{"id":16307,"date":"2026-04-14T06:44:41","date_gmt":"2026-04-14T06:44:41","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=16307"},"modified":"2026-04-14T06:44:41","modified_gmt":"2026-04-14T06:44:41","slug":"%ec%96%b4%eb%a5%b4%ec%8b%a0-%eb%8c%80%ec%83%81-%eb%b3%b4%ec%9d%b4%ec%8a%a4%ed%94%bc%ec%8b%b1-%ec%98%88%eb%b0%a9%eb%b2%95-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t1-545","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=16307","title":{"rendered":"\uc5b4\ub974\uc2e0 \ub300\uc0c1 \ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc608\ubc29\ubc95 &#8211; \uc2ec\uce35 \uac00\uc774\ub4dc (T1-545)"},"content":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694, \uc5b4\ub974\uc2e0\uc758 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud55c \uc0b6\uc744 \uc5b8\uc81c\ub098 \uc751\uc6d0\ud558\ub294 \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc785\ub2c8\ub2e4.<br \/>\n\uc815\ubcf4\ud1b5\uc2e0 \uae30\uc220\uc758 \ubc1c\ub2ec\uacfc \ud568\uaed8 \uc6b0\ub9ac \uc0ac\ud68c\uc758 \ud3b8\ub9ac\ud568\uc740 \ub0a0\ub9c8\ub2e4 \ub354\ud574\uac00\uc9c0\ub9cc, \uc548\ud0c0\uae5d\uac8c\ub3c4 \uc774\ub97c \uc545\uc6a9\ud558\ub294 \ubc94\uc8c4 \ub610\ud55c \ub354\uc6b1 \uc9c0\ub2a5\uc801\uc774\uace0 \uad50\ubb18\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 <strong>\u2018\ubcf4\uc774\uc2a4\ud53c\uc2f1(Voice Phishing)\u2019<\/strong>\uc740 \uc0ac\ub791\ud558\ub294 \uac00\uc871\uc758 \uc548\ub155\uc744 \uc704\ud611\ud558\uace0 \uc5b4\ub974\uc2e0\uc758 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \ud55c\uc21c\uac04\uc5d0 \ube7c\uc557\uc544\uac00\ub294 \uc2ec\uac01\ud55c \uc0ac\ud68c \ubb38\uc81c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\ub294 \uc5b4\ub974\uc2e0\uacfc \ubcf4\ud638\uc790\ubd84\ub4e4\uc774 \uc774\ub7ec\ud55c \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uc548\uc804\ud558\uac8c \uc0dd\ud65c\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d, \ubcf4\uc774\uc2a4\ud53c\uc2f1\uc758 \ucd5c\uc2e0 \uc218\ubc95\uc744 \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uace0 \uc774\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc608\ubc29\ud560 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 \ubc29\ubc95\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \uc548\ub0b4\ud574 \ub4dc\ub9ac\uace0\uc790 \ud569\ub2c8\ub2e4. \uc774 \uac00\uc774\ub4dc\ub97c \ud1b5\ud574 \uc5b4\ub974\uc2e0 \ubcf8\uc778\uc740 \ubb3c\ub860, \uc8fc\ubcc0\uc758 \uc18c\uc911\ud55c \ubd84\ub4e4\uae4c\uc9c0 \ud568\uaed8 \uc9c0\ucf1c\ub0bc \uc218 \uc788\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<h2>\ubcf4\uc774\uc2a4\ud53c\uc2f1, \uc65c \uc5b4\ub974\uc2e0\uc744 \ub178\ub9b4\uae4c\uc694?<\/h2>\n<p>\ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc77c\ub2f9\uc774 \ud2b9\ud788 \uc5b4\ub974\uc2e0\uc744 \uc8fc\ub41c \ubc94\uc8c4 \ub300\uc0c1\uc73c\ub85c \uc0bc\ub294 \ub370\ub294 \uba87 \uac00\uc9c0 \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc131\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc608\ubc29\uc758 \uccab\uac78\uc74c\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1. \ub514\uc9c0\ud138 \uc815\ubcf4\uc5d0 \ub300\ud55c \uc0c1\ub300\uc801 \ucde8\uc57d\uc131<\/h3>\n<p>\uc5b4\ub974\uc2e0 \uc138\ub300\ub294 \uc80a\uc740 \uc138\ub300\uc5d0 \ube44\ud574 \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uc774\ub098 \uc778\ud130\ub137 \uae08\uc735 \uc11c\ube44\uc2a4 \ub4f1 \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ucd9c\ucc98\uac00 \ubd88\ubd84\uba85\ud55c \ub9c1\ud06c \ud074\ub9ad\uc774\ub098 \uc571 \uc124\uce58\uc758 \uc704\ud5d8\uc131\uc744 \uc778\uc9c0\ud558\uae30 \uc5b4\ub835\uace0, \ubcf5\uc7a1\ud55c \uae08\uc735 \uc6a9\uc5b4 \uc55e\uc5d0\uc11c \ud63c\ub780\uc744 \ub290\ub07c\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>2. \uc804\ud654 \uc18c\ud1b5\uc5d0 \ub300\ud55c \ub192\uc740 \uc2e0\ub8b0\ub3c4<\/h3>\n<p>\uc5b4\ub974\uc2e0\ub4e4\uc740 \uc608\ub85c\ubd80\ud130 \uc804\ud654 \ud1b5\ud654\ub97c \ud1b5\ud574 \uc911\uc694\ud55c \uc815\ubcf4\ub098 \uc18c\uc2dd\uc744 \uc8fc\uace0\ubc1b\ub294 \uac83\uc5d0 \uc775\uc219\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc804\ud654\ub97c \ud1b5\ud55c \uc815\ubcf4 \uc694\uad6c\uc5d0 \ub300\ud574 \uc80a\uc740 \uc138\ub300\ubcf4\ub2e4 \ub354 \uc27d\uac8c \uc2e0\ub8b0\ub97c \uc8fc\uac8c \ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>3. \uc0ac\ud68c\uc801 \uace0\ub9bd\uac10\uacfc \uc678\ub85c\uc6c0<\/h3>\n<p>\uc0ac\ud68c\uc801 \uace0\ub9bd\uac10\uc774\ub098 \uc678\ub85c\uc6c0\uc744 \ub290\ub07c\ub294 \uc5b4\ub974\uc2e0\ub4e4\uc740 \uce5c\uadfc\ud558\uac8c \ub2e4\uac00\uc624\uac70\ub098 \uad8c\uc704\uc801\uc778 \uae30\uad00\uc744 \uc0ac\uce6d\ud558\ub294 \ubc94\uc8c4 \uc870\uc9c1\uc758 \ub9d0\uc5d0 \ub354\uc6b1 \uc27d\uac8c \uadc0\ub97c \uae30\uc6b8\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc790\ub140\ub97c \uc0ac\uce6d\ud55c \uba54\uc2dc\uc9c0\uc5d0 \ub9c8\uc74c\uc774 \uc57d\ud574\uc838 \ud310\ub2e8\ub825\uc774 \ud750\ub824\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>4. \uad8c\uc704 \uc788\ub294 \uae30\uad00\uc5d0 \ub300\ud55c \uc874\uc911<\/h3>\n<p>\uacbd\ucc30, \uac80\ucc30, \uae08\uc735\uae30\uad00 \ub4f1\uc744 \uc0ac\uce6d\ud558\ub294 \uacbd\uc6b0, \uc5b4\ub974\uc2e0\ub4e4\uc740 \uc774\ub4e4 \uae30\uad00\uc758 \uad8c\uc704\ub97c \uc874\uc911\ud558\ub294 \ub9c8\uc74c \ub54c\ubb38\uc5d0 \uc758\uc2ec \uc5c6\uc774 \uc9c0\uc2dc\ub97c \ub530\ub974\ub824\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. &#8220;\ud070\uc77c \ub0a0 \uc218 \uc788\ub2e4&#8221;\ub294 \ud611\ubc15\uc5d0 \uc27d\uac8c \uc704\ucd95\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>5. \ucd95\uc801\ub41c \uc790\uc0b0<\/h3>\n<p>\uc5b4\ub974\uc2e0\ub4e4\uc774 \uc624\ub79c \uc138\uc6d4 \uc77c\uad88\uc628 \ub178\ud6c4 \uc790\uae08\uc774 \ubcf4\uc774\uc2a4\ud53c\uc2f1 \ubc94\uc8c4\uc758 \ud45c\uc801\uc774 \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ubc94\uc8c4 \uc870\uc9c1\uc740 \uc774\ub7ec\ud55c \uc790\uc0b0\uc744 \ub178\ub9ac\uace0 \ub2e4\uc591\ud55c \uc218\ubc95\uc73c\ub85c \uc811\uadfc\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ubcf4\uc774\uc2a4\ud53c\uc2f1\uc758 \uc8fc\uc694 \uc218\ubc95\uacfc \ud2b9\uc9d5<\/h2>\n<p>\ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc218\ubc95\uc740 \ub04a\uc784\uc5c6\uc774 \uc9c4\ud654\ud558\uc9c0\ub9cc, \ud070 \ud2c0\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \uc720\ud615\uc73c\ub85c \ubd84\ub958\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1. \uae30\uad00 \uc0ac\uce6d\ud615 \ubcf4\uc774\uc2a4\ud53c\uc2f1<\/h3>\n<ul>\n<li><strong>\uac80\ucc30, \uacbd\ucc30, \uae08\uc735\uac10\ub3c5\uc6d0 \uc0ac\uce6d:<\/strong> &#8220;\ub2f9\uc2e0\uc758 \uacc4\uc88c\uac00 \ubc94\uc8c4\uc5d0 \uc5f0\ub8e8\ub418\uc5c8\ub2e4&#8221;, &#8220;\uac1c\uc778 \uc815\ubcf4\uac00 \uc720\ucd9c\ub418\uc5b4 \ub3c8\uc744 \uc62e\uaca8\uc57c \ud55c\ub2e4&#8221; \ub4f1\uc758 \uba85\ubaa9\uc73c\ub85c \uacf5\ud3ec\uc2ec\uc744 \uc870\uc7a5\ud558\uba70 \uc1a1\uae08\uc774\ub098 \ud604\uae08 \uc778\ucd9c\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4. \uac00\uc9dc \uacf5\ubb38\uc11c\ub97c \ubcf4\ub0b4\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uae08\uc735\uae30\uad00 \uc0ac\uce6d:<\/strong> &#8220;\uc800\uae08\ub9ac \ub300\ucd9c\uc744 \ud574\uc8fc\uaca0\ub2e4&#8221;, &#8220;\uc2e0\uc6a9 \ub4f1\uae09\uc744 \uc62c\ub824\uc57c \ud55c\ub2e4&#8221;\ub294 \uba85\ubaa9\uc73c\ub85c \uc218\uc218\ub8cc\ub97c \uc694\uad6c\ud558\uac70\ub098, \uae30\uc874 \ub300\ucd9c\uae08\uc744 \uc0c1\ud658\ud558\ub77c\uba70 \ub3c8\uc744 \uac00\ub85c\ucc44\ub294 \uc218\ubc95\uc785\ub2c8\ub2e4. \uc815\uc0c1\uc801\uc778 \ub300\ucd9c \uc808\ucc28\uc640 \ub2e4\ub974\uac8c \ud604\uae08 \uc778\ucd9c \ud6c4 \uc804\ub2ec\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. \uc790\ub140 \uc0ac\uce6d\ud615 (\uba54\uc2e0\uc800\ud53c\uc2f1\/\uc2a4\ubbf8\uc2f1)<\/h3>\n<ul>\n<li><strong>&#8220;\uc5c4\ub9c8\/\uc544\ube60, \ud3f0 \uace0\uc7a5 \ub0ac\uc5b4&#8221;:<\/strong> \uc790\ub140\uc758 \ud734\ub300\ud3f0\uc774 \uace0\uc7a5 \ub098\uac70\ub098 \ubd84\uc2e4\ub418\uc5c8\ub2e4\uba70 \ub2e4\ub978 \ubc88\ud638\ub85c \uba54\uc2dc\uc9c0\ub97c \ubcf4\ub0b4 \uae09\ud558\uac8c \ub3c8\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ud558\uac70\ub098, \uc18c\uc561 \uacb0\uc81c \ub300\ud589\uc744 \uc694\uccad\ud558\ub294 \uc218\ubc95\uc785\ub2c8\ub2e4. \uc2e0\ubd84\uc99d \uc0ac\uc9c4, \uac1c\uc778 \uc815\ubcf4, \uae08\uc735 \uc815\ubcf4 \ub4f1\uc744 \uc694\uad6c\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc8fc\ub85c \uce74\uce74\uc624\ud1a1, \ubb38\uc790 \uba54\uc2dc\uc9c0\ub97c \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>&#8220;\uae09\ud558\uac8c \uacb0\uc81c\ud574\uc57c \ud574&#8221;:<\/strong> \uc790\ub140\ub97c \uc0ac\uce6d\ud558\uc5ec \ud2b9\uc815 \ub9c1\ud06c\ub97c \ud074\ub9ad\ud558\uac8c \ud558\uac70\ub098 \uc571\uc744 \uc124\uce58\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\uc5ec \uac1c\uc778 \uc815\ubcf4\ub97c \ud0c8\ucde8\ud558\uace0 \uc18c\uc561 \uacb0\uc81c\ub97c \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. \ud0dd\ubc30\/\uace0\uc9c0\uc11c \uc0ac\uce6d\ud615 \uc2a4\ubbf8\uc2f1<\/h3>\n<ul>\n<li><strong>\ud0dd\ubc30 \uc8fc\uc18c\uc9c0 \uc624\ub958, \ubc30\uc1a1 \ud655\uc778:<\/strong> \uc2e4\uc81c\uc640 \uc720\uc0ac\ud55c \ud0dd\ubc30 \uc54c\ub9bc \ubb38\uc790\ub97c \ubcf4\ub0b4 URL \ud074\ub9ad\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4. \ud574\ub2f9 URL\uc744 \ud074\ub9ad\ud558\uba74 \uc545\uc131 \uc571\uc774 \uc124\uce58\ub418\uc5b4 \ud734\ub300\ud3f0\uc758 \ubaa8\ub4e0 \uc815\ubcf4\uac00 \ud0c8\ucde8\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uac74\uac15\uac80\uc9c4, \uccad\uad6c\uc11c \ud655\uc778:<\/strong> \uacf5\uacf5\uae30\uad00\uc774\ub098 \ubcd1\uc6d0\uc744 \uc0ac\uce6d\ud558\uc5ec \uac74\uac15\uac80\uc9c4 \uacb0\uacfc \ud655\uc778, \uc804\uae30 \uc694\uae08 \ubbf8\ub0a9 \uace0\uc9c0\uc11c \ub4f1\uc744 \uc704\uc7a5\ud55c \ubb38\uc790\ub97c \ubcf4\ub0b4 \uc545\uc131 \uc571 \uc124\uce58\ub97c \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>4. \uae30\ud0c0 \uc2e0\uc885 \uc218\ubc95<\/h3>\n<ul>\n<li><strong>\ud658\uc728 \uc870\uc791, \ube44\uc0c1\uc7a5 \uc8fc\uc2dd \ud22c\uc790 \uc720\ub3c4:<\/strong> \uace0\uc218\uc775\uc744 \ubbf8\ub07c\ub85c \uac00\uc9dc \ud22c\uc790 \uc571\uc744 \uc124\uce58\ud558\uac8c \ud558\uac70\ub098, \uc804\ubb38\uac00\ub97c \uc0ac\uce6d\ud558\uba70 \ud22c\uc790\uae08\uc744 \uac08\ucde8\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc6d0\uaca9\uc81c\uc5b4 \uc571 \uc124\uce58 \uc720\ub3c4:<\/strong> &#8220;\uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ub97c \uc704\ud574&#8221;\ub77c\uba70 \uc6d0\uaca9\uc81c\uc5b4 \uc571 \uc124\uce58\ub97c \uc720\ub3c4\ud55c \ud6c4, \uacc4\uc88c \uc815\ubcf4 \ubc0f \ube44\ubc00\ubc88\ud638\ub97c \uc54c\uc544\ub0b4 \uc1a1\uae08\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\uc5b4\ub974\uc2e0\uc744 \uc704\ud55c \ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc608\ubc29 7\uac00\uc9c0 \ud575\uc2ec \uc218\uce59<\/h2>\n<p>\uc774 \uc2ec\uce35 \uac00\uc774\ub4dc\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4. \ub2e4\uc74c 7\uac00\uc9c0 \uc218\uce59\uc744 \ubc18\ub4dc\uc2dc \uae30\uc5b5\ud558\uace0 \uc2e4\ucc9c\ud574 \uc8fc\uc2ed\uc2dc\uc624.<\/p>\n<h3>1. <strong>&#8220;\uc804\ud654 \ub04a\uace0 \ub2e4\uc2dc \ud655\uc778&#8221;<\/strong>\uc740 \uac00\uc7a5 \uac15\ub825\ud55c \ubc29\ud328\uc785\ub2c8\ub2e4.<\/h3>\n<ul>\n<li>\uacbd\ucc30, \uac80\ucc30, \uc740\ud589, \uae08\uc735\uac10\ub3c5\uc6d0 \ub4f1 <strong>\uc5b4\ub5a4 \uae30\uad00\uc774\ub4e0 \uc804\ud654\ub85c \uae08\uc804\uc774\ub098 \uac1c\uc778 \uc815\ubcf4\ub97c \uc694\uad6c\ud558\uba74 100% \ubcf4\uc774\uc2a4\ud53c\uc2f1\uc785\ub2c8\ub2e4.<\/strong><\/li>\n<li>\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uc804\ud654\ub97c \ubc1b\uc558\ub2e4\uba74 \uc77c\ub2e8 \ub04a\uace0, \ubcf8\uc778\uc774 \uc54c\uace0 \uc788\ub294 <strong>\uacf5\uc2dd \ub300\ud45c\ubc88\ud638(\uc608: 112, \uc740\ud589 \ub300\ud45c\ubc88\ud638)\ub85c \uc9c1\uc811 \uc804\ud654\ud558\uc5ec \uc0ac\uc2e4 \uc5ec\ubd80\ub97c \ud655\uc778<\/strong>\ud558\uc2ed\uc2dc\uc624. \uc808\ub300\ub85c \uc0c1\ub300\ubc29\uc774 \uc54c\ub824\uc900 \ubc88\ud638\ub85c \uc804\ud654\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/li>\n<li>\uc804\ud654 \uc0ac\uae30\ubc94\uc740 \ubcf8\uc778\uc774 \ud574\ub2f9 \uae30\uad00\uc758 \ub204\uad6c\ub77c\uace0 \ub9d0\ud558\uba70 \uc2e0\ubd84\uc744 \uc704\uc870\ud569\ub2c8\ub2e4. \uc2e0\ubd84\uc99d, \uc7ac\uc9c1\uc99d\uba85\uc11c \ub4f1\uc744 \ubcf4\ub0b4\uc8fc\ub354\ub77c\ub3c4 \ubbff\uc9c0 \ub9c8\uc2ed\uc2dc\uc624. \ubaa8\ub4e0 \uac83\uc740 \uc704\uc870 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. <strong>\uac1c\uc778 \uc815\ubcf4\ub294 \uadf8 \ub204\uad6c\uc5d0\uac8c\ub3c4 \uc808\ub300 \uc54c\ub824\uc8fc\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\uc8fc\ubbfc\ub4f1\ub85d\ubc88\ud638, \uacc4\uc88c\ubc88\ud638, \uce74\ub4dc \ube44\ubc00\ubc88\ud638, OTP \ubc88\ud638 \ub4f1 <strong>\uac1c\uc778 \uae08\uc735 \uc815\ubcf4\ub294 \uadf8 \uc5b4\ub5a4 \uae30\uad00\ub3c4 \uc804\ud654\ub098 \ubb38\uc790 \uba54\uc2dc\uc9c0\ub85c \uc694\uad6c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong><\/li>\n<li>&#8220;\ubcf4\uc548 \uac15\ud654&#8221;, &#8220;\uac1c\uc778 \uc815\ubcf4 \uc720\ucd9c \ubc29\uc9c0&#8221; \ub4f1\uc758 \uba85\ubaa9\uc73c\ub85c \ube44\ubc00\ubc88\ud638\ub098 \uc778\uc99d \ubc88\ud638\ub97c \uc54c\ub824\ub2ec\ub77c\uace0 \ud558\ub294 \uac83\uc740 \uc0ac\uae30\uc785\ub2c8\ub2e4.