{"id":23472,"date":"2026-04-14T09:30:34","date_gmt":"2026-04-14T09:30:34","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=23472"},"modified":"2026-04-14T09:30:34","modified_gmt":"2026-04-14T09:30:34","slug":"%eb%85%b8%ec%9d%b8%ec%9e%a5%ea%b8%b0%ec%9a%94%ec%96%91%eb%b3%b4%ed%97%98-%ed%98%9c%ed%83%9d-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t4-913","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=23472","title":{"rendered":"\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud61c\ud0dd \uc54c\uc544\ubcf4\uae30 &#8211; \uc2ec\uce35 \uac00\uc774\ub4dc (T4-913)"},"content":{"rendered":"<p>\uc0ac\ub791\ud558\ub294 \ubd80\ubaa8\ub2d8\uc758 \ud3b8\uc548\ud55c \ub178\ud6c4, \ud639\uc740 \ub098\uc758 \ubbf8\ub798\ub97c \uc704\ud55c \ub4e0\ub4e0\ud55c \uc900\ube44\ub294 \uc6b0\ub9ac \ubaa8\ub450\uc758 \ubc14\ub78c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uace0\ub839\ud654 \uc2dc\ub300\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c, \uac74\uac15\ud558\uace0 \ud488\uc704 \uc788\ub294 \ub178\ub144 \uc0dd\ud65c\uc744 \uc704\ud55c \uc0ac\ud68c\uc801 \uc548\uc804\ub9dd\uc758 \uc911\uc694\uc131\uc740 \ub354\uc6b1 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uc911\uc2ec\uc5d0 \ubc14\ub85c &#8216;\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8&#8217;\uc774 \uc788\uc2b5\ub2c8\ub2e4. &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \uc774 \uc81c\ub3c4\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\uc5ec \uc548\uc2ec\ud558\uace0 \ud589\ubcf5\ud55c \uc77c\uc0c1\uc744 \ub204\ub9ac\uc2e4 \uc218 \uc788\ub3c4\ub85d \uae4a\uc774 \uc788\ub294 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc744 \ucc98\uc74c\ubd80\ud130 \ub05d\uae4c\uc9c0 \uc0c1\uc138\ud558\uac8c \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc2e0\uccad \uc790\uaca9\ubd80\ud130 \ubcf5\uc7a1\ud574 \ubcf4\uc774\ub294 \ub4f1\uae09 \ud310\uc815, \uadf8\ub9ac\uace0 \uc2e4\uc81c \uc5b4\ub5a4 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\uae4c\uc9c0, \uad81\uae08\ud588\ub358 \ubaa8\ub4e0 \uac83\uc744 \uc27d\uace0 \uba85\ud655\ud558\uac8c \ud480\uc5b4\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8, \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uace0\ub839\uc774\ub098 \ub178\uc778\uc131 \uc9c8\ubcd1 \ub4f1\uc73c\ub85c \uc778\ud574 \ud63c\uc790\uc11c \uc77c\uc0c1\uc0dd\ud65c\uc744 \uc218\ud589\ud558\uae30 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0\ub4e4\uc5d0\uac8c \uc2e0\uccb4\ud65c\ub3d9, \uac00\uc0ac\ud65c\ub3d9 \uc9c0\uc6d0 \ub4f1\uc758 \uc7a5\uae30\uc694\uc591\uae09\uc5ec\ub97c \uc81c\uacf5\ud558\uc5ec \ub178\ub144\uc758 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0, \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub294 \uc0ac\ud68c\ubcf4\ud5d8 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0\uc11c \uc6b4\uc601\ud558\uba70, \uac74\uac15\ubcf4\ud5d8\uacfc \ubcc4\uac1c\ub85c \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uc5ec \uc7ac\uc6d0\uc744 \ub9c8\ub828\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc65c \uc911\uc694\ud560\uae4c\uc694?