd\uc99d \uce58\ub9e4\uc784\uc5d0\ub3c4 \uc77c\uc815 \ubd80\ubd84 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\uacbd\uc99d \uce58\ub9e4 \ud2b9\ubcc4\ub4f1\uae09)<\/li>\n<li><strong>\uc778\uc9c0\uc9c0\uc6d0\ub4f1\uae09:<\/strong> \uce58\ub9e4\uac00 \uc788\uace0 \uc778\uc9c0 \uae30\ub2a5 \uc800\ud558\uac00 \uc788\uc73c\ub098, \uc2e0\uccb4 \uae30\ub2a5\uc740 \ube44\uad50\uc801 \uc591\ud638\ud558\uc5ec \ub4f1\uae09 \uc678\ub85c \ud310\uc815\ub41c \uacbd\uc6b0 (\uc8fc\ub85c \uc8fc\uc57c\uac04\ubcf4\ud638, \ubc29\ubb38\uc694\uc591 \uc11c\ube44\uc2a4 \uc911 \uc778\uc9c0\ud65c\ub3d9\ud615 \ud504\ub85c\uadf8\ub7a8 \uc774\uc6a9)<\/li>\n<\/ul>\n<p>\uac01 \ub4f1\uae09\uc740 \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \uae30\ub2a5, \uc778\uc9c0 \uae30\ub2a5, \ud589\ub3d9 \ud2b9\uc131 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \ud3c9\uac00\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4. \ub4f1\uae09\uc5d0 \ub530\ub77c \uc6d4 \ud55c\ub3c4\uc561\uc774 \uc8fc\uc5b4\uc9c0\uba70, \uc774 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ub2e4\uc591\ud55c \uc7a5\uae30\uc694\uc591 \uc11c\ube44\uc2a4\ub97c \uc120\ud0dd\ud558\uc5ec \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ub2e4\ucc44\ub85c\uc6b4 \ud61c\ud0dd\uc758 \uc885\ub958 (\uae09\uc5ec \uc720\ud615\ubcc4 \uc0c1\uc138 \uc548\ub0b4)<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0 \uc720\ud615\uc758 \uae09\uc5ec\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc\uc640 \uac00\uc871\uc758 \ud658\uacbd\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc801\ud569\ud55c \uae09\uc5ec\ub97c \uc120\ud0dd\ud558\uc5ec \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1. \uc7ac\uac00\uae09\uc5ec (\uc5b4\ub974\uc2e0 \ub301\uc5d0\uc11c \ubc1b\ub294 \uc11c\ube44\uc2a4)<\/h3>\n<p>\uc5b4\ub974\uc2e0\uc774 \uc775\uc219\ud55c \uac00\uc815\uc5d0\uc11c \uc0dd\ud65c\ud558\uba74\uc11c \ud544\uc694\ud55c \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uae09\uc5ec\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\uc774 \uc120\ud638\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ubc29\ubb38\uc694\uc591:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc5b4\ub974\uc2e0 \ub301\uc744 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccb4\ud65c\ub3d9(\uc2dd\uc0ac, \uc138\uba74, \uc774\ub3d9 \ub4f1) \ubc0f \uac00\uc0ac\ud65c\ub3d9(\uccad\uc18c, \uc138\ud0c1, \uc2dd\uc0ac \uc900\ube44 \ub4f1)\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc778\uc9c0\ud65c\ub3d9\ud615 \ubc29\ubb38\uc694\uc591\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\ubc29\ubb38\ubaa9\uc695:<\/strong> \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc774\ub3d9 \ubaa9\uc695 \uc7a5\ube44\ub97c \uc774\uc6a9\ud558\uc5ec \uc5b4\ub974\uc2e0 \ub301\uc5d0\uc11c \uc548\uc804\ud558\uace0 \ud3b8\uc548\ud558\uac8c \ubaa9\uc695\uc744 \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\ubc29\ubb38\uac04\ud638:<\/strong> \uac04\ud638\uc0ac \ub610\ub294 \uac04\ud638\uc870\ubb34\uc0ac\uac00 \uc5b4\ub974\uc2e0 \ub301\uc744 \ubc29\ubb38\ud558\uc5ec \uad6c\uac15 \uac04\ud638, \uc695\ucc3d \uc608\ubc29, \ud22c\uc57d \uad00\ub9ac \ub4f1 \uc804\ubb38\uc801\uc778 \uac04\ud638 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc8fc\uc57c\uac04\ubcf4\ud638:<\/strong> \uc5b4\ub974\uc2e0\uc744 \ub0ae \uc2dc\uac04 \ub610\ub294 \ubc24 \uc2dc\uac04 \ub3d9\uc548 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \ubaa8\uc154 \uc2dd\uc0ac, \ubaa9\uc695, \uc778\uc9c0 \ubc0f \uc2e0\uccb4 \uae30\ub2a5 \ud5a5\uc0c1 \ud504\ub85c\uadf8\ub7a8 \ub4f1\uc744 \uc81c\uacf5\ud558\uace0 \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ub35c\uc5b4\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\ub2e8\uae30\ubcf4\ud638:<\/strong> \uc77c\uc815 \uae30\uac04(\uc6d4 9\uc77c \uc774\ub0b4) \uc5b4\ub974\uc2e0\uc744 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \uc785\uc18c\uc2dc\ucf1c \ub3cc\ubd04\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368, \uac00\uc871\uc774 \uc5ec\ud589, \uacbd\uc870\uc0ac \ub4f1\uc73c\ub85c \uc7a0\uc2dc \ub3cc\ubcf4\uae30 \uc5b4\ub824\uc6b8 \ub54c \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ubcf5\uc9c0\uc6a9\uad6c:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \ud65c\ub3d9\uc744 \ub3d5\uac70\ub098 \uc548\uc804\uc744 \uc9c0\ucf1c\uc8fc\ub294 \uc6a9\uad6c(\uc774\ub3d9\ubcc0\uae30, \ubaa9\uc695\uc758\uc790, \ubcf4\ud589\uae30, \uc218\ub3d9\ud720\uccb4\uc5b4, \uc804\ub3d9\uce68\ub300 \ub4f1)\ub97c \ub300\uc5ec \ub610\ub294 \uad6c\uc785\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. \uc2dc\uc124\uae09\uc5ec (\uc804\ubb38 \uc694\uc591 \uc2dc\uc124\uc5d0\uc11c \ubc1b\ub294 \uc11c\ube44\uc2a4)<\/h3>\n<p>\uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \ub610\ub294 \uc815\uc2e0\uc801 \uc0c1\ud0dc\uac00 \uac00\uc815\uc5d0\uc11c \ub3cc\ubcf4\uae30 \uc5b4\ub824\uc6b4 \uc218\uc900\uc774\uac70\ub098, \uc804\ubb38\uc801\uc778 \uc758\ub8cc \ubc0f \uc694\uc591 \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 \uc774\uc6a9\ud558\ub294 \uae09\uc5ec\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub178\uc778\uc694\uc591\uc2dc\uc124:<\/strong> \uc8fc\ub85c \uce58\ub9e4, \uc911\ud48d \ub4f1\uc73c\ub85c \uc911\uc99d\uc758 \uc694\uc591\uc744 \ud544\uc694\ub85c \ud558\ub294 \uc5b4\ub974\uc2e0\uc774 \uc785\uc18c\ud558\uc5ec \uc0dd\ud65c\ud558\uba74\uc11c \uae09\uc2dd, \uc694\uc591, \uac04\ud638 \ub4f1 \uc804\ubb38\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\ub294 \uc2dc\uc124\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \ud754\ud788 &#8216;\uc694\uc591\uc6d0&#8217;\uc774\ub77c\uace0 \ubd80\ub974\ub294 \uacf3\uc774 \uc774\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub178\uc778\uc694\uc591\uacf5\ub3d9\uc0dd\ud65c\uac00\uc815:<\/strong> \ube44\uad50\uc801 \uc18c\uaddc\ubaa8(9\uc778 \uc774\ud558)\ub85c \uc6b4\uc601\ub418\uba70, \uac00\uc815\uacfc \uac19\uc740 \ud658\uacbd\uc5d0\uc11c \uc5b4\ub974\uc2e0\uc774 \uc785\uc18c\ud558\uc5ec \ub3cc\ubd04\uc744 \ubc1b\ub294 \uc2dc\uc124\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. \ud2b9\ubcc4\ud604\uae08\uae09\uc5ec (\ud604\uae08\uc73c\ub85c \uc9c0\uae09\ub418\ub294 \uae09\uc5ec)<\/h3>\n<p>\ud2b9\uc815 \uc0c1\ud669\uc5d0\uc11c \uc7a5\uae30\uc694\uc591\uae09\uc5ec\ub97c \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0, \ud604\uae08\uc73c\ub85c \uae09\uc5ec\ub97c \uc9c0\uae09\ud558\uc5ec \uc5b4\ub974\uc2e0\uc758 \uc694\uc591\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uac00\uc871\uc694\uc591\ube44:<\/strong> \ub3c4\uc11c\u00b7\ubcbd\uc9c0 \ub4f1 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc774 \ubd80\uc871\ud55c \uc9c0\uc5ed\uc5d0 \uac70\uc8fc\ud558\uac70\ub098, \ucc9c\uc7ac\uc9c0\ubcc0 \ub4f1\uc758 \uc0ac\uc720\ub85c \uc7a5\uae30\uc694\uc591\uae30\uad00 \uc774\uc6a9\uc774 \uc5b4\ub824\uc6b4 \uacbd\uc6b0, \uac00\uc871\uc73c\ub85c\ubd80\ud130 \uc694\uc591\uc744 \ubc1b\uace0 \ud604\uae08\uc744 \uc9c0\uae09\ubc1b\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud2b9\ub840\uc694\uc591\ube44:<\/strong> \uc7a5\uae30\uc694\uc591\uae30\uad00\uc774 \uc544\ub2cc \uc694\uc591\ubcd1\uc6d0 \ub4f1\uc5d0 \uc785\uc6d0\ud558\uc5ec \uc694\uc591\uc744 \ubc1b\ub294 \uacbd\uc6b0, \uc77c\uc815 \uae08\uc561\uc744 \ud604\uae08\uc73c\ub85c \uc9c0\uae09\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc694\uc591\ubcd1\uc6d0\uac04\ubcd1\ube44:<\/strong> (\ud604\uc7ac \uc2dc\ubc94\uc0ac\uc5c5 \uc911) \uc694\uc591\ubcd1\uc6d0\uc5d0 \uc785\uc6d0\ud55c \ud658\uc790 \uc911 \uac04\ubcd1\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uac04\ubcd1\ube44\ub97c \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ucd94\ud6c4 \ubcf8 \uc0ac\uc5c5\uc73c\ub85c \ud655\ub300\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&#8212;<\/p>\n<h2>\ubcf8\uc778\ubd80\ub2f4\uae08, \uc5bc\ub9c8\ub098 \ub0b4\uc57c \ud558\ub098\uc694? (\ubd80\ub2f4\uae08 \uc548\ub0b4)<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uc0ac\ud68c\ubcf4\ud5d8\uc774\ubbc0\ub85c, \uc218\uae09\uc790\ub294 \uc804\uccb4 \uc11c\ube44\uc2a4 \ube44\uc6a9\uc758 \uc77c\ubd80\ub97c \ubcf8\uc778\ubd80\ub2f4\uae08\uc73c\ub85c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc77c\ubc18\uc801\uc778 \ubcf8\uc778\ubd80\ub2f4\ub960<\/h3>\n<ul>\n<li><strong>\uc7ac\uac00\uae09\uc5ec:<\/strong> \ucd1d \ube44\uc6a9\uc758 15%<\/li>\n<li><strong>\uc2dc\uc124\uae09\uc5ec:<\/strong> \ucd1d \ube44\uc6a9\uc758 20%<\/li>\n<\/ul>\n<p>\uc2dd\uc0ac \uc7ac\ub8cc\ube44 \ub4f1 \ube44\uae09\uc5ec \ud56d\ubaa9\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08\uacfc \ubcc4\ub3c4\ub85c \uc804\uc561 \ubcf8\uc778\uc774 \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p>\n<h3>\ubcf8\uc778\ubd80\ub2f4\uae08 \uac10\uacbd \ubc0f \uba74\uc81c \ub300\uc0c1<\/h3>\n<p>\uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \uac10\uacbd\ub418\uac70\ub098 \uba74\uc81c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\uc18c\ub4dd\uce35 \uc5b4\ub974\uc2e0\ub4e4\uc5d0\uac8c\ub294 \ud070 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc758\ub8cc\uae09\uc5ec \uc218\uae09\uad8c\uc790:<\/strong> \uc7ac\uac00\uae09\uc5ec 7.5%, \uc2dc\uc124\uae09\uc5ec 