<\/li>\n<li>\uae08\uc735\uae30\uad00 \uc9c1\uc6d0\uc740 \uc5b4\ub5a0\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uace0\uac1d\uc758 \uc815\ubcf4\ub97c \uc720\uc120\uc0c1\uc73c\ub85c \ud655\uc778\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc9c1\uc811 \uc740\ud589\uc744 \ubc29\ubb38\ud558\uc5ec \ucc98\ub9ac\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. <strong>\ucd9c\ucc98 \ubd88\ubd84\uba85\ud55c \uc571 \uc124\uce58\ub294 \uc808\ub300 \uae08\uc9c0!<\/strong><\/h3>\n<ul>\n<li>&#8220;\ubcf4\uc548 \ud504\ub85c\uadf8\ub7a8 \uc124\uce58&#8221;, &#8220;\uc6d0\uaca9 \uc9c0\uc6d0&#8221; \ub4f1\uc744 \uba85\ubaa9\uc73c\ub85c \uc54c \uc218 \uc5c6\ub294 \uc571 \uc124\uce58\ub97c \uc720\ub3c4\ud55c\ub2e4\uba74 <strong>\ubb34\uc870\uac74 \uac70\uc808\ud558\uace0 \uc804\ud654\ub97c \ub04a\uc73c\uc2ed\uc2dc\uc624.<\/strong><\/li>\n<li>\uc774\ub7ec\ud55c \uc571\uc740 \uc5b4\ub974\uc2e0\uc758 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uc6d0\uaca9\uc73c\ub85c \uc870\uc885\ud558\uc5ec \uc740\ud589 \uc571 \ube44\ubc00\ubc88\ud638\ub97c \ube7c\ub0b4\uac70\ub098 \uacf5\uc778\uc778\uc99d\uc11c\ub97c \ud0c8\ucde8\ud558\ub294 \ub4f1 \uc2ec\uac01\ud55c \ud53c\ud574\ub97c \ubc1c\uc0dd\uc2dc\ud0b5\ub2c8\ub2e4.<\/li>\n<li>\uc571\uc740 \ubc18\ub4dc\uc2dc <strong>\uacf5\uc2dd \uc571 \uc2a4\ud1a0\uc5b4(\uad6c\uae00 \ud50c\ub808\uc774\uc2a4\ud1a0\uc5b4, \uc560\ud50c \uc571\uc2a4\ud1a0\uc5b4)<\/strong>\uc5d0\uc11c\ub9cc \uc124\uce58\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ul>\n<h3>4. <strong>&#8220;\ub300\ud3ec\ud1b5\uc7a5&#8221;\uc740 \uc808\ub300 \ub9cc\ub4e4\uc9c0\ub3c4, \ube4c\ub824\uc8fc\uc9c0\ub3c4 \ub9c8\uc138\uc694.<\/strong><\/h3>\n<ul>\n<li>&#8220;\uace0\uc218\uc775 \uc54c\ubc14&#8221;\ub77c\uba70 \ud1b5\uc7a5\uc744 \ube4c\ub824\uc8fc\uac70\ub098, \uc2e0\uc6a9 \ub4f1\uae09\uc744 \ub192\uc5ec\uc900\ub2e4\ub294 \uba85\ubaa9\uc73c\ub85c \ubcf8\uc778 \uba85\uc758\uc758 \ud1b5\uc7a5\uc744 \uac1c\uc124\ud558\uc5ec \ub118\uaca8\ub2ec\ub77c\ub294 \uc694\uad6c\ub294 <strong>\ubcf4\uc774\uc2a4\ud53c\uc2f1\uc5d0 \uc774\uc6a9\ub418\ub294 \ub300\ud3ec\ud1b5\uc7a5 \uac1c\uc124\uc744 \uc720\ub3c4\ud558\ub294 \uac83<\/strong>\uc785\ub2c8\ub2e4.<\/li>\n<li>\ub300\ud3ec\ud1b5\uc7a5\uc740 \ubc94\uc8c4\uc5d0 \uc0ac\uc6a9\ub420 \uc218 \uc788\uc73c\uba70, \ud1b5\uc7a5\uc744 \ube4c\ub824\uc8fc\uac70\ub098 \ud314\uba74 <strong>\ubcf8\uc778\ub3c4 \ud615\uc0ac\ucc98\ubc8c \ub300\uc0c1<\/strong>\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>5. <strong>\uc790\ub140\/\uac00\uc871\uacfc \uc218\uc2dc\ub85c \uc18c\ud1b5\ud558\uace0 \ube44\uc0c1 \uc57d\uc18d\uc744 \ub9cc\ub4dc\uc138\uc694.