<\/h3>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\ub85c \uc6b0\ub9ac\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uacbd\uc81c\uc801 \ubd80\ub2f4 \uc644\ud654:<\/strong> \uc804\ubb38\uc801\uc778 \uc694\uc591 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \ub54c \ubc1c\uc0dd\ud558\ub294 \ub192\uc740 \ube44\uc6a9\uc744 \uad6d\uac00\uc640 \uc0ac\ud68c\uac00 \ud568\uaed8 \ubd84\ub2f4\ud558\uc5ec \uac00\uacc4 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n<li><strong>\uc548\uc815\uc801\uc778 \ub3cc\ubd04 \uc81c\uacf5:<\/strong> \uc804\ubb38 \uad50\uc721\uc744 \ubc1b\uc740 \uc694\uc591\ubcf4\ud638\uc0ac, \uac04\ud638\uc0ac \ub4f1\uc774 \uccb4\uacc4\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uc5b4\ub974\uc2e0\ub4e4\uc758 \uac74\uac15\uacfc \uc548\uc804\uc744 \uc9c0\ucf1c\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871\uc758 \uc0b6\uc758 \uc9c8 \ud5a5\uc0c1:<\/strong> \ub3cc\ubd04 \ubd80\ub2f4\uc73c\ub85c \uc778\ud574 \uc9c0\uccd0\uc788\ub358 \uac00\uc871\ub4e4\uc774 \uc790\uc2e0\uc758 \uc0b6\uc744 \ub418\ucc3e\uace0, \uc5b4\ub974\uc2e0\uacfc\uc758 \uad00\uacc4\ub97c \ub354\uc6b1 \ub3c8\ub3c5\ud788 \ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud488\uc704 \uc788\ub294 \ub178\ud6c4 \uc0dd\ud65c \ubcf4\uc7a5:<\/strong> \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc874\uc5c4\uc131\uc744 \uc720\uc9c0\ud558\uba70 \ud3b8\uc548\ud558\uac8c \uc0dd\ud65c\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8, \ub204\uac00 \ubc1b\uc744 \uc218 \uc788\ub098\uc694? (\uc2e0\uccad \uc790\uaca9)<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud61c\ud0dd\uc740 \ubaa8\ub4e0 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc8fc\uc5b4\uc9c0\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc77c\uc815\ud55c \uc2e0\uccad \uc790\uaca9\uacfc \ub4f1\uae09 \ud310\uc815 \uc808\ucc28\ub97c \uac70\uccd0\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>1. \uc5f0\ub839 \uae30\uc900<\/h3>\n<ul>\n<li><strong>\ub9cc 65\uc138 \uc774\uc0c1<\/strong>\uc758 \uc5b4\ub974\uc2e0<\/li>\n<li><strong>\ub9cc 65\uc138 \ubbf8\ub9cc<\/strong>\uc774\uc9c0\ub9cc, <strong>\uce58\ub9e4, \ub1cc\ud608\uad00\uc131 \uc9c8\ud658, \ud30c\ud0a8\uc2a8\ubcd1 \ub4f1 \ub178\uc778\uc131 \uc9c8\ubcd1<\/strong>\uc73c\ub85c \uc778\ud574 \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uac70\ub098 \uc778\uc9c0\uae30\ub2a5 \uc800\ud558\ub85c \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \ubd84<\/li>\n<\/ul>\n<h3>2. \uac74\uac15 \uc0c1\ud0dc \uae30\uc900<\/h3>\n<p>\uc2e0\uccad\uc790\ub294 6\uac1c\uc6d4 \uc774\uc0c1 \ud63c\uc790\uc11c \uc77c\uc0c1\uc0dd\ud65c(\uc2dd\uc0ac, \uc138\uba74, \ubc30\ubcc0, \uc637 \uac08\uc544\uc785\uae30 \ub4f1)\uc744 \uc218\ud589\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \uc778\uc815\ub418\ub294 \ubd84\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud788 \ubab8\uc774 \ubd88\ud3b8\ud55c \uac83\uc744 \ub118\uc5b4, \ud0c0\uc778\uc758 \uc9c0\uc18d\uc801\uc778 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n<h2>\uc7a5\uae30\uc694\uc591\ub4f1\uae09, \uc5b4\ub5bb\uac8c \ud310\uc815\ub418\ub098\uc694?