{"id":5924,"date":"2026-04-14T02:48:12","date_gmt":"2026-04-14T02:48:12","guid":{"rendered":"https:\/\/www.mindulle.kr\/?p=5924"},"modified":"2026-04-14T02:48:12","modified_gmt":"2026-04-14T02:48:12","slug":"%eb%b0%a9%eb%ac%b8-%ec%9a%94%ec%96%91-%ec%84%9c%eb%b9%84%ec%8a%a4%ec%9d%98-%ec%9e%a5%ec%a0%90-%ec%8b%ac%ec%b8%b5-%ea%b0%80%ec%9d%b4%eb%93%9c-t1-15","status":"publish","type":"post","link":"https:\/\/www.mindulle.kr\/?p=5924","title":{"rendered":"\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\uc758 \uc7a5\uc810 &#8211; \uc2ec\uce35 \uac00\uc774\ub4dc (T1-15)"},"content":{"rendered":"<p>\uc0ac\ub791\ud558\ub294 \ubd80\ubaa8\ub2d8, \ud639\uc740 \ubc30\uc6b0\uc790\uaed8\uc11c \ub098\uc774\uac00 \ub4e4\uba74\uc11c \uc77c\uc0c1\uc0dd\ud65c\uc5d0 \uc5b4\ub824\uc6c0\uc744 \ub290\ub07c\uc2e4 \ub54c, \uc6b0\ub9ac\ub294 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \uc5b4\ub974\uc2e0\uc758 \uc0b6\uc744 \ub354\uc6b1 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud558\uac8c \uc9c0\ucf1c\ub4dc\ub9b4 \uc218 \uc788\uc744\uc9c0 \uace0\ubbfc\ud558\uac8c \ub429\ub2c8\ub2e4. \uc694\uc591\uc6d0\uacfc \uac19\uc740 \uc2dc\uc124 \uc785\uc18c\ub97c \uace0\ub824\ud558\ub294 \uac00\uc815\ub3c4 \ub9ce\uc9c0\ub9cc, \uc775\uc219\ud55c \uc9d1\uc5d0\uc11c \uc0dd\ud65c\ud558\uba70 \uc804\ubb38\uc801\uc778 \ub3cc\ubd04\uc744 \ubc1b\ub294 &#8216;\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4&#8217; \ub610\ud55c \ub9e4\uc6b0 \ud6cc\ub96d\ud55c \ub300\uc548\uc73c\ub85c \ub5a0\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc758 \ub9c8\uc74c\uae4c\uc9c0 \ud5e4\uc544\ub9ac\ub294 \ub530\ub73b\ud55c \ub3cc\ubd04\uc73c\ub85c, \ub9ce\uc740 \ubd84\ub4e4\uaed8 \uc2e0\ub8b0\ubc1b\ub294 \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\uac00 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\uc5d0\uac8c \uac00\uc838\ub2e4\uc8fc\ub294 \ub2e4\uc591\ud55c \uc7a5\uc810\ub4e4\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uace0, \uc65c \ubc29\ubb38 \uc694\uc591\uc774 \ub354\uc6b1 \ud589\ubcf5\ud558\uace0 \uc548\uc815\uc801\uc778 \ub178\ub144\uc758 \uc0b6\uc744 \uc704\ud55c \ucd5c\uc801\uc758 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\ub294\uc9c0 \uc790\uc138\ud788 \uc548\ub0b4\ud574 \ub4dc\ub9ac\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<h2>\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<p>\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub294 \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ub4f1\uae09\uc744 \ubc1b\uc73c\uc2e0 \uc5b4\ub974\uc2e0 \ub301\uc73c\ub85c \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \uc9c1\uc811 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccb4 \ud65c\ub3d9 \uc9c0\uc6d0, \uac00\uc0ac \ud65c\ub3d9 \uc9c0\uc6d0, \uc778\uc9c0 \ud65c\ub3d9 \uc9c0\uc6d0, \uc815\uc11c \uc9c0\uc6d0 \ub4f1 \ub2e4\uc591\ud55c \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc7ac\uac00 \uc7a5\uae30\uc694\uc591 \uc11c\ube44\uc2a4\uc758 \ud55c \ud615\ud0dc\uc785\ub2c8\ub2e4. \uc5b4\ub974\uc2e0\uc774 \ub0af\uc120 \ud658\uacbd\uc5d0 \uc801\uc751\ud560 \ud544\uc694 \uc5c6\uc774, \uac00\uc7a5 \ud3b8\uc548\ud558\uace0 \uc775\uc219\ud55c \uacf5\uac04\uc778 \uc790\ud0dd\uc5d0\uc11c \uc804\ubb38\uc801\uc778 \ucf00\uc5b4\ub97c \ubc1b\uc73c\uc2e4 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<h2>\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\uc758 \ud575\uc2ec \uc7a5\uc810<\/h2>\n<p>\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub294 \uc5b4\ub974\uc2e0\uc758 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0, \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub294 \ub4f1 \uc5ec\ub7ec \uba74\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc8fc\uc694 \uc7a5\uc810\ub4e4\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1. \uc775\uc219\ud55c \uc9d1\uc5d0\uc11c \ud3b8\uc548\ud558\uace0 \uc548\uc815\uc801\uc778 \uc0dd\ud65c \uc720\uc9c0<\/h3>\n<p>\uc5b4\ub974\uc2e0\ub4e4\uc5d0\uac8c\ub294 \uc624\ub79c \uc2dc\uac04 \uc0b4\uc544\uc628 &#8216;\uc9d1&#8217;\uc774 \ub2e8\uc21c\ud55c \uac70\uc8fc \uacf5\uac04 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9d1\ub2c8\ub2e4. \uc218\ub9ce\uc740 \ucd94\uc5b5\uacfc \uc560\ucc29\uc774 \uae43\ub4e0 \uacf5\uac04\uc774\uc790, \uc2ec\ub9ac\uc801 \uc548\uc815\uac10\uc744 \uc8fc\ub294 \uc548\uc2dd\ucc98\uc774\uc8e0.<\/p>\n<ul>\n<li><strong>\uc815\uc11c\uc801 \uc548\uc815\uac10 \uc99d\uc9c4:<\/strong> \ub0af\uc120 \ud658\uacbd\uc5d0 \uc801\uc751\ud574\uc57c \ud558\ub294 \uc694\uc591\uc6d0\uacfc \ub2ec\ub9ac, \ubc29\ubb38 \uc694\uc591\uc740 \uc775\uc219\ud55c \uc9d1\uacfc \uc774\uc6c3, \uadf8\ub9ac\uace0 \ubc18\ub824\ub3d9\ubb3c\uae4c\uc9c0 \ud568\uaed8\ud558\uba70 \uc815\uc11c\uc801 \uc548\uc815\uac10\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2a4\ud2b8\ub808\uc2a4 \ubc0f \ud63c\ub780 \uac10\uc18c:<\/strong> \ud2b9\ud788 \uce58\ub9e4 \uc5b4\ub974\uc2e0\uc758 \uacbd\uc6b0, \ud658\uacbd \ubcc0\ud654\ub294 \uc778\uc9c0 \ub2a5\ub825 \uc800\ud558\uc640 \ud589\ub3d9 \ubb38\uc81c\ub97c \uc545\ud654\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\ubb38 \uc694\uc591\uc740 \uc774\ub7ec\ud55c \uc2a4\ud2b8\ub808\uc2a4\uc640 \ud63c\ub780\uc744 \ucd5c\uc18c\ud654\ud558\uc5ec \uc5b4\ub974\uc2e0\uc758 \uc99d\uc0c1 \uad00\ub9ac\uc5d0 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc77c\uc0c1\uc758 \ub8e8\ud2f4 \uc720\uc9c0:<\/strong> \uc624\ub7ab\ub3d9\uc548 \uc9c0\ucf1c\uc628 \uc0dd\ud65c \uc2b5\uad00\uacfc \ub8e8\ud2f4\uc744 \ud070 \ubcc0\ud654 \uc5c6\uc774 \uc720\uc9c0\ud560 \uc218 \uc788\uc5b4, \uc5b4\ub974\uc2e0 \uc2a4\uc2a4\ub85c \ub3c5\ub9bd\uc801\uc778 \uc0b6\uc744 \uc774\uc5b4\uac00\uace0 \uc788\ub2e4\ub294 \uc778\uc2dd\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. \uc5b4\ub974\uc2e0\ub9cc\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \ub3cc\ubd04 \uc81c\uacf5<\/h3>\n<p>\ubc29\ubb38 \uc694\uc591\uc740 \uc5b4\ub974\uc2e0 \uac1c\uac1c\uc778\uc758 \uac74\uac15 \uc0c1\ud0dc, \uc0dd\ud65c \uc2b5\uad00, \uc120\ud638\ub3c4\uc5d0 \ub9de\ucdb0 &#8216;\ub098\ub9cc\uc744 \uc704\ud55c&#8217; \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub97c \uc124\uacc4\ud558\uace0 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uac1c\ubcc4\uc801\uc778 \uc694\uad6c \ucda9\uc871:<\/strong> \uc694\uc591 \uc2dc\uc124\uc5d0\uc11c \uc5ec\ub7ec \uc5b4\ub974\uc2e0\uc744 \ub3d9\uc2dc\uc5d0 \ub3cc\ubd10\uc57c \ud558\ub294 \uac83\uacfc \ub2ec\ub9ac, \ubc29\ubb38 \uc694\uc591\uc740 \ud55c \ubd84\uc758 \uc5b4\ub974\uc2e0\uc5d0\uac8c \uc9d1\uc911\ud558\uc5ec \ucf00\uc5b4\ud569\ub2c8\ub2e4. \uc774\ub294 \uc2dd\ub2e8, \uc704\uc0dd \uad00\ub9ac, \uc5ec\uac00 \ud65c\ub3d9 \ub4f1 \ubaa8\ub4e0 \uba74\uc5d0\uc11c \uc5b4\ub974\uc2e0\uc758 \uac1c\ubcc4\uc801\uc778 \uc694\uad6c\ub97c \uc138\uc2ec\ud558\uac8c \ucda9\uc871\uc2dc\ud0ac \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc720\uc5f0\ud55c \uc11c\ube44\uc2a4 \uc2dc\uac04:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uc0dd\ud65c \ud328\ud134\uacfc \uac00\uc871\uc758 \ud544\uc694\uc5d0 \ub9de\ucdb0 \uc11c\ube44\uc2a4 \uc2dc\uc791 \ubc0f \uc885\ub8cc \uc2dc\uac04\uc744 \uc720\uc5f0\ud558\uac8c \uc870\uc808\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc544\uce68 \uc77c\ucc0d \ubc29\ubb38\ud558\uc5ec \uc2dd\uc0ac\ub97c \ub3d5\uace0 \uc678\ucd9c\uc744 \uc9c0\uc6d0\ud558\uac70\ub098, \uc800\ub141 \uc2dc\uac04\uc5d0 \ub9de\ucdb0 \ucde8\uce68 \uc900\ube44\ub97c \ub3d5\ub294 \ub4f1 \ud0c4\ub825\uc801\uc778 \uc6b4\uc601\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\ubb38\uac00\uc758 \uc9d1\uc911\uc801\uc778 \uad00\ucc30:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc758 \ubbf8\ubb18\ud55c \uac74\uac15 \ubcc0\ud654\ub098 \uc2ec\ub9ac \uc0c1\ud0dc\ub97c \ub354\uc6b1 \uba74\ubc00\ud788 \uad00\ucc30\ud558\uace0, \ud544\uc694\uc2dc \uac00\uc871\uc774\ub098 \uc758\ub8cc\uc9c4\uc5d0\uac8c \uc54c\ub9bc\uc73c\ub85c\uc368 \uc801\uc808\ud55c \uc870\uce58\ub97c \ube60\ub974\uac8c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. \ub3c5\ub9bd\uc131\uacfc \uc874\uc5c4\uc131 \uc720\uc9c0\uc5d0 \uae30\uc5ec<\/h3>\n<p>\ub178\ub144\uae30\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c \uc2e0\uccb4\uc801 \uae30\ub2a5\uc774 \uc800\ud558\ub418\ub354\ub77c\ub3c4, \uc5b4\ub974\uc2e0\ub4e4\uc740 \uc2a4\uc2a4\ub85c\uc758 \uc0b6\uc744 \uc8fc\ub3c4\ud558\uace0 \ub3c5\ub9bd\uc131\uc744 \uc720\uc9c0\ud558\uace0 \uc2f6\uc5b4 \ud558\ub294 \uac15\ud55c \uc695\uad6c\ub97c \uac00\uc9d1\ub2c8\ub2e4. \ubc29\ubb38 \uc694\uc591\uc740 \uc774\ub7ec\ud55c \uc5b4\ub974\uc2e0\uc758 \uc874\uc5c4\uc131\uc744 \uc9c0\ucf1c\uc8fc\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc2a4\uc2a4\ub85c \uc120\ud0dd\ud558\uace0 \uacb0\uc815\ud558\ub294 \uc0b6:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc758 \uc790\ub9bd\uc744 \ub3d5\ub294 \ubcf4\uc870\uc790\uc758 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc5b4\ub974\uc2e0\uc774 \uc2a4\uc2a4\ub85c \ud560 \uc218 \uc788\ub294 \ubd80\ubd84\uc740 \uc9c1\uc811 \ud558\uc2dc\ub3c4\ub85d \ub3d5\uace0, \uc5b4\ub824\uc6b4 \ubd80\ubd84\ub9cc \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \uc790\uae30 \uacb0\uc815\uad8c\uc744 \uc874\uc911\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\ud68c \ud65c\ub3d9 \ucc38\uc5ec \uae30\ud68c \uc99d\uc9c4:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\uc758 \ub3c4\uc6c0\uc73c\ub85c \uc678\ucd9c, \ubcd1\uc6d0 \ub3d9\ud589, \uc9c0\uc5ed\uc0ac\ud68c \ud589\uc0ac \ucc38\uc5ec \ub4f1\uc774 \uc6a9\uc774\ud574\uc838 \uc0ac\ud68c\uc801 \uace0\ub9bd\uac10\uc744 \uc904\uc774\uace0 \ud65c\uae30\ucc2c \uc0dd\ud65c\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\uc778\uc758 \ud504\ub77c\uc774\ubc84\uc2dc \uc874\uc911:<\/strong> \ub2e4\uc218\uc758 \uc5b4\ub974\uc2e0\uacfc \ud568\uaed8 \uc0dd\ud65c\ud558\ub294 \uc2dc\uc124\uacfc \ub2ec\ub9ac, \ubc29\ubb38 \uc694\uc591\uc740 \uc5b4\ub974\uc2e0 \uac1c\uc778\uc758 \ud504\ub77c\uc774\ubc84\uc2dc\ub97c \ucd5c\ub300\ud55c \ubcf4\uc7a5\ud558\uba70 \uc874\uc911\ubc1b\ub294\ub2e4\ub294 \ub290\ub08c\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>4. \uac00\uc871\uc758 \ubd80\ub2f4 \uacbd\uac10 \ubc0f \uc2ec\ub9ac\uc801 \uc548\uc815<\/h3>\n<p>\uc5b4\ub974\uc2e0\uc744 \ub3cc\ubcf4\ub294 \uac00\uc871\ub4e4\uc740 \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801, \uacbd\uc81c\uc801\uc73c\ub85c \ub9ce\uc740 \ubd80\ub2f4\uc744 \ub290\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\ubb38 \uc694\uc591\uc740 \uc774\ub7ec\ud55c \uac00\uc871\uc758 \uc9d0\uc744 \ub35c\uc5b4\uc8fc\uace0, \uc5b4\ub974\uc2e0\uacfc \uac00\uc871 \ubaa8\ub450\uc5d0\uac8c \uc2ec\ub9ac\uc801 \uc548\uc815\uac10\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub3cc\ubd04 \ubd80\ub2f4 \ubd84\ub2f4:<\/strong> \uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\uac00 \ub3cc\ubd04\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \ub2f4\ub2f9\ud568\uc73c\ub85c\uc368, \uac00\uc871\ub4e4\uc740 \uc628\uc804\ud788 \uc790\uc2e0\ub9cc\uc758 \uc2dc\uac04\uc744 \uac16\uac70\ub098 \uc0dd\uc5c5\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4. \uc774\ub294 \uac00\uc871 \ub3cc\ubd04\uc790\uc758 \uc18c\uc9c4\uc744 \uc608\ubc29\ud558\uace0 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871 \uac04\uc758 \uac08\ub4f1 \uc644\ud654:<\/strong> \ub3cc\ubd04\uc73c\ub85c \uc778\ud55c \uac00\uc871 \uac04\uc758 \uc758\uacac \ucda9\ub3cc\uc774\ub098 \uac08\ub4f1\uc774 \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc644\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2ec\ub9ac\uc801 \uc548\ub3c4\uac10:<\/strong> \uc219\ub828\ub41c \uc804\ubb38\uac00\uac00 \uc5b4\ub974\uc2e0\uc744 \uc548\uc804\ud558\uac8c \ub3cc\ubcf4\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc740 \uac00\uc871\ub4e4\uc5d0\uac8c \ud070 \uc2ec\ub9ac\uc801 \uc548\ub3c4\uac10\uc744 \uc90d\ub2c8\ub2e4. \uc5b8\uc81c\ub4e0 \uc694\uc591\ubcf4\ud638\uc0ac\uc640 \uc18c\ud1b5\ud558\uba70 \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc7a5\uc810\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uae0d\uc815\uc801\uc778 \uac00\uc871 \uad00\uacc4 \ud615\uc131:<\/strong> \ub3cc\ubd04 