{"id":26464,"date":"2026-04-14T10:38:17","date_gmt":"2026-04-14T10:38:17","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=26464"},"modified":"2026-04-14T10:38:17","modified_gmt":"2026-04-14T10:38:17","slug":"%ec%b9%98%eb%a7%a4-%ea%b0%80%ec%a1%b1%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a7%80%ec%9b%90-%ec%a0%9c%eb%8f%84-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t3-1069","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=26464","title":{"rendered":"\uce58\ub9e4 \uac00\uc871\uc744 \uc704\ud55c \uc9c0\uc6d0 \uc81c\ub3c4 &#8211; \uc2ec\uce35 \uac00\uc774\ub4dc (T3-1069)"},"content":{"rendered":"<p>\uc0ac\ub791\ud558\ub294 \uac00\uc871\uc774 \uce58\ub9e4 \uc9c4\ub2e8\uc744 \ubc1b\uc558\uc744 \ub54c, \ub9ce\uc740 \uac00\uc871\ub4e4\uc740 \ub9c9\ub9c9\ud568\uacfc \uc678\ub85c\uc6c0\uc744 \ub290\ub07c\uace4 \ud569\ub2c8\ub2e4. \uc775\uc219\ud588\ub358 \uc77c\uc0c1\uc774 \uc1a1\ub450\ub9ac\uc9f8 \ud754\ub4e4\ub9ac\uace0, \ub3cc\ubd04\uc758 \ubd80\ub2f4\uc740 \uac10\ub2f9\ud558\uae30 \uc5b4\ub824\uc6b4 \ubb34\uac8c\ub85c \ub2e4\uac00\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uae30\uc5b5\ud574\uc57c \ud560 \uc911\uc694\ud55c \uc0ac\uc2e4\uc740, <strong>\uce58\ub9e4 \uac00\uc871\uc740 \uacb0\ucf54 \ud63c\uc790\uac00 \uc544\ub2c8\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4.<\/strong> \uc6b0\ub9ac \uc0ac\ud68c\ub294 \uce58\ub9e4 \ud658\uc790\uc640 \uadf8 \uac00\uc871\ub4e4\uc774 \uc874\uc5c4\uc131\uc744 \uc783\uc9c0 \uc54a\uace0 \uc0b6\uc744 \uc774\uc5b4\ub098\uac08 \uc218 \uc788\ub3c4\ub85d \ub2e4\uc591\ud55c \uc9c0\uc6d0 \uc81c\ub3c4\ub97c \ub9c8\ub828\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uce58\ub9e4\ub85c \uace0\ud1b5\ubc1b\ub294 \uac00\uc871\uc758 \ub9c8\uc74c\uc5d0 \uae4a\uc774 \uacf5\uac10\ud558\uba70, \uadf8 \uc5ec\uc815\uc5d0 \ub4e0\ub4e0\ud55c \ub3d9\ubc18\uc790\uac00 \ub418\uc5b4 \ub4dc\ub9ac\uace0\uc790 \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \uce58\ub9e4 \uac00\uc871 \uc5ec\ub7ec\ubd84\uc774 \ub0af\uc124\uace0 \ubcf5\uc7a1\ud558\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\ub294 \uc9c0\uc6d0 \uc81c\ub3c4\ub97c \uba85\ud655\ud558\uac8c \uc774\ud574\ud558\uace0, \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud55c \uc2ec\uce35 \uac00\uc774\ub4dc\uc785\ub2c8\ub2e4. \uc815\ubd80\uc640 \uc9c0\uc790\uccb4, \uadf8\ub9ac\uace0 \ub2e4\uc591\ud55c \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc758 \uc190\uae38\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uce58\ub9e4 \uac00\uc871\uc744 \uc704\ud55c \ud575\uc2ec \uc9c0\uc6d0 \uc81c\ub3c4: \uc65c \uc54c\uc544\uc57c \ud560\uae4c\uc694?