{"id":19864,"date":"2026-04-14T08:07:04","date_gmt":"2026-04-14T08:07:04","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=19864"},"modified":"2026-04-14T08:07:04","modified_gmt":"2026-04-14T08:07:04","slug":"%eb%b0%a9%eb%ac%b8-%eb%aa%a9%ec%9a%95-%ec%84%9c%eb%b9%84%ec%8a%a4%eb%9e%80-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t4-724","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=19864","title":{"rendered":"\ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub780? – \uc2ec\uce35 \uac00\uc774\ub4dc (T4-724)"},"content":{"rendered":"

\uc0ac\ub791\ud558\ub294 \ubd80\ubaa8\ub2d8\uacfc \uac00\uc871\uc758 \uac74\uac15\ud558\uace0 \ud3b8\uc548\ud55c \uc0b6\uc744 \uc704\ud574 ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\ub294 \uc5b8\uc81c\ub098 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc5b4\ub974\uc2e0\ub4e4\uc758 \ucf8c\uc801\ud55c \uac1c\uc778\uc704\uc0dd \uc720\uc9c0\ub294 \uac74\uac15\uc740 \ubb3c\ub860, \uc815\uc11c\uc801\uc778 \uc548\uc815\uac10\uacfc \uc874\uc5c4\uc131\uc744 \uc9c0\ud0a4\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uac70\ub098 \uc2e0\uccb4 \ud65c\ub3d9\uc5d0 \uc81c\uc57d\uc774 \uc788\ub294 \uc5b4\ub974\uc2e0\ub4e4\uc758 \uacbd\uc6b0, \uac00\uc815\uc5d0\uc11c \uc2a4\uc2a4\ub85c \ubaa9\uc695\ud558\uae30\ub780 \uc27d\uc9c0 \uc54a\uc740 \uc77c\uc774\uba70, \uac00\uc871\uc774 \ub3c4\uc640\ub4dc\ub9ac\ub824 \ud574\ub3c4 \ub099\uc0c1 \uc704\ud5d8\uc774\ub098 \uc2e0\uccb4\uc801 \ubd80\ub2f4\uc73c\ub85c \uc778\ud574 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ub7ec\ud55c \uc5b4\ub824\uc6c0\uc744 \ud574\uacb0\ud558\uace0 \uc5b4\ub974\uc2e0\ub4e4\uc774 \ub301\uc5d0\uc11c \uc548\uc804\ud558\uace0 \ud3b8\uc548\ud558\uac8c \ubaa9\uc695\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \uc11c\ube44\uc2a4\uac00 \ubc14\ub85c \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4<\/strong>\uc785\ub2c8\ub2e4. ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\uc640 \ud568\uaed8 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \uac83\uc744 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uba70, \uc5b4\ub974\uc2e0\uc758 \uc0b6\uc758 \uc9c8\uc744 \ub192\uc774\ub294 \ud604\uba85\ud55c \uc120\ud0dd\uc744 \ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n

\ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4, \uacfc\uc5f0 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h2>\n

\ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc7a5\uae30\uc694\uc591 \ub4f1\uae09\uc744 \ubc1b\uc73c\uc2e0 \uc5b4\ub974\uc2e0 \uc911 \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uc5ec \uac00\uc815 \ub0b4\uc5d0\uc11c \uc2a4\uc2a4\ub85c \ubaa9\uc695\ud558\uae30 \uc5b4\ub835\uac70\ub098, \uac00\uc871\uc758 \ub3c4\uc6c0\ub9cc\uc73c\ub85c\ub294 \ubaa9\uc695\uc774 \uc5b4\ub824\uc6b4 \ubd84\ub4e4\uc744 \uc704\ud574 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc5b4\ub974\uc2e0\uc758 \ub301\uc73c\ub85c \uc9c1\uc811 \ubc29\ubb38\ud558\uc5ec \ubaa9\uc695\uc744 \ub3c4\uc640\ub4dc\ub9ac\ub294 \uc11c\ube44\uc2a4<\/strong>\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ubab8\uc744 \uc53b\uae30\ub294 \ud589\uc704\ub97c \ub118\uc5b4, \uc5b4\ub974\uc2e0\uc758 \uccad\uacb0 \uc720\uc9c0, \ud608\uc561\uc21c\ud658 \ucd09\uc9c4, \uadfc\uc721 \uc774\uc644, \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4 \uc815\uc11c\uc801 \uc9c0\uc9c0\uc640 \uc874\uc5c4\uc131\uc744 \uc9c0\ucf1c\ub4dc\ub9ac\ub294 \uc911\uc694\ud55c \ub3cc\ubd04 \uc11c\ube44\uc2a4<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n