10%<\/li>\n<li><strong>\uad6d\ubbfc\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uad8c\uc790:<\/strong> \uc804\uc561 \uba74\uc81c<\/li>\n<li><strong>\ucc28\uc0c1\uc704\uacc4\uce35:<\/strong> \ubcf8\uc778\ubd80\ub2f4\uae08\uc758 50% \uac10\uacbd \ub4f1 (\uae30\uc900\uc5d0 \ub530\ub77c \uc0c1\uc774)<\/li>\n<\/ul>\n<p>\uc790\uc138\ud55c \uac10\uacbd \ubc0f \uba74\uc81c \uae30\uc900\uc740 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \ubb38\uc758\ud558\uc2dc\uac70\ub098, <strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong> \uc804\ubb38\uac00\uc640\uc758 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc815\ud655\ud788 \ud655\uc778\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<h2>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc640 \ud568\uaed8 \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud61c\ud0dd \uadf9\ub300\ud654\ud558\uae30<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uaf2d \ud544\uc694\ud55c \ud61c\ud0dd\uc774\uc9c0\ub9cc, \ubcf5\uc7a1\ud55c \uc808\ucc28\uc640 \ub2e4\uc591\ud55c \uc120\ud0dd\uc9c0 \uc55e\uc5d0\uc11c \ub9c9\ub9c9\ud568\uc744 \ub290\ub07c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong>\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \uc774 \uc81c\ub3c4\uc758 \ud61c\ud0dd\uc744 \uc628\uc804\ud788 \ub204\ub9ac\uc2e4 \uc218 \uc788\ub3c4\ub85d \ucd5c\uc120\uc744 \ub2e4\ud574 \ub3d5\ub294 \ub4e0\ub4e0\ud55c \ub3d9\ubc18\uc790\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uac00 \ub4dc\ub9ac\ub294 \ud2b9\ubcc4\ud55c \uac00\uce58<\/h3>\n<ul>\n<li><strong>\uc804\ubb38\uc801\uc778 \uc0c1\ub2f4 \ubc0f \uc815\ubcf4 \uc81c\uacf5:<\/strong> \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc2e0\uccad\ubd80\ud130 \ub4f1\uae09 \ud310\uc815, \uae09\uc5ec \uc774\uc6a9\uae4c\uc9c0 \ubaa8\ub4e0 \uacfc\uc815\uc5d0 \ub300\ud55c \uc0c1\uc138\ud558\uace0 \uc815\ud655\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\ub9de\ucda4\ud615 \ucf00\uc5b4\ud50c\ub79c \uc124\uacc4:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc, \uc0dd\ud65c \ud658\uacbd, \uac00\uc871\uc758 \ub2c8\uc988\ub97c \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uac00\uc7a5 \uc801\ud569\ud55c \uc7a5\uae30\uc694\uc591 \uc11c\ube44\uc2a4\uc640 \uae30\uad00\uc744 \ucc3e\uc544\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2e0\uccad \uc808\ucc28 \uc9c0\uc6d0:<\/strong> \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc900\ube44\uc640 \ud589\uc815 \uc808\ucc28\ub97c \ub300\uc2e0 \ucc98\ub9ac\ud558\uac70\ub098 \uaf3c\uaf3c\ud558\uac8c \uc548\ub0b4\ud558\uc5ec, \uac00\uc871\ubd84\ub4e4\uc758 \uc218\uace0\ub97c \ub35c\uc5b4\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\uace0\ud488\uc9c8 \uc694\uc591 \uc11c\ube44\uc2a4 \uc5f0\uacc4:<\/strong> \uc5c4\uc120\ub41c \uc694\uc591\ubcf4\ud638\uc0ac, \ubc29\ubb38\uac04\ud638\uc0ac, \uc8fc\uc57c\uac04\ubcf4\ud638\uc13c\ud130 \ub4f1 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc7a5\uae30\uc694\uc591\uae30\uad00\uacfc \uc5f0\uacb0\ud574 \ub4dc\ub824 \uc548\uc2ec\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \ud53c\ub4dc\ubc31:<\/strong> \uc11c\ube44\uc2a4 \uc774\uc6a9 \uc911\uc5d0\ub3c4 \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc \ubcc0\ud654\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc0b4\ud53c\uace0, \ud544\uc694\ud55c \uacbd\uc6b0 \ucf00\uc5b4\ud50c\ub79c\uc744 \uc870\uc815\ud558\ub294 \ub4f1 \ub9de\ucda4\ud615 \uad00\ub9ac\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc5b4\ub974\uc2e0\uc758 \ub0a8\uc740 \uc0b6\uc774 \ub354 \ud3b8\uc548\ud558\uace0 \ud589\ubcf5\ud560 \uc218 \uc788\ub3c4\ub85d, \uadf8\ub9ac\uace0 \uac00\uc871\ubd84\ub4e4\uc774 \ub3cc\ubd04 \ubd80\ub2f4\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc548\uc2ec\ud560 \uc218 \uc788\ub3c4\ub85d, <strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong>\uac00 \ub298 \uacc1\uc5d0\uc11c \ud568\uaed8\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<h2>\ub9c8\ubb34\ub9ac\ud558\uba70: \uc5b4\ub974\uc2e0\uc758 \uc544\ub984\ub2e4\uc6b4 \ub178\ub144\uc744 \uc704\ud55c \ud604\uba85\ud55c \uc120\ud0dd<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uace0\ub839\ud654 \uc0ac\ud68c\ub97c \uc0b4\uc544\uac00\ub294 \uc6b0\ub9ac \ubaa8\ub450\uc5d0\uac8c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc0ac\ud68c\ubcf5\uc9c0 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc774 \uc81c\ub3c4\ub97c \uc798 \uc774\ud574\ud558\uace0 \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \uc5b4\ub974\uc2e0 \uc2a4\uc2a4\ub85c\uc758 \uc0b6\uc758 \uc9c8\uc744 \ub192\uc774\ub294 \ub3d9\uc2dc\uc5d0, \uac00\uc871\uc758 \ud589\ubcf5\uacfc \uc0ac\ud68c\uc758 \uac74\uac15\ud55c \ubc1c\uc804\uc744 \uc704\ud55c \ud604\uba85\ud55c \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud639\uc2dc \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc5d0 \ub300\ud574 \ub354 \uad81\uae08\ud55c \uc810\uc774 \uc788\uc73c\uc2dc\uac70\ub098, \ubcf5\uc7a1\ud55c \uc808\ucc28\uc5d0 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2dc\ub2e4\uba74 \uc5b8\uc81c\ub4e0 <strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong>\uc758 \uc804\ubb38\uac00\ub4e4\uc5d0\uac8c \ubb38\uc758\ud574 \uc8fc\uc138\uc694. \ub530\ub73b\ud558\uace0 \uc804\ubb38\uc801\uc778 \uc190\uae38\ub85c \uc5ec\ub7ec\ubd84\uc758 \ubaa8\ub4e0 \uc9c8\ubb38\uc5d0 \ub2f5\ud558\uace0, \uc5b4\ub974\uc2e0\uaed8 \uac00\uc7a5 \uc801\ud569\ud55c \ub3cc\ubd04\uc758 \uae38\uc744 \ud568\uaed8 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\uc788\ub3c4\ub85d \ub3d5\ub294 \uc0ac\ud68c\uc548\uc804\ub9dd\uc774 \ubc14\ub85c &#8216;\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8&#8217;\uc785\ub2c8\ub2e4. \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \uc774 \uc81c\ub3c4\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uc5ec \uc548\uc2ec\ud558\uace0 \ud589\ubcf5\ud55c \ub178\ud6c4\ub97c \uc124\uacc4\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud574, \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc5d0 \ub300\ud55c \uc2ec\uce35 \uac00\uc774\ub4dc\ub97c 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