<\/h2>\n<p>\uce58\ub9e4\ub294 \uc7a5\uae30\uc801\uc778 \ub3cc\ubd04\uc774 \ud544\uc694\ud55c \uc9c8\ubcd1\uc774\uba70, \uc774\ub294 \ud658\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub3cc\ubd04\uc744 \uc81c\uacf5\ud558\ub294 \uac00\uc871\uc5d0\uac8c\ub3c4 \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801, \uacbd\uc81c\uc801\uc73c\ub85c \ub9c9\ub300\ud55c \ubd80\ub2f4\uc744 \uc548\uaca8\uc90d\ub2c8\ub2e4. \uc9c0\uc6d0 \uc81c\ub3c4\ub97c \uc544\ub294 \uac83\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\ub85c \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub3cc\ubd04 \ubd80\ub2f4 \uacbd\uac10:<\/strong> \uacbd\uc81c\uc801 \uc9c0\uc6d0\uacfc \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub294 \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n<li><strong>\ud658\uc790\uc758 \uc0b6\uc758 \uc9c8 \ud5a5\uc0c1:<\/strong> \uc801\uc808\ud55c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ud658\uc790\ub294 \ub354\uc6b1 \uc548\uc815\uc801\uc774\uace0 \ud3b8\uc548\ud55c \ud658\uacbd\uc5d0\uc11c \uc0dd\ud65c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871\uc758 \uc815\uc11c\uc801 \uc548\uc815:<\/strong> \uc815\ubcf4\ub97c \uc54c\uace0 \uc9c0\uc6d0\uc744 \ubc1b\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ub9c9\uc5f0\ud55c \ubd88\uc548\uac10\uc744 \uc904\uc774\uace0, \ub354 \ub098\uc544\uac00 \uac00\uc871 \uc790\uc2e0\uc758 \uc0b6\uc744 \uc9c0\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud604\uba85\ud55c \ubbf8\ub798 \uacc4\ud68d:<\/strong> \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub3cc\ubd04 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ub370 \ud544\uc218\uc801\uc778 \uc815\ubcf4\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\uce58\ub9e4 \uac00\uc871 \uc9c0\uc6d0 \uc81c\ub3c4 \uc0c1\uc138 \uc548\ub0b4<\/h2>\n<h3>1. \uacbd\uc81c\uc801 \ubd80\ub2f4 \uacbd\uac10\uc744 \uc704\ud55c \uc9c0\uc6d0<\/h3>\n<p>\uce58\ub9e4\ub294 \uc9c4\ub2e8\uacfc \uce58\ub8cc, \uc694\uc591 \ub4f1 \uc9c0\uc18d\uc801\uc778 \uc758\ub8cc\ube44\uc640 \ub3cc\ubd04 \ube44\uc6a9\uc744 \uc218\ubc18\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \uc81c\ub3c4\uac00 \ub9c8\ub828\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 (Long-Term Care Insurance)<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uace0\ub839\uc774\ub098 \ub178\uc778\uc131 \uc9c8\ubcd1 \ub4f1\uc73c\ub85c \uc77c\uc0c1\uc0dd\ud65c \uc218\ud589\uc774 \uc5b4\ub824\uc6b4 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc2e0\uccb4\ud65c\ub3d9 \ub610\ub294 \uac00\uc0ac\ud65c\ub3d9 \uc9c0\uc6d0 \ub4f1\uc758 \uc7a5\uae30\uc694\uc591\uae09\uc5ec\ub97c \uc81c\uacf5\ud558\uc5ec \ub178\ud6c4\uc758 \uac74\uac15\uc99d\uc9c4 \ubc0f \uc0b6\uc758 \uc9c8 \ud5a5\uc0c1\uc744 \ub3c4\ubaa8\ud558\ub294 \uc0ac\ud68c\ubcf4\ud5d8 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uce58\ub9e4 \ud658\uc790\uc5d0\uac8c \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \uc9c0\uc6d0 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ub300\uc0c1:<\/strong> \ub9cc 65\uc138 \uc774\uc0c1 \ub610\ub294 \ub9cc 65\uc138 \ubbf8\ub9cc\uc774\ub77c\ub3c4 \ub178\uc778\uc131 \uc9c8\ubcd1(\uce58\ub9e4, \ub1cc\ud608\uad00 \uc9c8\ud658, \ud30c\ud0a8\uc2a8\ubcd1 \ub4f1)\uc73c\ub85c \uac70\ub3d9\uc774 \ubd88\ud3b8\ud558\uac70\ub098 \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \uc5b4\ub824\uc6c0\uc774 \uc788\uc5b4 \uc7a5\uae30\uc694\uc591 1~5\ub4f1\uae09 \ub610\ub294 \uc778\uc9c0\uc9c0\uc6d0\ub4f1\uae09 \ud310\uc815\uc744 \ubc1b\uc740 \ubd84.