\uc774 \uc11c\ube44\uc2a4\ub294 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc6b4\uc601\ud558\ub294 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8<\/strong>\uc758 \uc7ac\uac00\uae09\uc5ec \ud56d\ubaa9 \uc911 \ud558\ub098\ub85c, \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc5b4\ub974\uc2e0 \ub301\uc73c\ub85c \uc9c1\uc811 \ubc29\ubb38\ud558\uc5ec \uc548\uc804\ud558\uace0 \uc704\uc0dd\uc801\uc778 \ud658\uacbd\uc5d0\uc11c \ubaa9\uc695\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5b4\ub974\uc2e0\ub4e4\uc740 \uc775\uc219\ud558\uace0 \ud3b8\uc548\ud55c \uc790\ud0dd\uc5d0\uc11c \uc804\ubb38\uc801\uc778 \ub3c4\uc6c0\uc744 \ubc1b\uc73c\uba70 \uac1c\uc778\uc704\uc0dd\uc744 \uc720\uc9c0\ud558\uace0, \uac00\uc871\ub4e4\uc740 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ub35c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub204\uac00 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub098\uc694? (\ub300\uc0c1\uc790)<\/h2>\n

\ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc5b4\ub974\uc2e0\ub4e4\uaed8 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

    \n
  • \uc7a5\uae30\uc694\uc591 \ub4f1\uae09(1~5\ub4f1\uae09 \ubc0f \uc778\uc9c0\uc9c0\uc6d0\ub4f1\uae09)\uc744 \ubc1b\uc73c\uc2e0 \uc5b4\ub974\uc2e0:<\/strong> \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc744 \ud1b5\ud574 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
  • \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uc5ec \ud63c\uc790 \ubaa9\uc695\ud558\uae30 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0:<\/strong> \ub1cc\uc878\uc911, \ud30c\ud0a8\uc2a8\ubcd1, \uad00\uc808\uc5fc \ub4f1\uc73c\ub85c \uc2e0\uccb4 \ud65c\ub3d9\uc5d0 \uc81c\uc57d\uc774 \uc788\ub294 \uacbd\uc6b0.<\/li>\n
  • \uce58\ub9e4 \ub4f1\uc73c\ub85c \uc778\uc9c0 \ub2a5\ub825\uc774 \uc800\ud558\ub418\uc5b4 \ud63c\uc790 \ubaa9\uc695 \uc2dc \uc548\uc804\uc0ac\uace0 \uc704\ud5d8\uc774 \uc788\ub294 \uc5b4\ub974\uc2e0:<\/strong> \ub099\uc0c1, \ud654\uc0c1 \ub4f1 \uc0ac\uace0 \uc608\ubc29\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n
  • \uac00\uc871\uc774 \uc5b4\ub974\uc2e0 \ubaa9\uc695\uc744 \ub3d5\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0:<\/strong> \uac00\uc871\uc758 \uc9c1\uc7a5\uc0dd\ud65c, \uac74\uac15 \ubb38\uc81c, \uc2e0\uccb4\uc801 \ubd80\ub2f4 \ub4f1\uc73c\ub85c \uc778\ud574 \ub3cc\ubd04\uc774 \uc5b4\ub824\uc6b4 \uc0c1\ud669.<\/li>\n
  • \ub9cc\uc131 \uc9c8\ud658\uc73c\ub85c \uc778\ud574 \uc704\uc0dd \uad00\ub9ac\uac00 \ud2b9\ubcc4\ud788 \ud544\uc694\ud55c \uc5b4\ub974\uc2e0:<\/strong> \uc695\ucc3d \uc608\ubc29 \ubc0f \ud53c\ubd80 \uac74\uac15 \uc720\uc9c0\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\uc758 \ub180\ub77c\uc6b4 \uc7a5\uc810\ub4e4<\/h2>\n

    \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871 \ubaa8\ub450\uc5d0\uac8c \ub2e4\uc591\ud55c \uae0d\uc815\uc801\uc778 \ud6a8\uacfc\ub97c \uac00\uc838\ub2e4\uc90d\ub2c8\ub2e4.<\/p>\n