<\/h2>\n<p>\uc2e0\uccad \uc790\uaca9\uc774 \ub41c\ub2e4\uace0 \ud574\uc11c \ubc14\ub85c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uc2e0\uccad \ud6c4 \uc815\ubc00\ud55c \uc2ec\uc0ac\ub97c \ud1b5\ud574 &#8216;\uc7a5\uae30\uc694\uc591\ub4f1\uae09&#8217;\uc744 \ud310\uc815\ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4. \ub4f1\uae09\uc740 \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4 \ubc0f \uc778\uc9c0 \uae30\ub2a5 \uc0c1\ud0dc\uc5d0 \ub530\ub77c \uacb0\uc815\ub418\uba70, \ub4f1\uae09\ubcc4\ub85c \ubc1b\uc744 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc758 \uc885\ub958\uc640 \uc6d4 \ud55c\ub3c4\uc561\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>\uc7a5\uae30\uc694\uc591\ub4f1\uae09\uc758 \uc885\ub958<\/h3>\n<p>\ud604\uc7ac \uc7a5\uae30\uc694\uc591\ub4f1\uae09\uc740 \ucd1d 6\ub2e8\uacc4\ub85c \ub098\ub269\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>1\ub4f1\uae09:<\/strong> \uc2e0\uccb4 \uae30\ub2a5\uc5d0 \uc0c1\ub2f9\ud55c \uc7a5\uc560\uac00 \uc788\uc5b4 \ud558\ub8e8 \uc885\uc77c \ud0c0\uc778\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc<\/li>\n<li><strong>2\ub4f1\uae09:<\/strong> \uc2e0\uccb4 \uae30\ub2a5\uc5d0 \uc0c1\ub2f9\ud55c \uc7a5\uc560\uac00 \uc788\uc5b4 \ud558\ub8e8 \uc911 \ub300\ubd80\ubd84 \ud0c0\uc778\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc<\/li>\n<li><strong>3\ub4f1\uae09:<\/strong> \uc2e0\uccb4 \uae30\ub2a5\uc5d0 \ubd80\ubd84\uc801\uc778 \uc7a5\uc560\uac00 \uc788\uc5b4 \ud558\ub8e8 \uc911 \uc77c\uc815 \ubd80\ubd84 \ud0c0\uc778\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc<\/li>\n<li><strong>4\ub4f1\uae09:<\/strong> \uc2e0\uccb4 \uae30\ub2a5\uc5d0 \uc57d\uac04\uc758 \uc7a5\uc560\uac00 \uc788\uc5b4 \ud558\ub8e8 \uc911 \uac04\ud5d0\uc801\uc73c\ub85c \ud0c0\uc778\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc<\/li>\n<li><strong>5\ub4f1\uae09:<\/strong> \uce58\ub9e4 \ub4f1\uc73c\ub85c \uc778\ud55c \uc778\uc9c0\uae30\ub2a5 \uc800\ud558\ub85c \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \ubd80\ubd84\uc801\uc778 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uc0c1\ud0dc (\uc8fc\ub85c \uce58\ub9e4 \uc5b4\ub974\uc2e0)<\/li>\n<li><strong>\uc778\uc9c0\uc9c0\uc6d0\ub4f1\uae09:<\/strong> \uce58\ub9e4\uac00 \uc788\uace0 \uc7a5\uae30\uc694\uc591 5\ub4f1\uae09 \ud310\uc815 \uae30\uc900\uc5d0\ub294 \ubbf8\uce58\uc9c0 \ubabb\ud558\uc9c0\ub9cc, \uc778\uc9c0 \uac1c\uc120\uc744 \uc704\ud55c \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec\uac00 \ud544\uc694\ud55c \uc0c1\ud0dc<\/li>\n<\/ul>\n<p>\uac01 \ub4f1\uae09\uc740 \uc5b4\ub974\uc2e0\uc774 &#8216;\uc7a5\uae30\uc694\uc591\uc778\uc815\uc810\uc218&#8217;\ub97c \uc5bc\ub9c8\ub098 \ubc1b\uc558\ub294\uc9c0\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4. \uc774 \uc810\uc218\ub294 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubc29\ubb38\uc870\uc0ac\uc640 \uc758\uc0ac\uc18c\uacac\uc11c \ub4f1\uc744 \uc885\ud569\ud558\uc5ec \uc0b0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<h2>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc758 \ud575\uc2ec \ud61c\ud0dd: \uc5b4\ub5a4 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\n<p>\uc7a5\uae30\uc694\uc591\ub4f1\uae09\uc744 \ubc1b\uc73c\uc168\ub2e4\uba74 \uc774\uc81c \uc2e4\uc81c \uc5b4\ub5a4 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \uc54c\uc544\ubcfc \ucc28\ub840\uc785\ub2c8\ub2e4. \uc7a5\uae30\uc694\uc591\uae09\uc5ec\ub294 \ud06c\uac8c <strong>\uc7ac\uac00\uae09\uc5ec, \uc2dc\uc124\uae09\uc5ec, \ud2b9\ubcc4\ud604\uae08\uae09\uc5ec<\/strong> \uc138 \uac00\uc9c0\ub85c \ub098\ub269\ub2c8\ub2e4.<\/p>\n<h3>1. \uc7ac\uac00\uae09\uc5ec (\uac00\uc815\uc5d0\uc11c \ubc1b\ub294 \uc11c\ube44\uc2a4)<\/h3>\n<p>\uc5b4\ub974\uc2e0\uc774 \uc790\ud0dd\uc5d0\uc11c \uc0dd\ud65c\ud558\uba74\uc11c \uc804\ubb38\uc801\uc778 \ub3cc\ubd04\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc11c\ube44\uc2a4\ub85c, \uac00\uc7a5 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ubc29\ubb38\uc694\uc591:<\/strong>\n<ul>\n<li><strong>\uc2e0\uccb4\ud65c\ub3d9 \uc9c0\uc6d0:<\/strong> \uc138\uba74, \uad6c\uac15 \uad00\ub9ac, \uc2dd\uc0ac \ub3c4\uc6c0, \uccb4\uc704 \ubcc0\uacbd, \uc637 \uac08\uc544\uc785\uae30, \ud654\uc7a5\uc2e4 \uc774\uc6a9 \ub3c4\uc6c0, \uc678\ucd9c \ub3d9\ud589 \ub4f1 \uc5b4\ub974\uc2e0\uc758 \uc2e0\uccb4\uc801 \ud65c\ub3d9\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc0ac\ud65c\ub3d9 \uc9c0\uc6d0:<\/strong> \uccad\uc18c, \uc138\ud0c1, \uc2dd\uc0ac \uc900\ube44, \uc7a5\ubcf4\uae30 \ub4f1 \uc5b4\ub974\uc2e0\uc774 \ucf8c\uc801\ud55c \ud658\uacbd\uc5d0\uc11c \uc0dd\ud65c\ud560 \uc218 \uc788\ub3c4\ub85d \uac00\uc0ac \ud65c\ub3d9\uc744 \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc815\uc11c \uc9c0\uc6d0:<\/strong> \ub9d0\ubc97, \uaca9\ub824 \ub4f1 \uc815\uc11c\uc801\uc778 \uc9c0\uc9c0\ub97c \ud1b5\ud574 \uc5b4\ub974\uc2e0\uc758 \uc678\ub85c\uc6c0\uc744 \ub35c\uc5b4\ub4dc\ub9ac\uace0 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\n        <strong>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4<\/strong>\ub294 \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc\uc640 \uc0dd\ud65c \uc2b5\uad00\uc5d0 \ub9de\ucdb0 \ucd5c\uc801\uc758 \ubc29\ubb38\uc694\uc591 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\ub4e4\uc774 \uc0ac\ub791\uacfc \ucc45\uc784\uac10\uc73c\ub85c \uc5b4\ub974\uc2e0\uc744 \uc12c\uae41\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ubc29\ubb38\ubaa9\uc695:<\/strong><br \/>\n        \uc774\ub3d9 \ubaa9\uc695 \ucc28\ub7c9\uc774\ub098 \uac00\uc815 \ub0b4 \uc2dc\uc124\uc744 \uc774\uc6a9\ud558\uc5ec \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc5b4\ub974\uc2e0\uc758 \uc704\uc0dd \uad00\ub9ac\ub97c \ub3d5\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ud63c\uc790\uc11c \ubaa9\uc695\ud558\uae30 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uccad\uacb0 \uc720\uc9c0\uc640 \uc2e0\uccb4 \uc21c\ud658\uc5d0 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ubc29\ubb38\uac04\ud638:<\/strong><br \/>\n        \uac04\ud638\uc0ac, \uac04\ud638\uc870\ubb34\uc0ac \ub610\ub294 \uce58\uacfc\uc704\uc0dd\uc0ac\uac00 \uac00\uc815\uc744 \ubc29\ubb38\ud558\uc5ec \uc758\uc0ac, \ud55c\uc758\uc0ac \ub610\ub294 \uce58\uacfc\uc758\uc0ac\uc758 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \uac04\ud638, \uc9c4\ub8cc \ubcf4\uc870, \uc694\uc591 \uc0c1\ub2f4 \ubc0f \uad6c\uac15\uc704\uc0dd \ub4f1\uc744 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ub9cc\uc131\uc9c8\ud658 \uad00\ub9ac, \uc0c1\ucc98 \uc18c\ub3c5, \uc57d \ubcf5\uc6a9 \uc9c0\ub3c4 \ub4f1\uc5d0 \uc720\uc6a9\ud569\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\uc8fc\uc57c\uac04\ubcf4\ud638:<\/strong><br \/>\n        \uc5b4\ub974\uc2e0\uc774 \ub0ae \ub3d9\uc548 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccb4\ud65c\ub3d9, \uc778\uc9c0\ud65c\ub3d9 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec, \uc2dd\uc0ac, \ubaa9\uc695 \ub4f1 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\uace0 \uc800\ub141\uc5d0\ub294 \ub2e4\uc2dc \uc9d1\uc73c\ub85c \uadc0\uac00\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ubcf4\ud638\uc790\uc758 \uc0ac\ud68c\uc0dd\ud65c\uc744 \uc9c0\uc6d0\ud558\uace0 \uc5b4\ub974\uc2e0\uc758 \uc0ac\ud68c\uc131 \uc720\uc9c0 \ubc0f \uce58\ub9e4 \uc608\ubc29\uc5d0 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4. \ub9c8\uce58 \uc5b4\ub974\uc2e0\uc758 \uc720\uce58\uc6d0\uacfc \uac19\uc2b5\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ub2e8\uae30\ubcf4\ud638:<\/strong><br \/>\n        \uc77c\uc815 \uae30\uac04(\uc6d4 9\uc77c \uc774\ub0b4) \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \uc785\uc18c\ud558\uc5ec \uc2e0\uccb4\ud65c\ub3d9 \uc9c0\uc6d0, \uae09\uc2dd, \uce58\ub8cc, \uc5ec\uac00 \ud65c\ub3d9 \ub4f1\uc744 \uc81c\uacf5\ubc1b\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \uc8fc\ub85c \ubcf4\ud638\uc790\uac00 \ucd9c\uc7a5, \uacbd\uc870\uc0ac \ub4f1\uc73c\ub85c \uc7a0\uc2dc \uc5b4\ub974\uc2e0\uc744 \ub3cc\ubcf4\uae30 \uc5b4\ub824\uc6b8 \ub54c \uc774\uc6a9\ud560 \uc218 \uc788\uc5b4 \ubcf4\ud638\uc790\uc758 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc90d\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ubcf5\uc9c0\uc6a9\uad6c:<\/strong><br \/>\n        \uc5b4\ub974\uc2e0\uc758 \uc77c\uc0c1\uc0dd\ud65c \ud3b8\uc758 \uc99d\uc9c4 \ubc0f \uc548\uc804 \ud655\ubcf4\ub97c \uc704\ud574 \ubcf4\ud589 \ubcf4\uc870\ucc28, \ud720\uccb4\uc5b4, \uc804\ub3d9\uce68\ub300, \uc695\ucc3d \ubc29\uc9c0 \ub9e4\ud2b8\ub9ac\uc2a4 \ub4f1 \uc5f0\uac04 \uc77c\uc815 \uae08\uc561 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uad6c\uc785\ud558\uac70\ub098 \ub300\uc5ec\ud560 \uc218 \uc788\ub294 \ud488\ubaa9\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.