<\/li>\n<li><strong>\uc8fc\uc694 \uc11c\ube44\uc2a4:<\/strong>\n<ul>\n<li><strong>\ubc29\ubb38\uc694\uc591:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uac00\uc815\uc744 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccb4\ud65c\ub3d9(\uc2dd\uc0ac, \uc138\uba74, \uc637 \uac08\uc544\uc785\uae30 \ub4f1) \ubc0f \uac00\uc0ac\ud65c\ub3d9(\uccad\uc18c, \uc138\ud0c1, \uc2dd\uc0ac \uc900\ube44 \ub4f1) \uc9c0\uc6d0.<\/li>\n<li><strong>\uc8fc\uc57c\uac04\ubcf4\ud638:<\/strong> \ud558\ub8e8 \uc911 \uc77c\uc815 \uc2dc\uac04 \ub3d9\uc548 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \uba38\ubb3c\uba74\uc11c \uc2e0\uccb4\ud65c\ub3d9 \uc9c0\uc6d0, \uc778\uc9c0\uc7ac\ud65c \ud504\ub85c\uadf8\ub7a8, \uc2dd\uc0ac \ubc0f \uac04\uc2dd \uc81c\uacf5 \ub4f1.<\/li>\n<li><strong>\ubc29\ubb38\ubaa9\uc695:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uac00\uc815\uc744 \ubc29\ubb38\ud558\uc5ec \ubaa9\uc695 \uc11c\ube44\uc2a4 \uc81c\uacf5.<\/li>\n<li><strong>\ubc29\ubb38\uac04\ud638:<\/strong> \uac04\ud638\uc0ac \ub610\ub294 \uac04\ud638\uc870\ubb34\uc0ac\uac00 \uac00\uc815\uc744 \ubc29\ubb38\ud558\uc5ec \uac04\ud638, \ucc98\uce58, \uac74\uac15 \uad00\ub9ac \uc11c\ube44\uc2a4 \uc81c\uacf5.<\/li>\n<li><strong>\ub2e8\uae30\ubcf4\ud638:<\/strong> \uc77c\uc815 \uae30\uac04 \uc7a5\uae30\uc694\uc591\uae30\uad00\uc5d0 \uc785\uc18c\ud558\uc5ec \uc2e0\uccb4\ud65c\ub3d9 \ubc0f \uc2ec\uc2e0\uae30\ub2a5 \uc720\uc9c0\ud5a5\uc0c1 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\ub294 \uc81c\ub3c4. \uac00\uc871\uc758 \ud734\uc2dd(\ud734\uac00)\uc5d0 \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ubcf5\uc9c0\uc6a9\uad6c:<\/strong> \ud720\uccb4\uc5b4, \uc804\ub3d9\uce68\ub300, \uc774\ub3d9\ubcc0\uae30, \ubcf4\ud589\ubcf4\uc870\uae30 \ub4f1 \uc77c\uc0c1\uc0dd\ud65c \ubc0f \uc2e0\uccb4\ud65c\ub3d9\uc744 \ub3d5\ub294 \uc6a9\uad6c \ub300\uc5ec \ub610\ub294 \uad6c\uc785 \uc9c0\uc6d0.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc2e0\uccad \ubc29\ubc95:<\/strong> \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc9c0\uc0ac \ub610\ub294 \uc628\ub77c\uc778 \uc2e0\uccad (\uacf5\ub2e8 \uc9c1\uc6d0\uc774 \ubc29\ubb38\ud558\uc5ec \uc870\uc0ac \ud6c4 \ub4f1\uae09 \ud310\uc815).<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uce58\ub9e4 \uc758\ub8cc\ube44 \uc9c0\uc6d0 \uc0ac\uc5c5<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uce58\ub9e4 \uc9c4\ub2e8 \ubc0f \uce58\ub8cc\uc5d0 \ud544\uc694\ud55c \ubcf8\uc778\ubd80\ub2f4 \uc758\ub8cc\ube44\ub97c \uc9c0\uc6d0\ud558\uc5ec \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \uacbd\uac10\uc2dc\ud0a4\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ub300\uc0c1:<\/strong> \uc804\uad6d \uac00\uad6c \uae30\uc900 \uc911\uc704\uc18c\ub4dd 120% \uc774\ud558 \ub9cc 60\uc138 \uc774\uc0c1 \uce58\ub9e4 \uc9c4\ub2e8\uc790 (\uae30\uc900 \uc0c1\uc774\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc9c0\uc790\uccb4 \ud655\uc778 \ud544\uc694).