    1. \uc5b4\ub974\uc2e0\uc758 \uc704\uc0dd\uacfc \uac74\uac15 \uc99d\uc9c4<\/h3>\n
      \n
    • \uccad\uacb0 \uc720\uc9c0 \ubc0f \ud53c\ubd80 \uc9c8\ud658 \uc608\ubc29:<\/strong> \uc815\uae30\uc801\uc778 \ubaa9\uc695\uc740 \ud53c\ubd80\ub97c \uccad\uacb0\ud558\uac8c \uc720\uc9c0\ud558\uc5ec \uc695\ucc3d, \ud53c\ubd80\uc5fc \ub4f1 \uac01\uc885 \ud53c\ubd80 \uc9c8\ud658\uc744 \uc608\ubc29\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/li>\n
    • \ud608\uc561\uc21c\ud658 \ucd09\uc9c4 \ubc0f \uadfc\uc721 \uc774\uc644:<\/strong> \ub530\ub73b\ud55c \ubb3c\uc740 \ud608\uc561\uc21c\ud658\uc744 \ub3d5\uace0 \uacbd\uc9c1\ub41c \uadfc\uc721\uc744 \uc774\uc644\uc2dc\ucf1c \ud53c\ub85c \ud68c\ubcf5\uacfc \ud1b5\uc99d \uc644\ud654\uc5d0 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n
    • \uc2e0\uccb4 \uae30\ub2a5 \uc720\uc9c0:<\/strong> \ubaa9\uc695 \uacfc\uc815\uc5d0\uc11c \uac00\ubcbc\uc6b4 \uc6c0\uc9c1\uc784\uc740 \uc794\uc874 \uae30\ub2a5\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

      2. \uc815\uc11c\uc801 \uc548\uc815\uac10\uacfc \uc874\uc5c4\uc131 \uc720\uc9c0<\/h3>\n
        \n
      • \uc2ec\ub9ac\uc801 \uc548\uc815:<\/strong> \uae68\ub057\ud558\uace0 \uc0c1\ucf8c\ud55c \ubab8\uc740 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc0c1\ucf8c\ud568\uacfc \ub9cc\uc871\uac10\uc744 \uc8fc\uc5b4 \uc6b0\uc6b8\uac10 \ud574\uc18c \ubc0f \uc790\uc874\uac10 \ud5a5\uc0c1\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/li>\n
      • \uc874\uc5c4\uc131 \uc720\uc9c0:<\/strong> \ud0c0\uc778\uc5d0\uac8c \ubcf4\uc5ec\uc8fc\uae30 \ud798\ub4e0 \ubd80\ubd84\uc744 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc73c\ub85c \uc548\uc804\ud558\uac8c \uad00\ub9ac\ubc1b\uc74c\uc73c\ub85c\uc368 \uc5b4\ub974\uc2e0\uc758 \uc874\uc5c4\uc131\uc744 \uc9c0\ucf1c\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
      • \uc0ac\ud68c\uc801 \uad50\ub958:<\/strong> \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uc640\uc758 \uad50\ub958\ub294 \uc5b4\ub974\uc2e0\uc758 \uace0\ub9bd\uac10\uc744 \ud574\uc18c\ud558\uace0 \uc815\uc11c\uc801 \uc9c0\uc9c0\uc790\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

        3. \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4 \uacbd\uac10<\/h3>\n
          \n
        • \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801 \ubd80\ub2f4 \uc644\ud654:<\/strong> \uc5b4\ub974\uc2e0 \ubaa9\uc695\uc740 \uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc740 \uccb4\ub825\uacfc \ub178\ud558\uc6b0\ub97c \ud544\uc694\ub85c \ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\uc5d0\uac8c \ub9e1\uae40\uc73c\ub85c\uc368 \uac00\uc871\uc740 \uc774\ub7ec\ud55c \ubd80\ub2f4\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
        • \uc548\uc804\uc0ac\uace0 \uc704\ud5d8 \uac10\uc18c:<\/strong> \uac00\uc871\uc774 \uc5b4\ub974\uc2e0 \ubaa9\uc695\uc744 \ub3d5\ub2e4 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub099\uc0c1, \ubd80\uc0c1 \ub4f1\uc758 \uc704\ud5d8\uc744 \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
        • \uc5ec\uc720 \uc2dc\uac04 \ud655\ubcf4:<\/strong> \uac00\uc871\uc740 \ud655\ubcf4\ub41c \uc2dc\uac04\uc744 \uac1c\uc778\uc801\uc778 \ud734\uc2dd\uc774\ub098 \ub2e4\ub978 \ud65c\ub3d9\uc5d0 \ud65c\uc6a9\ud558\uba70 \uc0b6\uc758 \uc9c8\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