<\/strong><\/h3>\n<ul>\n<li>\uc790\ub140\ub098 \uac00\uc871\uc744 \uc0ac\uce6d\ud558\ub294 \ubcf4\uc774\uc2a4\ud53c\uc2f1\uc774 \ub9ce\uc73c\ubbc0\ub85c, \uac00\uc871 \uac04\uc5d0 <strong>&#8220;\uc6b0\ub9ac\ub9cc\uc758 \ube44\uc0c1 \uc554\ud638&#8221;\ub098 &#8220;\ud2b9\uc815 \uc9c8\ubb38&#8221;<\/strong>\uc744 \uc815\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud3c9\uc18c\uc5d0 \uac00\uc871\uacfc \uc790\uc8fc \ud1b5\ud654\ud558\uace0, <strong>\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uc804\ud654\ub098 \ubb38\uc790\ub97c \ubc1b\uc558\uc744 \ub54c \uc989\uc2dc \uac00\uc871\uc5d0\uac8c \uc774\uc57c\uae30\ud558\ub294 \uc2b5\uad00<\/strong>\uc744 \ub4e4\uc774\uc2ed\uc2dc\uc624.<\/li>\n<li>&#8220;\uae09\ud558\uac8c \ub3c8\uc774 \ud544\uc694\ud558\ub2e4&#8221;\ub294 \uba54\uc2dc\uc9c0\ub97c \ubc1b\uc558\uc744 \ub54c\ub294 \ubc18\ub4dc\uc2dc <strong>\uae30\uc874\uc5d0 \uc54c\uace0 \uc788\ub294 \uc790\ub140\uc758 \ud734\ub300\ud3f0 \ubc88\ud638\ub85c \uc9c1\uc811 \uc804\ud654<\/strong>\ud558\uc5ec \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ul>\n<h3>6. <strong>\ubb38\uc790\/\uba54\uc2dc\uc9c0 \uc18d \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ub9c1\ud06c\ub294 \uc808\ub300 \ub204\ub974\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\ud0dd\ubc30, \uac74\uac15\uac80\uc9c4, \uc694\uae08 \uace0\uc9c0\uc11c \ub4f1 \uc5b4\ub5a4 \ub0b4\uc6a9\uc774\ub4e0 <strong>\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ubb38\uc790\uac00 \uc624\uba74 \ub9c1\ud06c(URL)\ub97c \uc808\ub300 \ub204\ub974\uc9c0 \ub9d0\uace0 \uc0ad\uc81c<\/strong>\ud558\uc2ed\uc2dc\uc624.<\/li>\n<li>\uc815\uc0c1\uc801\uc778 \uae08\uc735\uae30\uad00\uc774\ub098 \uacf5\uacf5\uae30\uad00\uc740 \uc911\uc694\ud55c \uc815\ubcf4\ub97c \ubb38\uc790 \uba54\uc2dc\uc9c0 \ub0b4 \ub9c1\ud06c\ub85c \uc548\ub0b4\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubd80\ub4dd\uc774\ud558\uac8c \ud655\uc778\uc774 \ud544\uc694\ud558\ub2e4\uba74, \ubb38\uc790\ub97c \ud1b5\ud574 \ubc1b\uc740 \ub9c1\ud06c\uac00 \uc544\ub2cc <strong>\uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub098 \ub300\ud45c\ubc88\ud638\ub85c \uc9c1\uc811 \uc811\uc18d\ud558\uc5ec \ud655\uc778<\/strong>\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ul>\n<h3>7. <strong>\ubc1c\uc2e0\uc790 \ubd88\uba85\ud655\ud55c \uc804\ud654\ub294 \uc544\uc608 \ubc1b\uc9c0 \ub9c8\uc138\uc694.<\/strong><\/h3>\n<ul>\n<li>\uad6d\uc81c \uc804\ud654(001, 002 \ub4f1)\ub098 \ubc1c\uc2e0\uc790 \ud45c\uc2dc \uc81c\ud55c, \uc54c \uc218 \uc5c6\ub294 \ubc88\ud638\ub294 \ub418\ub3c4\ub85d \ubc1b\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubaa8\ub974\ub294 \ubc88\ud638\ub77c\ub3c4 \uaf2d \ubc1b\uc544\uc57c \ud55c\ub2e4\uba74, \uc77c\ub2e8 \ubc1b\uace0 \uc0c1\ub300\ubc29\uc758 \ub9d0\uc744 \uc8fc\uc758 \uae4a\uac8c \ub4e3\ub418, <strong>\uac1c\uc778 \uc815\ubcf4 \uc694\uad6c \uc2dc \uc989\uc2dc \ub04a\uc73c\uc2ed\uc2dc\uc624.<\/strong><\/li>\n<li>\uc2a4\ub9c8\ud2b8\ud3f0\uc758 <strong>\uc2a4\ud338 \ucc28\ub2e8 \uae30\ub2a5\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9<\/strong>\ud558\uace0, &#8220;\ud6c4\ud6c4&#8221;, &#8220;\ud6c4\uc2a4\ucf5c&#8221; \ub4f1 \ubc1c\uc2e0\uc790 \uc815\ubcf4\ub97c \uc54c\ub824\uc8fc\ub294 \uc571\uc744 \uc124\uce58\ud558\uc5ec \ud65c\uc6a9\ud558\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\ub9cc\uc57d \ubcf4\uc774\uc2a4\ud53c\uc2f1 \ud53c\ud574\ub97c \uc785\uc5c8\ub2e4\uba74? \uc989\uc2dc \ub300\ucc98 \ubc29\ubc95<\/h2>\n<p>\uc544\ubb34\ub9ac \uc870\uc2ec\ud574\ub3c4 \ud53c\uce58 \ubabb\ud558\uac8c \ubcf4\uc774\uc2a4\ud53c\uc2f1 \ud53c\ud574\ub97c \uc785\uc5c8\ub2e4\uba74, \ubb34\uc5c7\ubcf4\ub2e4 <strong>&#8220;\uc2dc\uac04&#8221;\uc774 \uac00\uc7a5 \uc911\uc694\ud569\ub2c8\ub2e4.