<\/li>\n<li><strong>\uc9c0\uc6d0 \ub0b4\uc6a9:<\/strong> \uce58\ub9e4 \uc9c4\ub2e8\uc744 \uc704\ud55c \uac80\uc0ac\ube44(MRI, CT \ub4f1) \ubc0f \uce58\ub9e4 \uce58\ub8cc \uad00\ub9ac \uc57d\uc81c\ube44 \ubcf8\uc778\ubd80\ub2f4\uae08 \uc77c\ubd80 \uc9c0\uc6d0.<\/li>\n<li><strong>\uc2e0\uccad \ubc29\ubc95:<\/strong> \uac01 \uc9c0\uc5ed \uce58\ub9e4\uc548\uc2ec\uc13c\ud130.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uae30\ud0c0 \uc758\ub8cc\ube44 \uc9c0\uc6d0 \uc81c\ub3c4<\/strong>\n<ul>\n<li><strong>\ubcf8\uc778\ubd80\ub2f4\uc0c1\ud55c\uc81c:<\/strong> \uacfc\ub3c4\ud55c \uc758\ub8cc\ube44\ub85c \uc778\ud55c \uac00\uacc4 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uae30 \uc704\ud574 \uc5f0\uac04 \ubcf8\uc778\ubd80\ub2f4\uae08 \ucd1d\uc561\uc774 \uac1c\uc778\ubcc4 \uc0c1\ud55c\uc561\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0 \uadf8 \ucd08\uacfc \uae08\uc561\uc744 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ubd80\ub2f4\ud558\ub294 \uc81c\ub3c4.<\/li>\n<li><strong>\uc7ac\ub09c\uc801\uc758\ub8cc\ube44 \uc9c0\uc6d0 \uc0ac\uc5c5:<\/strong> \uc18c\ub4dd \uc218\uc900\uc774 \ub0ae\uace0 \uacfc\ub3c4\ud55c \uc758\ub8cc\ube44 \uc9c0\ucd9c\ub85c \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uac00\uad6c\ub97c \ub300\uc0c1\uc73c\ub85c \uc758\ub8cc\ube44\ub97c \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4. \uce58\ub9e4 \uad00\ub828 \uace0\uc561 \uc758\ub8cc\ube44 \ubc1c\uc0dd \uc2dc \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. \ub3cc\ubd04 \uc11c\ube44\uc2a4 \ubc0f \ud504\ub85c\uadf8\ub7a8 \uc9c0\uc6d0<\/h3>\n<p>\uac00\uc871\uc758 \uc9c1\uc811\uc801\uc778 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ub35c\uace0, \ud658\uc790\uc5d0\uac8c \uc804\ubb38\uc801\uc778 \ub3cc\ubd04\uacfc \uc778\uc9c0 \uc790\uadf9\uc744 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\ub4e4\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uce58\ub9e4\uc548\uc2ec\uc13c\ud130 (Dementia Relief Center)<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uce58\ub9e4 \ud1b5\ud569 \uad00\ub9ac \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc9c0\uc5ed \uac70\uc810 \uae30\uad00\uc73c\ub85c, \uce58\ub9e4 \uc608\ubc29\ubd80\ud130 \uc9c4\ub2e8, \uc0c1\ub2f4, \ub3cc\ubd04, \uc0ac\ud6c4 \uad00\ub9ac\uae4c\uc9c0 \uc6d0\uc2a4\ud1b1 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <strong>\uce58\ub9e4 \uac00\uc871\uc774 \uac00\uc7a5 \uba3c\uc800 \ucc3e\uc544\uc57c \ud560 \uacf3<\/strong>\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc8fc\uc694 \uc11c\ube44\uc2a4:<\/strong>\n<ul>\n<li><strong>\uce58\ub9e4 \uc870\uae30 \uac80\uc9c4 \ubc0f \uc9c4\ub2e8:<\/strong> \uc120\ubcc4\uac80\uc0ac, \uc9c4\ub2e8\uac80\uc0ac, \uac10\ubcc4\uac80\uc0ac \ub4f1 \ub2e8\uacc4\ubcc4 \uac80\uc9c4.