          4. \uc548\uc804\ud558\uace0 \uc775\uc219\ud55c \ud658\uacbd\uc5d0\uc11c\uc758 \ucf00\uc5b4<\/h3>\n
            \n
          • \uce5c\uc219\ud55c \uacf5\uac04:<\/strong> \uc5b4\ub974\uc2e0\uc774 \uac00\uc7a5 \ud3b8\uc548\ud568\uc744 \ub290\ub07c\ub294 \uac00\uc815\uc5d0\uc11c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\uc73c\ubbc0\ub85c \uc2ec\ub9ac\uc801 \uc548\uc815\uac10\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n
          • \uc804\ubb38\uac00\uc758 \uc548\uc804 \uad00\ub9ac:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \uc0c1\ud0dc\ub97c \uace0\ub824\ud55c \uc548\uc804\ud55c \ubaa9\uc695 \uc808\ucc28\ub97c \uc900\uc218\ud558\uba70, \ub099\uc0c1 \uc608\ubc29\uc5d0 \ucca0\uc800\ud788 \ub300\ube44\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

            \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098\uc694? (\uc774\uc6a9 \uc808\ucc28 \ubc0f \uc11c\ube44\uc2a4 \uc885\ub958)<\/h2>\n

            \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc804\ubb38\uc131\uc744 \uac16\ucd98 \uc694\uc591\ubcf4\ud638\uc0ac 2\uc778\uc774 \ud55c \uc870\ub97c \uc774\ub8e8\uc5b4 \ubc29\ubb38\ud558\uba70, \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \uc0c1\ud0dc \ubc0f \uac00\uc815 \ud658\uacbd\uc5d0 \ub530\ub77c \ub9de\ucda4\ud615\uc73c\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n

            1. \uc11c\ube44\uc2a4 \uc774\uc6a9 \uc808\ucc28<\/h3>\n
              \n
            1. \uc0c1\ub2f4 \ubc0f \uc2e0\uccad:<\/strong> \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc640 \uc0c1\ub2f4 \ud6c4, \uc5b4\ub974\uc2e0\uc758 \uc7a5\uae30\uc694\uc591 \ub4f1\uae09 \ud655\uc778 \ubc0f \uc11c\ube44\uc2a4 \uc2e0\uccad\uc744 \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/li>\n
            2. \uc5b4\ub974\uc2e0 \uc0c1\ud0dc \ubc0f \ud658\uacbd \ud30c\uc545:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc, \uac70\ub3d9 \ub2a5\ub825, \uac00\uc815 \ub0b4 \ubaa9\uc695 \uc2dc\uc124 \ub4f1\uc744 \uc0ac\uc804\uc5d0 \ud30c\uc545\ud569\ub2c8\ub2e4.<\/li>\n
            3. \uc11c\ube44\uc2a4 \uacc4\ud68d \uc218\ub9bd:<\/strong> \uc5b4\ub974\uc2e0\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ubaa9\uc695 \ubc29\ubc95\uacfc \uc8fc\uae30, \uc8fc\uc758\uc0ac\ud56d \ub4f1\uc744 \ud3ec\ud568\ud55c \uac1c\ubcc4 \uc11c\ube44\uc2a4 \uacc4\ud68d\uc744 \uc218\ub9bd\ud569\ub2c8\ub2e4.<\/li>\n
            4. \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4 \uc81c\uacf5:<\/strong> \uc57d\uc18d\ub41c \uc2dc\uac04\uc5d0 \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac 2\uc778\uc774 \ubc29\ubb38\ud558\uc5ec \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n
            5. \uc0ac\ud6c4 \uad00\ub9ac \ubc0f \ubaa8\ub2c8\ud130\ub9c1:<\/strong> \uc11c\ube44\uc2a4 \ud6c4 \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc \ubcc0\ud654\ub97c \ud655\uc778\ud558\uace0, \ud544\uc694\ud55c \uacbd\uc6b0 \uac00\uc871\uacfc \uc0c1\ub2f4\ud558\uc5ec \uc11c\ube44\uc2a4 \ub0b4\uc6a9\uc744 \uc870\uc808\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n