<\/strong> \uc989\uc2dc \ub300\ucc98\ud558\ub294 \uac83\uc774 \ud53c\ud574\ub97c \ucd5c\uc18c\ud654\ud558\uace0 \ub3cc\ub824\ubc1b\uc744 \uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \uc720\uc77c\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<h3>1. <strong>\uc989\uc2dc 112 \ub610\ub294 \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc5d0 \uc2e0\uace0\ud558\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\ud53c\ud574 \uc0ac\uc2e4\uc744 \uc778\uc9c0\ud558\ub294 \uc989\uc2dc <strong>\uacbd\ucc30\uccad(112) \ub610\ub294 \uae08\uc735\uac10\ub3c5\uc6d0(1332)<\/strong>\uc5d0 \uc2e0\uace0\ud558\uc5ec \ub3c4\uc6c0\uc744 \uc694\uccad\ud558\uc2ed\uc2dc\uc624.<\/li>\n<li>\uc1a1\uae08\ud55c \uc740\ud589\uc774\ub098 \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \uc740\ud589\uc5d0 \uc9c1\uc811 \uc804\ud654\ud558\uc5ec <strong>&#8216;\uc9c0\uae09\uc815\uc9c0&#8217;<\/strong>\ub97c \uc2e0\uccad\ud558\uc2ed\uc2dc\uc624. \uc8fc\ub9d0\uc774\ub098 \uacf5\ud734\uc77c\uc5d0\ub3c4 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. <strong>&#8216;\uc9c0\uae09\uc815\uc9c0&#8217; \uc2e0\uccad\uc73c\ub85c \ud53c\ud574 \ud655\uc0b0\uc744 \ub9c9\uc73c\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\ud53c\ud574\uae08\uc744 \uc774\uccb4\ud55c \uacc4\uc88c\uc5d0 \ub300\ud574 <strong>\uc9c0\uae09\uc815\uc9c0\ub97c \uc2e0\uccad\ud558\uba74 \ubc94\uc778\uc774 \ub3c8\uc744 \uc778\ucd9c\ud558\uc9c0 \ubabb\ud558\uac8c \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/li>\n<li>\uc9c0\uae09\uc815\uc9c0 \uc2e0\uccad \uc2dc\uc5d0\ub294 \uc1a1\uae08 \uc2dc\uac04, \uae08\uc561, \uacc4\uc88c\ubc88\ud638 \ub4f1 \uad6c\uccb4\uc801\uc778 \uc815\ubcf4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ubbf8\ub9ac \uc815\ub9ac\ud574 \ub450\uc2dc\uba74 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. <strong>\ud53c\ud574 \uad00\ub828 \uc99d\uac70\ub97c \ud655\ubcf4\ud558\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\ubcf4\uc774\uc2a4\ud53c\uc2f1 \ubc94\uc778\uacfc \uc8fc\uace0\ubc1b\uc558\ub358 <strong>\ud1b5\ud654 \ub179\uc74c, \ubb38\uc790 \uba54\uc2dc\uc9c0, \uc1a1\uae08 \ub0b4\uc5ed, \uc545\uc131 \uc571 \uc124\uce58 \uc99d\uac70 \ub4f1<\/strong> \ubaa8\ub4e0 \uc790\ub8cc\ub97c \ubcf4\uad00\ud558\uc2ed\uc2dc\uc624. \uc774\ub294 \uc218\uc0ac\uc5d0 \uc911\uc694\ud55c \uc99d\uac70\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>4. <strong>\uc8fc\ubcc0\uc5d0 \uc54c\ub9ac\uace0 \ub3c4\uc6c0\uc744 \uc694\uccad\ud558\uc2ed\uc2dc\uc624.<\/strong><\/h3>\n<ul>\n<li>\ud53c\ud574 \uc0ac\uc2e4\uc744 \uac00\uc871\uc774\ub098 \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc640 \uac19\uc740 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uae30\uad00\uc5d0 \uc54c\ub9ac\uace0 \ub3c4\uc6c0\uc744 \uc694\uccad\ud558\uc2ed\uc2dc\uc624. \ud63c\uc790 \uac10\ub2f9\ud558\ub824 \ud558\uc9c0 \ub9c8\uc138\uc694.