<\/li>\n<li><strong>\uce58\ub9e4 \ud658\uc790 \ub4f1\ub85d \ubc0f \uad00\ub9ac:<\/strong> \ub4f1\ub85d\ub41c \ud658\uc790\uc5d0\uac8c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4 \uc81c\uacf5.<\/li>\n<li><strong>1:1 \ub9de\ucda4\ud615 \uc0c1\ub2f4:<\/strong> \ud658\uc790\uc640 \uac00\uc871\uc744 \uc704\ud55c \uc2ec\uce35 \uc0c1\ub2f4.<\/li>\n<li><strong>\uc778\uc9c0 \uac15\ud654 \ubc0f \uc7ac\ud65c \ud504\ub85c\uadf8\ub7a8:<\/strong> \uc778\uc9c0 \uc790\uadf9 \ubc0f \uae30\ub2a5 \uc720\uc9c0\ub97c \uc704\ud55c \ub2e4\uc591\ud55c \ud504\ub85c\uadf8\ub7a8.<\/li>\n<li><strong>\uce58\ub9e4 \uac00\uc871 \uad50\uc721 \ubc0f \uc790\uc870 \ubaa8\uc784:<\/strong> \uce58\ub9e4 \uc774\ud574 \uad50\uc721, \ub3cc\ubd04 \uae30\uc220 \uad50\uc721, \uac00\uc871 \uac04 \uc815\ubcf4 \uad50\ub958 \ubc0f \uc2ec\ub9ac\uc801 \uc9c0\uc9c0.<\/li>\n<li><strong>\uce58\ub9e4 \ud658\uc790 \uc27c\ud130 \uc6b4\uc601:<\/strong> \uac00\uc871\uc5d0\uac8c \ub2e8\uae30 \ud734\uc2dd \uc2dc\uac04\uc744 \uc81c\uacf5.<\/li>\n<li><strong>\ubc30\ud68c \uce58\ub9e4 \ud658\uc790 \uc778\uc2dd\ud45c \ubc30\ubd80:<\/strong> \uc2e4\uc885 \uc608\ubc29\uc744 \uc704\ud55c \uc778\uc2dd\ud45c \ubc0f \uc9c0\ubb38 \uc0ac\uc804 \ub4f1\ub85d.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc2e0\uccad \ubc29\ubc95:<\/strong> \uc804\uad6d \uc2dc\u00b7\uad70\u00b7\uad6c \ubcf4\uac74\uc18c \uc0b0\ud558 \uce58\ub9e4\uc548\uc2ec\uc13c\ud130 \ubc29\ubb38 \ub610\ub294 \uc804\ud654 \ubb38\uc758.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc11c\ube44\uc2a4 (\uc704\uc5d0\uc11c \uc5b8\uae09)<\/strong>\n<ul>\n<li><strong>\uc8fc\uc57c\uac04\ubcf4\ud638:<\/strong> \ud2b9\ud788 \uac00\uc871\uc758 \ub0ae \uc2dc\uac04 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc5ec\uc8fc\uba70, \ud658\uc790\uc5d0\uac8c \uc0ac\ud68c \ud65c\ub3d9 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ubc29\ubb38\uc694\uc591\/\ubc29\ubb38\uac04\ud638:<\/strong> \uac00\uc815 \ub0b4\uc5d0\uc11c \uc804\ubb38\uc801\uc778 \ub3cc\ubd04\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4 \ud658\uc790\uac00 \uc775\uc219\ud55c \ud658\uacbd\uc5d0\uc11c \uc9c0\ub0bc \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub2e8\uae30\ubcf4\ud638:<\/strong> \uac00\uc871\uc774 \uac1c\uc778\uc801\uc778 \uc0ac\uc815\uc73c\ub85c \uc7a0\uc2dc \ub3cc\ubd04\uc774 \uc5b4\ub835\uac70\ub098, \ud734\uc2dd\uc744 \ucde8\ud558\uace0\uc790 \ud560 \ub54c \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uce58\ub9e4 \uac00\uc871 \ud734\uac00\uc81c<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc218\uae09\uc790(\uce58\ub9e4 \ud658\uc790)\uc758 \uac00\uc871\uc774 \ud734\uc2dd\uc744 \ucde8\ud560 \uc218 \uc788\ub3c4\ub85d \uc694\uc591\ubcf4\ud638\uc0ac \uc9c0\uc6d0 \ub610\ub294 \ub2e8\uae30\ubcf4\ud638 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c0\uc6d0 \ub0b4\uc6a9:<\/strong> \uc5f0\uac04 \uc77c\uc815 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uac00\uc815\uc744 \ubc29\ubb38\ud558\uc5ec \ub3cc\ubd04\uc744 \ub300\uc2e0\ud558\uac70\ub098, \ud658\uc790\uac00 \ub2e8\uae30\ubcf4\ud638\uc2dc\uc124\uc5d0\uc11c \ubcf4\ud638\ub97c \ubc1b\ub294 \ubc29\uc2dd.