\n    <\/li>\n<\/ul>\n<h3>2. \uc2dc\uc124\uae09\uc5ec (\uc2dc\uc124\uc5d0 \uc785\uc18c\ud558\uc5ec \ubc1b\ub294 \uc11c\ube44\uc2a4)<\/h3>\n<p>\uac00\uc815\uc5d0\uc11c \uc0dd\ud65c\ud558\uae30 \uc5b4\ub835\uac70\ub098 24\uc2dc\uac04 \uc804\ubb38\uc801\uc778 \ub3cc\ubd04\uc774 \ud544\uc694\ud55c \uc5b4\ub974\uc2e0\uc744 \uc704\ud55c \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub178\uc778\uc694\uc591\uc2dc\uc124:<\/strong><br \/>\n        \uc7a5\uae30\uc694\uc591 1~2\ub4f1\uae09 \uc5b4\ub974\uc2e0\uc774 \uc8fc\ub85c \uc774\uc6a9\ud558\uba70, \uc785\uc18c\ud558\uc5ec 24\uc2dc\uac04 \ub3d9\uc548 \uc804\ubb38\uc801\uc778 \uc758\ub8cc \ubc0f \uc694\uc591 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\ub294 \uacf3\uc785\ub2c8\ub2e4. \uae09\uc2dd, \ubaa9\uc695, \uc7ac\ud65c, \uc815\uc11c \uc9c0\uc6d0 \ub4f1 \uc885\ud569\uc801\uc778 \ub3cc\ubd04\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ub178\uc778\uc694\uc591\uacf5\ub3d9\uc0dd\ud65c\uac00\uc815:<\/strong><br \/>\n        9\uc778 \uc774\ud558\uc758 \uc5b4\ub974\uc2e0\ub4e4\uc774 \uac00\uc815\uacfc \uac19\uc740 \uc8fc\uac70 \ud658\uacbd\uc5d0\uc11c \ud568\uaed8 \uc0dd\ud65c\ud558\uba70 \uc2e0\uccb4 \ubc0f \uc815\uc2e0 \uae30\ub2a5 \uc720\uc9c0\u00b7\ud5a5\uc0c1\uc744 \uc704\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\ub294 \uc2dc\uc124\uc785\ub2c8\ub2e4. \ubcf4\ub2e4 \uac00\uc871\uc801\uc774\uace0 \uc18c\uaddc\ubaa8\uc758 \ud658\uacbd\uc744 \uc120\ud638\ud558\ub294 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.\n    <\/li>\n<\/ul>\n<h3>3. \ud2b9\ubcc4\ud604\uae08\uae09\uc5ec<\/h3>\n<p>\uc7ac\uac00\uae09\uc5ec\ub098 \uc2dc\uc124\uae09\uc5ec\ub97c \uc774\uc6a9\ud558\uae30 \uc5b4\ub824\uc6b4 \ud2b9\uc815 \uc0c1\ud669\uc5d0 \ucc98\ud55c \uc5b4\ub974\uc2e0\uc5d0\uac8c \ud604\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uac00\uc871\uc694\uc591\ube44:<\/strong><br \/>\n        \ub3c4\uc11c\u00b7\ubcbd\uc9c0 \ub4f1 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc774 \ubd80\uc871\ud55c \uc9c0\uc5ed\uc5d0 \uac70\uc8fc\ud558\uac70\ub098, \ucc9c\uc7ac\uc9c0\ubcc0 \ub4f1 \ubd80\ub4dd\uc774\ud55c \uc0ac\uc720\ub85c \uc7a5\uae30\uc694\uc591\uae30\uad00\uc744 \uc774\uc6a9\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0, \uac00\uc871 \uc911 \ud55c \uba85\uc774 \uc5b4\ub974\uc2e0\uc744 \ub3cc\ubcf4\uace0 \uc788\uc744 \ub54c \uc9c0\uae09\ub429\ub2c8\ub2e4. \uc8fc\ub85c \uac00\uc871 \uad6c\uc131\uc6d0 \uc911 \ud55c \uba85\uc774 \uc694\uc591\ubcf4\ud638\uc0ac \uc790\uaca9\uc99d\uc744 \uc18c\uc9c0\ud558\uace0 \uc5b4\ub974\uc2e0\uc744 \uc9c1\uc811 \ub3cc\ubcf4\ub294 \uacbd\uc6b0\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.