              2. \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\uc758 \uc885\ub958<\/h3>\n

              \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc\uc640 \uac00\uc815 \ud658\uacbd\uc5d0 \ub530\ub77c \ud06c\uac8c \ub450 \uac00\uc9c0 \ubc29\uc2dd\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4.<\/p>\n

                \n
              • \uc774\ub3d9\uc2dd \ubaa9\uc695 \uc7a5\ube44(\uc774\ub3d9\uc2dd \uc695\uc870) \uc774\uc6a9:<\/strong>\n
                  \n
                • \uc5b4\ub974\uc2e0\uc758 \uce68\ub300 \uc606\uc774\ub098 \uac70\uc2e4 \ub4f1 \uac00\uc7a5 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud55c \uacf5\uac04\uc5d0 \uc774\ub3d9\uc2dd \uc695\uc870\ub97c \uc124\uce58<\/strong>\ud558\uc5ec \ubaa9\uc695\uc744 \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/li>\n
                • \uc628\uc218 \uc7a5\ube44\ub97c \uc774\uc6a9\ud558\uc5ec \uc801\uc808\ud55c \uc628\ub3c4\uc758 \ubb3c\uc744 \uacf5\uae09\ud558\uace0, \uc0ac\uc6a9 \ud6c4\uc5d0\ub294 \uc624\uc218\ub97c \uc548\uc804\ud558\uac8c \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n
                • \uac70\ub3d9\uc774 \ub9e4\uc6b0 \ubd88\ud3b8\ud558\uc5ec \ud654\uc7a5\uc2e4 \uc774\ub3d9\uc774 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0\uc774\ub098 \uce68\uc0c1 \uc0dd\ud65c\uc744 \ud558\ub294 \uc5b4\ub974\uc2e0\uaed8 \ud2b9\ud788 \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n
                • \uc548\uc804\ud558\uace0 \uc704\uc0dd\uc801\uc778 \uc774\ub3d9\uc2dd \uc695\uc870\ub294 \uc5b4\ub974\uc2e0\uc774 \ud3b8\uc548\ud558\uac8c \ubab8\uc744 \ub2f4\uae00 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n
                • \uac00\uc815 \ub0b4 \ubaa9\uc695 \uc2dc\uc124 \uc774\uc6a9:<\/strong>\n
                    \n
                  • \uc5b4\ub974\uc2e0 \ub301\uc758 \uae30\uc874 \ud654\uc7a5\uc2e4 \ub610\ub294 \uc695\uc2e4 \uc2dc\uc124(\uc0e4\uc6cc\uae30, \uc695\uc870)\uc744 \ud65c\uc6a9<\/strong>\ud558\uc5ec \ubaa9\uc695\uc744 \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n
                  • \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc774 \ubbf8\ub044\ub7ec\uc9c0\uc9c0 \uc54a\ub3c4\ub85d \uc548\uc804\ubc14 \uc124\uce58, \ubbf8\ub044\ub7fc \ubc29\uc9c0 \ub9e4\ud2b8 \uc0ac\uc6a9 \ub4f1 \uc548\uc804\uc5d0 \uac01\ubcc4\ud788 \uc720\uc758\ud558\uba70 \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/li>\n
                  • \uc5b4\ub974\uc2e0\uc758 \uc794\uc874 \ub2a5\ub825\uc5d0 \ub530\ub77c \uc2a4\uc2a4\ub85c \ud560 \uc218 \uc788\ub294 \ubd80\ubd84\uc740 \uaca9\ub824\ud558\uace0, \uc5b4\ub824\uc6b4 \ubd80\ubd84\uc740 \uc804\ubb38\uc801\uc73c\ub85c \ubcf4\uc870\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                    \ub450 \uac00\uc9c0 \ubc29\uc2dd \ubaa8\ub450 \uc5b4\ub974\uc2e0\uc758 \uc548\uc804\uacfc \uccad\uacb0\uc744 \ucd5c\uc6b0\uc120<\/strong>\uc73c\ub85c \ud558\uba70, \ubaa9\uc695 \uc804\ud6c4 \ud608\uc555 \uce21\uc815, \uccb4\uc628 \ud655\uc778 \ub4f1 \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \uc0c1\ud0dc\ub97c \uaf3c\uaf3c\ud788 \uccb4\ud06c\ud569\ub2c8\ub2e4. \ub610\ud55c, \ubaa9\uc695 \ud6c4\uc5d0\ub294 \ubcf4\uc2b5 \ubc0f \uac04\ub2e8\ud55c \ub9c8\uc0ac\uc9c0\ub97c \ud1b5\ud574 \uc5b4\ub974\uc2e0\uc758 \ubab8\uc744 \ud3b8\uc548\ud558\uac8c \ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n