<\/li>\n<li><strong>\uc2e0\uccad \ubc29\ubc95:<\/strong> \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \uc9c0\uc0ac \ub610\ub294 \uce58\ub9e4\uc548\uc2ec\uc13c\ud130 \ubb38\uc758.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>3. \uc815\uc11c\uc801 \uc9c0\uc9c0 \ubc0f \uc815\ubcf4 \uc81c\uacf5<\/h3>\n<p>\ub3cc\ubd04\uc73c\ub85c \uc778\ud55c \uace0\ub9bd\uac10\uacfc \uc2a4\ud2b8\ub808\uc2a4\ub294 \uce58\ub9e4 \uac00\uc871\uc5d0\uac8c \ud070 \uc5b4\ub824\uc6c0\uc785\ub2c8\ub2e4. \uc815\uc2e0 \uac74\uac15\uc744 \uc9c0\ud0a4\uace0 \uc62c\ubc14\ub978 \uc815\ubcf4\ub97c \uc5bb\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uce58\ub9e4 \uac00\uc871 \uad50\uc721 \ubc0f \uc790\uc870 \ubaa8\uc784<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uce58\ub9e4\uc548\uc2ec\uc13c\ud130, \ubcd1\uc6d0, \ub610\ub294 \ubbfc\uac04 \ub2e8\uccb4\uc5d0\uc11c \uc6b4\uc601\ud558\uba70, \uce58\ub9e4\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ub192\uc774\uace0, \ub3cc\ubd04 \uae30\uc220\uc744 \ubc30\uc6b0\uba70, \ube44\uc2b7\ud55c \ucc98\uc9c0\uc758 \uac00\uc871\ub4e4\uacfc \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\uace0 \uc2ec\ub9ac\uc801 \uc9c0\uc9c0\ub97c \uc5bb\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud6a8\uacfc:<\/strong> \ub3cc\ubd04 \uc5ed\ub7c9 \uac15\ud654, \uc2a4\ud2b8\ub808\uc2a4 \uac10\uc18c, \uace0\ub9bd\uac10 \ud574\uc18c, \uc6b0\uc6b8\uac10 \uc644\ud654.<\/li>\n<li><strong>\ucc38\uc5ec \ubc29\ubc95:<\/strong> \uc9c0\uc5ed \uce58\ub9e4\uc548\uc2ec\uc13c\ud130, \ubcd1\uc6d0 \uc0ac\ud68c\ubcf5\uc9c0\ud300, \uad00\ub828 \ube44\uc601\ub9ac\ub2e8\uccb4 \ubb38\uc758.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc0c1\ub2f4 \uc11c\ube44\uc2a4<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uce58\ub9e4\uc548\uc2ec\uc13c\ud130, \uc815\uc2e0\uac74\uac15\ubcf5\uc9c0\uc13c\ud130, \ub610\ub294 \ubbfc\uac04 \uc0c1\ub2f4 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc804\ubb38 \uc0c1\ub2f4 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ub3cc\ubd04\uc73c\ub85c \uc778\ud55c \uc6b0\uc6b8\uac10, \ubd88\uc548, \uc2a4\ud2b8\ub808\uc2a4 \uad00\ub9ac \ub4f1 \uac00\uc871\uc758 \uc815\uc2e0 \uac74\uac15\uc744 \uc704\ud55c \uc9c0\uc6d0.<\/li>\n<li><strong>\ucc38\uc5ec \ubc29\ubc95:<\/strong> \uac01 \uae30\uad00 \ubc29\ubb38 \ub610\ub294 \uc804\ud654 \ubb38\uc758.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc911\uc559\uce58\ub9e4\uc13c\ud130 &#8216;\uce58\ub9e4 \uae38\uc7a1\uc774&#8217; (\uc628\ub77c\uc778 \uc815\ubcf4 \ud3ec\ud138)<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uce58\ub9e4 \uad00\ub828 \ucd5c\uc2e0 \uc815\ubcf4, \uc9c0\uc6d0 \uc81c\ub3c4 \uc548\ub0b4, \ub3cc\ubd04 \uac00\uc774\ub4dc \ub4f1 \ubc29\ub300\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \uad6d\uac00 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ud65c\uc6a9:<\/strong> \uce58\ub9e4\uc5d0 \ub300\ud55c \uad81\uae08\uc99d \ud574\uc18c, \uc9c0\uc6d0 \uc81c\ub3c4 \uac80\uc0c9, \uc9c0\uc5ed\ubcc4 \uce58\ub9e4\uc548\uc2ec\uc13c\ud130 \uc815\ubcf4 \ud655\uc778 \ub4f1.