\n    <\/li>\n<li><strong>\ud2b9\ub840\uc694\uc591\ube44:<\/strong><br \/>\n        \uc7a5\uae30\uc694\uc591\uae30\uad00\uc774 \uc544\ub2cc \uc758\ub8cc\uae30\uad00 \ub4f1\uc5d0\uc11c \uc694\uc591 \uc11c\ube44\uc2a4\ub97c \ubc1b\uc740 \uacbd\uc6b0, \uacf5\ub2e8\uc774 \uc815\ud55c \uae30\uc900\uc5d0 \ub530\ub77c \uc694\uc591\ube44\ub97c \uc9c0\uae09\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.\n    <\/li>\n<\/ul>\n<h2>\ubcf8\uc778\ubd80\ub2f4\uae08\uc740 \uc5bc\ub9c8\ub098 \ub420\uae4c\uc694?<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uad6d\uac00\uc640 \uc0ac\ud68c\uac00 \ud568\uaed8 \ubd80\ub2f4\ud558\ub294 \uc81c\ub3c4\uc774\ubbc0\ub85c, \uc804\uccb4 \uc11c\ube44\uc2a4 \ube44\uc6a9\uc758 \uc77c\ubd80\ub294 \ubcf8\uc778\uc774 \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc7ac\uac00\uae09\uc5ec:<\/strong> \ucd1d \ube44\uc6a9\uc758 <strong>15%<\/strong><\/li>\n<li><strong>\uc2dc\uc124\uae09\uc5ec:<\/strong> \ucd1d \ube44\uc6a9\uc758 <strong>20%<\/strong><\/li>\n<\/ul>\n<p>\ud558\uc9c0\ub9cc, \uc758\ub8cc\uae09\uc5ec \uc218\uae09\uad8c\uc790, \uc800\uc18c\ub4dd\uce35, \uad6d\uac00\uc720\uacf5\uc790 \ub4f1 \ubc95\uc5d0\uc11c \uc815\ud55c \ub300\uc0c1\uc790\ub294 \ubcf8\uc778\ubd80\ub2f4\uae08\uc758 \uc77c\ubd80 \ub610\ub294 \uc804\ubd80\ub97c \uac10\uba74\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc5b4\ub974\uc2e0\ub4e4\uc774 \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0 \uc5c6\uc774 \ud544\uc218\uc801\uc778 \ub3cc\ubd04\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \uc911\uc694\ud55c \uc7a5\uce58\uc785\ub2c8\ub2e4. \uc815\ud655\ud55c \ubcf8\uc778\ubd80\ub2f4\uae08\uc740 \uc5b4\ub974\uc2e0\uc758 \uc18c\ub4dd \ubc0f \uc7ac\uc0b0 \uc218\uc900\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c, \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \ubb38\uc758\ud558\uc5ec \ud655\uc778\ud558\uc2dc\ub294 \uac83\uc774 \uac00\uc7a5 \uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc640 \ud568\uaed8\ud558\ub294 \ud3b8\uc548\ud55c \ub178\ud6c4<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\uc5d0\uac8c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc81c\ub3c4\uc774\uc9c0\ub9cc, \ubcf5\uc7a1\ud55c \uc2e0\uccad \uc808\ucc28\uc640 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4 \uc885\ub958\ub85c \uc778\ud574 \ud63c\ub780\uc2a4\ub7ec\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \ubc14\ub85c \uc774 \uc9c0\uc810\uc5d0\uc11c \uc5ec\ub7ec\ubd84\uc758 \ub4e0\ub4e0\ud55c \ub3d9\ubc18\uc790\uac00 \ub418\uc5b4 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<h3>&#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\uac00 \ub4dc\ub9ac\ub294 \uc57d\uc18d<\/h3>\n<ul>\n<li><strong>\ub9de\ucda4\ud615 \uc0c1\ub2f4 \ubc0f \uc548\ub0b4:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc\uc640 \uac00\uc871\uc758 \ud544\uc694\ub97c \uba74\ubc00\ud788 \ud30c\uc545\ud558\uc5ec \uac00\uc7a5 \uc801\ud569\ud55c \uc7a5\uae30\uc694\uc591 \uc11c\ube44\uc2a4\uc640 \ub4f1\uae09 \uc2e0\uccad \uc808\ucc28\ub97c \uc548\ub0b4\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac \ub9e4\uce6d:<\/strong> \ud48d\ubd80\ud55c \uacbd\ud5d8\uacfc \ub530\ub73b\ud55c \ub9c8\uc74c\uc744 \uac00\uc9c4 \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\ub97c \uc5b4\ub974\uc2e0\uacfc \uc5f0\uacb0\ud558\uc5ec, \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \ud544\uc694\ud55c \ubaa8\ub4e0 \ub3cc\ubd04\uc744 \uc548\uc2ec\ud558\uace0 \ubc1b\uc73c\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uc18d\uc801\uc778 \uad00\ub9ac\uc640 \uc18c\ud1b5:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc \ubcc0\ud654\uc5d0 \ub9de\ucdb0 \uc11c\ube44\uc2a4 \uacc4\ud68d\uc744 \uc870\uc815\ud558\uace0, \ubcf4\ud638\uc790\ubd84\ub4e4\uacfc \uafb8\uc900\ud788 \uc18c\ud1b5\ud558\uba70 \ub9cc\uc871\ub3c4 \ub192\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac04\ud3b8\ud55c \ud589\uc815 \uc808\ucc28 \uc9c0\uc6d0:<\/strong> \ubcf5\uc7a1\ud558\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\ub294 \uc11c\ub958 \uc900\ube44\uc640 \ud589\uc815 \uc808\ucc28\ub97c \ud568\uaed8\ud558\uba70, \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \uc624\uc9c1 \ub3cc\ubd04\uc5d0\ub9cc \uc9d1\uc911\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc0ac\ub791\ud558\ub294 \uc5b4\ub974\uc2e0\uc758 \uac74\uac15\ud558\uace0 \ud589\ubcf5\ud55c \ub178\ud6c4\ub294 &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\uc758 \uac00\uc7a5 \ud070 \uac00\uce58\uc785\ub2c8\ub2e4. \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud61c\ud0dd\uc744 \ud1b5\ud574 \uc5b4\ub974\uc2e0\uc774 \uc874\uc5c4\uc131\uc744 \uc720\uc9c0\ud558\uba70 \ud3b8\uc548\ud55c \uc77c\uc0c1\uc744 \ub204\ub9ac\uc2e4 \uc218 \uc788\ub3c4\ub85d, \uadf8\ub9ac\uace0 \uac00\uc871\ubd84\ub4e4\uc774 \ub3cc\ubd04 \ubd80\ub2f4\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc0ac\ub791\ud558\ub294 \uc2dc\uac04\uc744 \ub354 \ub9ce\uc774 \uac00\uc9c8 \uc218 \uc788\ub3c4\ub85d \ucd5c\uc120\uc744 \ub2e4\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uacb0\ub860: \ubbf8\ub9ac \uc54c\uace0 \uc900\ube44\ud558\ub294 \uc9c0\ud61c<\/h2>\n<p>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8\uc740 \ub354 \uc774\uc0c1 \uba3c \ubbf8\ub798\uc758 \uc774\uc57c\uae30\uac00 \uc544\ub2cc, \uc6b0\ub9ac \ubaa8\ub450\uc5d0\uac8c \ud604\uc2e4\uc801\uc778 \uc0ac\ud68c \uc548\uc804\ub9dd\uc785\ub2c8\ub2e4. \uc774 \uc81c\ub3c4\ub97c \uc798 \uc774\ud574\ud558\uace0 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \uc5b4\ub974\uc2e0 \ubcf8\uc778\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac00\uc871\uc758 \uc0b6\uc758 \uc9c8\uc744 \ub192\uc774\ub294 \ud604\uba85\ud55c 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