                    \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uc758 \uc790\uaca9\uacfc \uc5ed\ud560<\/h2>\n

                    ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\uc758 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uad6d\uac00\uacf5\uc778 \uc790\uaca9\uc99d\uc744 \uc18c\uc9c0\ud55c \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac<\/strong>\uac00 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \ub2e8\uc21c\ud55c \ub3cc\ubd04 \uc81c\uacf5\uc790\ub97c \ub118\uc5b4, \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\uc758 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \uc218\ud589\ud569\ub2c8\ub2e4.<\/p>\n

                      \n
                    • \uc804\ubb38\uc131:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac \uad50\uc721 \uacfc\uc815\uc744 \ud1b5\ud574 \ub178\uc778 \uc2e0\uccb4 \ud2b9\uc131, \uc9c8\ud658 \uad00\ub9ac, \uc751\uae09 \ucc98\uce58, \uc704\uc0dd \uad00\ub9ac \ub4f1 \uc804\ubb38 \uc9c0\uc2dd\uacfc \uae30\uc220\uc744 \uc2b5\ub4dd\ud569\ub2c8\ub2e4.<\/li>\n
                    • \uc548\uc804 \uad00\ub9ac:<\/strong> \ub099\uc0c1 \uc608\ubc29, \uccb4\uc628 \uc720\uc9c0, \ubb3c \uc628\ub3c4 \uc870\uc808 \ub4f1 \ubaa9\uc695 \uc804 \uacfc\uc815\uc5d0\uc11c \uc5b4\ub974\uc2e0\uc758 \uc548\uc804\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud569\ub2c8\ub2e4.<\/li>\n
                    • \uc815\uc11c\uc801 \uc9c0\uc9c0:<\/strong> \uc5b4\ub974\uc2e0\uacfc\uc758 \uad50\uac10\uc744 \ud1b5\ud574 \uc2ec\ub9ac\uc801 \uc548\uc815\uac10\uc744 \uc81c\uacf5\ud558\uace0, \ub9d0\ubc97\uc774 \ub418\uc5b4 \ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n
                    • \uc2e0\uccb4 \ubcc0\ud654 \uad00\ucc30:<\/strong> \ubaa9\uc695 \uc911 \uc5b4\ub974\uc2e0\uc758 \ud53c\ubd80 \uc0c1\ud0dc, \ud1b5\uc99d \uc720\ubb34, \uae30\ub825 \ubcc0\ud654 \ub4f1\uc744 \uc138\uc2ec\ud558\uac8c \uad00\ucc30\ud558\uc5ec \uac74\uac15 \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uc870\uae30\uc5d0 \ubc1c\uacac\ud569\ub2c8\ub2e4.<\/li>\n
                    • \uc704\uc0dd \uad00\ub9ac:<\/strong> \uc0ac\uc6a9 \uc7a5\ube44\uc758 \ucca0\uc800\ud55c \uc18c\ub3c5\uacfc \uc704\uc0dd \uad00\ub9ac\ub97c \ud1b5\ud574 \uac10\uc5fc \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                      \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4, \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? (\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud65c\uc6a9)<\/h2>\n

                      \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4 \ube44\uc6a9 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n

                      1. \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \uc911\uc694\uc131<\/h3>\n

                      \ub9cc 65\uc138 \uc774\uc0c1 \ub610\ub294 \ub9cc 65\uc138 \ubbf8\ub9cc\uc774\ub77c\ub3c4 \ub178\uc778\uc131 \uc9c8\ubcd1(\uce58\ub9e4, \ub1cc\ud608\uad00\uc131 \uc9c8\ud658, \ud30c\ud0a8\uc2a8\ubcd1 \ub4f1)\uc73c\ub85c \uc778\ud574 \uc77c\uc0c1\uc0dd\ud65c\uc774 \uc5b4\ub824\uc6b4 \ubd84\ub4e4\uc740 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uc7a5\uae30\uc694\uc591 \ub4f1\uae09 \uc2e0\uccad\uc744 \ud1b5\ud574 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub4f1\uae09\uc744 \ubc1b\uc73c\uba74 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub2e4\uc591\ud55c \uc7ac\uac00\uae09\uc5ec \ubc0f \uc2dc\uc124\uae09\uc5ec\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