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>4. \ubc95\ub960 \ubc0f \ud589\uc815\uc801 \uc9c0\uc6d0<\/h3>\n<p>\uce58\ub9e4\uac00 \uc9c4\ud589\ub428\uc5d0 \ub530\ub77c \uc7ac\uc0b0 \uad00\ub9ac\ub098 \uc758\uc0ac \uacb0\uc815\uc5d0 \uc5b4\ub824\uc6c0\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ub300\ube44\ud55c \ubc95\ub960\uc801 \uc7a5\uce58\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc131\ub144\ud6c4\uacac\uc81c\ub3c4<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uc9c8\ubcd1, \uc7a5\uc560, \ub178\ub839 \ub4f1\uc73c\ub85c \uc778\ud574 \uc0ac\ubb34\ucc98\ub9ac \ub2a5\ub825\uc774 \ubd80\uc871\ud558\uac70\ub098 \uc5c6\ub294 \uc131\uc778\uc5d0\uac8c \ubc95\uc6d0\uc774 \ud6c4\uacac\uc778\uc744 \uc120\uc784\ud558\uc5ec \uc7ac\uc0b0 \uad00\ub9ac \ubc0f \uc2e0\uc0c1 \ubcf4\ud638\ub97c \ub3d5\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uce58\ub9e4 \ud658\uc790\uc758 \uacbd\uc6b0 \ubcf8\uc778\uc758 \uc758\uc0ac \uacb0\uc815 \ub2a5\ub825\uc774 \uc800\ud558\ub420 \ub54c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc885\ub958:<\/strong> \uc131\ub144\ud6c4\uacac(\uc9c0\uc18d\uc801 \ub3c4\uc6c0 \ud544\uc694), \ud55c\uc815\ud6c4\uacac(\uc77c\ubd80 \uc0ac\ubb34\ucc98\ub9ac \uac00\ub2a5), \ud2b9\uc815\ud6c4\uacac(\ud2b9\uc815 \uc0ac\ubb34\uc5d0 \ub300\ud55c \ub3c4\uc6c0 \ud544\uc694), \uc784\uc758\ud6c4\uacac(\ubbf8\ub9ac \uacc4\uc57d\uc73c\ub85c \ud6c4\uacac\uc778 \uc9c0\uc815).<\/li>\n<li><strong>\uc2e0\uccad \ubc29\ubc95:<\/strong> \uac00\uc815\ubc95\uc6d0\uc5d0 \uccad\uad6c.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ubc95\ub960 \uc0c1\ub2f4<\/strong>\n<ul>\n<li><strong>\uac1c\uc694:<\/strong> \uc0c1\uc18d, \uc7ac\uc0b0 \uad00\ub9ac, \ubd80\uc591 \uc758\ubb34 \ub4f1 \uce58\ub9e4\uc640 \uad00\ub828\ub41c \ubc95\ub960\uc801 \ubb38\uc81c \ubc1c\uc0dd \uc2dc \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud65c\uc6a9:<\/strong> \ubc95\ub960\uad6c\uc870\uacf5\ub2e8, \ub300\ud55c\ubcc0\ud638\uc0ac\ud611\ud68c, \uac01 \uc9c0\uc790\uccb4 \ubb34\ub8cc \ubc95\ub960 \uc0c1\ub2f4 \ub4f1.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>\uc9c0\uc6d0 \uc81c\ub3c4 \ud65c\uc6a9\uc744 \uc704\ud55c &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\uc758 \uc81c\uc548<\/h2>\n<p>\uc774\ucc98\ub7fc \ub2e4\uc591\ud55c \uc9c0\uc6d0 \uc81c\ub3c4\uac00 \uc788\uc9c0\ub9cc, \uc774\ub97c \ucc3e\uc544\ub0b4\uace0 \uc2e0\uccad\ud558\ub294 \uacfc\uc815 \uc790\uccb4\uac00 \uce58\ub9e4 \uac00\uc871\uc5d0\uac8c\ub294 \ub610 \ub2e4\ub978 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uc774\ub7ec\ud55c \uc5b4\ub824\uc6c0\uc744 \ud568\uaed8 \ub098\ub204\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc815\ubcf4 \ud0d0\uc0c9\uc758 \uc2dc\uc791\uc740 &#8216;\uce58\ub9e4\uc548\uc2ec\uc13c\ud130&#8217;\ubd80\ud130:<\/strong> \uac00\uc7a5 \uac00\uae4c\uc6b4 \uce58\ub9e4\uc548\uc2ec\uc13c\ud130\ub97c \ubc29\ubb38\ud558\uac70\ub098 \uc804\ud654\ud558\uc5ec \uc0c1\ub2f4\uc744 \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uc774\uacf3\uc5d0\uc11c \uae30\ubcf8\uc801\uc778 \uc9c4\ub2e8, \ub4f1\ub85d, \uadf8\ub9ac\uace0 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4 \uc548\ub0b4\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub178\uc778\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ub4f1\uae09 \uc2e0\uccad\uc740 \ud544\uc218:<\/strong> \ubc29\ubb38\uc694\uc591, \uc8fc\uc57c\uac04\ubcf4\ud638 \ub4f1 \ub300\ubd80\ubd84\uc758 \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub294 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ub4f1\uae09\uc774 \uc788\uc5b4\uc57c \uc774\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc870\uae30\uc5d0 \uc2e0\uccad\ud558\uc5ec \ub4f1\uae09\uc744 \ubc1b\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871\uc758 \uac74\uac15\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4:<\/strong> \ub3cc\ubd04\uc740 \uc7a5\uae30 \ub9c8\ub77c\ud1a4\uacfc \uac19\uc2b5\ub2c8\ub2e4. &#8216;\uce58\ub9e4 \uac00\uc871 \ud734\uac00\uc81c&#8217;\uc640 \uac19\uc740 \uc81c\ub3c4\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\uc5ec \uc8fc\uae30\uc801\uc73c\ub85c \ud734\uc2dd\uc744 \ucde8\ud558\uace0, \uc790\uc2e0\uc758 \uc815\uc2e0 \uac74\uac15\uc744 \uad00\ub9ac\ud558\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9c8\uc138\uc694.<\/li>\n<li><strong>&#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\uc640 \ud568\uaed8:<\/strong> \uc800\ud76c\ub294 \uc774\ub7ec\ud55c \ubcf5\uc7a1\ud55c \uc81c\ub3c4\ub97c \uc774\ud574\ud558\uace0, \uc5ec\ub7ec\ubd84\uc758 \uc0c1\ud669\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uc11c\ube44\uc2a4\ub97c \uc5f0\uacb0\ud574 \ub4dc\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5b8\uc81c\ub4e0 \ubb38\uc758\ud574 \uc8fc\uc138\uc694.<\/li>\n<\/ul>\n<h2>\ub9c8\ubb34\ub9ac\ud558\uba70: \ud76c\ub9dd\uc744 \uc783\uc9c0 \uc54a\ub294 \uc5ec\uc815<\/h2>\n<p>\uce58\ub9e4\uc640\uc758 \ub3d9\ud589\uc740 \uc27d\uc9c0 \uc54a\uc9c0\ub9cc, \uacb0\ucf54 \ud63c\uc790 \uac10\ub2f9\ud574\uc57c \ud560 \uc9d0\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc6b0\ub9ac \uc0ac\ud68c\ub294 \uce58\ub9e4 \ud658\uc790\uc640 \uadf8 \uac00\uc871\ub4e4\uc774 \ub354\uc6b1 \uc548\uc804\ud558\uace0 \ud3b8\uc548\ud55c \uc77c\uc0c1\uc744 \uc601\uc704\ud560 \uc218 \uc788\ub3c4\ub85d \ub2e4\uac01\uc801\uc778 \uc9c0\uc6d0\uc744 \uc544\ub07c\uc9c0 \uc54a\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c \uc548\ub0b4\ud574 \ub4dc\ub9b0 \uc815\ubcf4\ub4e4\uc774 \uce58\ub9e4 \uac00\uc871 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