<\/li>\n<li>\uc815\uc2e0\uc801\uc778 \uace0\ud1b5\uc774 \uc2ec\ud560 \uacbd\uc6b0, \uc2ec\ub9ac \uc0c1\ub2f4 \ub4f1\uc758 \uc9c0\uc6d0\uc744 \ubc1b\ub294 \uac83\ub3c4 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uac00 \ud568\uaed8\ud569\ub2c8\ub2e4<\/h2>\n<p>\uc0ac\ub791\ud558\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \ubcf4\uc774\uc2a4\ud53c\uc2f1\uc758 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uc790\uc720\ub86d\uace0 \uc548\uc804\ud55c \uc0b6\uc744 \uc601\uc704\ud558\ub294 \uac83\uc740 \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc758 \uac00\uc7a5 \uc911\uc694\ud55c \uac00\uce58 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc800\ud76c\ub294 \uc5b4\ub974\uc2e0 \ub3cc\ubd04 \uc11c\ube44\uc2a4\uc640 \ud568\uaed8 \uc5b4\ub974\uc2e0\uc758 \uc548\uc804\uc744 \uc704\ud611\ud558\ub294 \uc0ac\ud68c\uc801 \ubb38\uc81c\uc5d0 \ub300\ud574\uc11c\ub3c4 \ub04a\uc784\uc5c6\uc774 \uad00\uc2ec\uc744 \uae30\uc6b8\uc774\uace0 \ud574\uacb0\ucc45\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uac00\uc774\ub4dc\uac00 \uc5b4\ub974\uc2e0\uacfc \ubcf4\ud638\uc790\ubd84\ub4e4\uc758 \ub514\uc9c0\ud138 \uc548\uc804 \uc9c0\ud0b4\uc774\uac00 \ub418\uae30\ub97c \ubc14\ub77c\uba70, \ud639\uc2dc\ub77c\ub3c4 \ubcf4\uc774\uc2a4\ud53c\uc2f1 \uad00\ub828\ud558\uc5ec \uad81\uae08\ud558\uac70\ub098 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2dc\ub2e4\uba74 \uc5b8\uc81c\ub4e0\uc9c0 \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc5d0 \ubb38\uc758\ud574 \uc8fc\uc2ed\uc2dc\uc624. \uc800\ud76c\ub294 \ud56d\uc0c1 \uc5b4\ub974\uc2e0 \uc606\uc5d0\uc11c \ub4e0\ub4e0\ud55c \ub3d9\ubc18\uc790\uac00 \ub418\uc5b4 \ub4dc\ub9b4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\uc774\uc2a4\ud53c\uc2f1 \uc608\ubc29\uc740 <strong>&#8220;\uc758\uc2ec\ud558\uace0 \ud655\uc778\ud558\ub294 \uc2b5\uad00&#8221;<\/strong>\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \ubaa8\ub450 \ud568\uaed8 \uc8fc\uc758\ud558\uace0 \uc18c\ud1b5\ud558\uba70 \uc548\uc804\ud55c \uc77c\uc0c1\uc744 \ub9cc\ub4e4\uc5b4\uac11\uc2dc\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc548\ub155\ud558\uc138\uc694, \uc5b4\ub974\uc2e0\uc758 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud55c \uc0b6\uc744 \uc5b8\uc81c\ub098 \uc751\uc6d0\ud558\ub294 \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc785\ub2c8\ub2e4. \uc815\ubcf4\ud1b5\uc2e0 \uae30\uc220\uc758 \ubc1c\ub2ec\uacfc \ud568\uaed8 \uc6b0\ub9ac \uc0ac\ud68c\uc758 \ud3b8\ub9ac\ud568\uc740 \ub0a0\ub9c8\ub2e4 \ub354\ud574\uac00\uc9c0\ub9cc, \uc548\ud0c0\uae5d\uac8c\ub3c4 \uc774\ub97c \uc545\uc6a9\ud558\ub294 \ubc94\uc8c4 \ub610\ud55c \ub354\uc6b1 \uc9c0\ub2a5\uc801\uc774\uace0 \uad50\ubb18\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \u2018\ubcf4\uc774\uc2a4\ud53c\uc2f1(Voice Phishing)\u2019\uc740 \uc0ac\ub791\ud558\ub294 \uac00\uc871\uc758 \uc548\ub155\uc744 \uc704\ud611\ud558\uace0 \uc5b4\ub974\uc2e0\uc758 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \ud55c\uc21c\uac04\uc5d0 \ube7c\uc557\uc544\uac00\ub294 \uc2ec\uac01\ud55c \uc0ac\ud68c \ubb38\uc81c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\ub294 \uc5b4\ub974\uc2e0\uacfc \ubcf4\ud638\uc790\ubd84\ub4e4\uc774 \uc774\ub7ec\ud55c \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uc548\uc804\ud558\uac8c \uc0dd\ud65c\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d, \ubcf4\uc774\uc2a4\ud53c\uc2f1\uc758 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