                      2. \ubcf8\uc778\ubd80\ub2f4\uae08<\/h3>\n

                      \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc218\uae09\uc790\ub85c \uc778\uc815\ub418\uba74, \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4 \uc774\uc6a9 \uc2dc \ucd1d \uc11c\ube44\uc2a4 \ube44\uc6a9\uc758 \uc77c\uc815 \ube44\uc728(\ubcf8\uc778\ubd80\ub2f4\uae08)\ub9cc \uc9c0\ubd88<\/strong>\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n

                        \n
                      • \uc77c\ubc18 \ub300\uc0c1\uc790:<\/strong> \ucd1d \ube44\uc6a9\uc758 15%<\/li>\n
                      • \uac10\uacbd \ub300\uc0c1\uc790 (\uc758\ub8cc\uae09\uc5ec \uc218\uae09\uad8c\uc790, \ucc28\uc0c1\uc704 \uacc4\uce35 \ub4f1):<\/strong> \ucd1d \ube44\uc6a9\uc758 7.5% \ub610\ub294 0% (\uc218\uae09\uad8c\uc5d0 \ub530\ub77c \uc0c1\uc774)<\/li>\n<\/ul>\n

                        \uc608\ub97c \ub4e4\uc5b4, \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4 1\ud68c \ube44\uc6a9\uc774 8\ub9cc\uc6d0\uc774\ub77c\uace0 \uac00\uc815\ud558\uba74, \uc77c\ubc18 \ub300\uc0c1\uc790\ub294 \uc57d 1\ub9cc 2\ucc9c\uc6d0\ub9cc \ubd80\ub2f4\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c \ube44\uc6a9\uc740 \uc11c\ube44\uc2a4 \uc81c\uacf5 \uae30\uad00 \ubc0f \ub4f1\uae09\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc73c\ubbc0\ub85c ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\uc5d0 \ubb38\uc758\ud558\uc2dc\uba74 \uc0c1\uc138\ud788 \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n

                        ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\uc640 \ud568\uaed8\ud558\ub294 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4 \uc120\ud0dd \uae30\uc900<\/h2>\n

                        \uc18c\uc911\ud55c \uc5b4\ub974\uc2e0\uc744 \uc704\ud55c \uc11c\ube44\uc2a4\uc778 \ub9cc\ud07c, \ubbff\uc744 \uc218 \uc788\ub294 \uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uc900\uc73c\ub85c \ucd5c\uace0\uc758 \uc11c\ube44\uc2a4\ub97c \uc57d\uc18d\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n

                          \n
                        • \uacf5\uc2e0\ub825 \uc788\ub294 \uae30\uad00:<\/strong> \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc73c\ub85c \uc815\uc2dd \uc9c0\uc815\ub41c \ubbff\uc744 \uc218 \uc788\ub294 \uae30\uad00\uc785\ub2c8\ub2e4.<\/li>\n
                        • \uc804\ubb38\uc801\uc778 \uc694\uc591\ubcf4\ud638\uc0ac:<\/strong> \uad6d\uac00\uacf5\uc778 \uc790\uaca9\uc99d\uc744 \uc18c\uc9c0\ud558\uace0 \ucda9\ubd84\ud55c \uacbd\ud5d8\uacfc \uc804\ubb38 \uad50\uc721\uc744 \uc774\uc218\ud55c \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uadfc\ubb34\ud569\ub2c8\ub2e4. \uce5c\uc808\ud568\uacfc \ub530\ub73b\ud55c \ub9c8\uc74c\uc740 \uae30\ubcf8\uc785\ub2c8\ub2e4.<\/li>\n
                        • \ucca0\uc800\ud55c \uc704\uc0dd \ubc0f \uc548\uc804 \uad00\ub9ac:<\/strong> \uc0ac\uc6a9\ub418\ub294 \ubaa8\ub4e0 \uc7a5\ube44\ub294 \ucca0\uc800\ud788 \uc18c\ub3c5 \ubc0f \uad00\ub9ac\ub418\uba70, \uc5b4\ub974\uc2e0\uc758 \uc548\uc804\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \ud558\ub294 \ub9e4\ub274\uc5bc\uc744 \uc900\uc218\ud569\ub2c8\ub2e4.<\/li>\n
                        • \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uac1c\ubcc4 \uac74\uac15 \uc0c1\ud0dc\uc640 \uc694\uad6c \uc0ac\ud56d\uc744 \uba74\ubc00\ud788 \ud30c\uc545\ud558\uc5ec \uac00\uc7a5 \uc801\ud569\ud55c \ub9de\ucda4\ud615 \ub3cc\ubd04 \uacc4\ud68d\uc744 \uc218\ub9bd\ud569\ub2c8\ub2e4.<\/li>\n
                        • \ud22c\uba85\ud55c \uc815\ubcf4 \uc81c\uacf5:<\/strong> \uc11c\ube44\uc2a4 \ub0b4\uc6a9, \ube44\uc6a9, \uc808\ucc28 \ub4f1 \ubaa8\ub4e0 \uc815\ubcf4\ub97c \ud22c\uba85\ud558\uac8c \uacf5\uac1c\ud558\uace0 \uc0c1\uc138\ud788 \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n
                        • \uc9c0\uc18d\uc801\uc778 \uc18c\ud1b5:<\/strong> \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uacfc\uc758 \ud65c\ubc1c\ud55c \uc18c\ud1b5\uc744 \ud1b5\ud574 \uc11c\ube44\uc2a4 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0, \ud544\uc694\ud55c \uacbd\uc6b0 \uc989\uac01\uc801\uc778 \ud53c\ub4dc\ubc31\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                          \uc5b4\ub974\uc2e0\uc758 \uc0b6\uc5d0 \ud65c\ub825\uc744, \uac00\uc871\uc758 \ub9c8\uc74c\uc5d0 \ud3c9\ud654\ub97c \ub4dc\ub9ac\ub294 ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’<\/h2>\n

                          ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\ub294 \uc5b4\ub974\uc2e0 \ud55c \ubd84 \ud55c \ubd84\uc744 \ub0b4 \uac00\uc871\ucc98\ub7fc \ub3cc\ubcf4\ub294 \ub9c8\uc74c\uc73c\ub85c, \ucd5c\uace0\uc758 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4<\/strong>\ub97c \uc81c\uacf5\ud558\uace0\uc790 \ub178\ub825\ud569\ub2c8\ub2e4. \uc5b4\ub974\uc2e0\uc774 \uae68\ub057\ud558\uace0 \uc0c1\ucf8c\ud55c \ubab8\uc73c\ub85c \ub354\uc6b1 \ud65c\uae30\ucc2c \uc77c\uc0c1\uc744 \ubcf4\ub0b4\uc2dc\uace0, \uac00\uc871\ubd84\ub4e4 \ub610\ud55c \ub3cc\ubd04 \ubd80\ub2f4\uc5d0\uc11c \ubc97\uc5b4\ub098 \ud3b8\uc548\ud55c \ub9c8\uc74c\uc744 \uc5bb\uc73c\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

                          \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\ub294 \uc5b4\ub974\uc2e0\uc758 \uac1c\uc778\uc704\uc0dd\uc744 \ub118\uc5b4, \uc0b6\uc758 \uc9c8\uc744 \ub192\uc774\ub294 \uc911\uc694\ud55c \ub3cc\ubd04\uc785\ub2c8\ub2e4. \ud639\uc2dc \uc5b4\ub974\uc2e0 \ubaa9\uc695\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uacc4\uc2dc\uac70\ub098 \ubc29\ubb38 \ubaa9\uc695 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud574 \ub354 \uad81\uae08\ud55c \uc810\uc774 \uc788\uc73c\uc2dc\ub2e4\uba74, \uc5b8\uc81c\ub4e0 \uc8fc\uc800\ud558\uc9c0 \ub9c8\uc2dc\uace0 ‘\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4’\ub85c \ubb38\uc758\ud574 \uc8fc\uc138\uc694.<\/p>\n

                          \uc804\ubb38 \uc0c1\ub2f4\uc0ac\uac00 \uce5c\uc808\ud558\uace0 \uc0c1\uc138\ud558\uac8c \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.
                          \n\uc5b4\ub974\uc2e0\uc758 \ube5b\ub098\ub294 \uc624\ub298\uc744 \uc704\ud574, \ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uac00 \ud568\uaed8\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

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