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4\uba74\uc11c \uac00\uc871\ub4e4\uc740 &#8216;\ubcf4\ud638\uc790&#8217;\uc758 \uc5ed\ud560\uc5d0\uc11c \ubc97\uc5b4\ub098 &#8216;\uc790\ub140&#8217;\ub098 &#8216;\ubc30\uc6b0\uc790&#8217;\ub85c\uc11c \uc5b4\ub974\uc2e0\uacfc \ub354\uc6b1 \ub530\ub73b\ud558\uace0 \uae0d\uc815\uc801\uc778 \uad00\uacc4\ub97c \ud615\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>5. \uacbd\uc81c\uc801\uc778 \ud6a8\uc728\uc131<\/h3>\n<p>\ub9ce\uc740 \ubd84\ub4e4\uc774 \uc694\uc591 \uc11c\ube44\uc2a4 \ube44\uc6a9\uc5d0 \ub300\ud574 \uac71\uc815\ud558\uc2dc\uc9c0\ub9cc, \ubc29\ubb38 \uc694\uc591\uc740 \uc0dd\uac01\ubcf4\ub2e4 \uacbd\uc81c\uc801\uc73c\ub85c \ud6a8\uc728\uc801\uc778 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ud61c\ud0dd \uc801\uc6a9:<\/strong> \uc7a5\uae30\uc694\uc591\ubcf4\ud5d8 \ub4f1\uae09\uc744 \ubc1b\uc73c\uc2e0 \uc5b4\ub974\uc2e0\uc740 \uad6d\uac00\ub85c\ubd80\ud130 \uc0c1\ub2f9 \ubd80\ubd84\uc758 \uc11c\ube44\uc2a4 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ubc1b\uc544, \ubcf8\uc778 \ubd80\ub2f4\ub960\uc774 \ud06c\uac8c \ub0ae\uc544\uc9d1\ub2c8\ub2e4. (\uc77c\ubc18 \ub300\uc0c1\uc790 15%, \uac10\uacbd \ub300\uc0c1\uc790 9% \ub610\ub294 6%)<\/li>\n<li><strong>\uc694\uc591 \uc2dc\uc124 \ub300\ube44 \ud569\ub9ac\uc801\uc778 \ube44\uc6a9:<\/strong> \uc694\uc591 \uc2dc\uc124 \uc785\uc18c \uc2dc \ubc1c\uc0dd\ud558\ub294 \uc785\uc18c\ube44, \uc2dd\ube44, \uad00\ub9ac\ube44, \uac01\uc885 \ud504\ub85c\uadf8\ub7a8 \uc774\uc6a9\ub8cc \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud588\uc744 \ub54c, \ubc29\ubb38 \uc694\uc591\uc774 \ub354 \uacbd\uc81c\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\ubb38 \uc694\uc591\uc740 \ud544\uc694\ud55c \uc11c\ube44\uc2a4\uc5d0 \ub300\ud574\uc11c\ub9cc \ube44\uc6a9\uc744 \uc9c0\ubd88\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ubd88\ud544\uc694\ud55c \uc9c0\ucd9c \uac10\uc18c:<\/strong> \uc5b4\ub974\uc2e0\uc774 \uc9d1\uc5d0 \uacc4\uc2dc\uba74\uc11c \uc678\ubd80 \ud65c\ub3d9\uc774\ub098 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc774 \uc904\uc5b4\ub4e4\uc5b4 \uac00\uc815 \uacbd\uc81c\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>6. \uac74\uac15 \uc99d\uc9c4\uacfc \uc548\uc804\ud55c \ud658\uacbd \uc870\uc131<\/h3>\n<p>\uc804\ubb38 \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc758 \uac74\uac15\uc744 \uc138\uc2ec\ud558\uac8c \uc0b4\ud53c\uace0, \uc548\uc804\ud55c \uc0dd\ud65c \ud658\uacbd\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc815\ud655\ud55c \ud22c\uc57d \uad00\ub9ac:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \uc5b4\ub974\uc2e0\uc758 \ubcf5\uc57d \uc2dc\uac04\uc744 \uc9c0\ucf1c \uc57d\uc744 \ucc59\uaca8\ub4dc\ub9ac\uace0, \uc57d\ubb3c\uc758 \ubd80\uc791\uc6a9 \uc5ec\ubd80 \ub4f1\uc744 \uad00\ucc30\ud558\uc5ec \uc548\uc804\ud55c \ud22c\uc57d\uc744 \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uac10\uc5fc \uc704\ud5d8 \uac10\uc18c:<\/strong> \uc5ec\ub7ec \uc0ac\ub78c\uc774 \ud568\uaed8 \uc0dd\ud65c\ud558\ub294 \uc2dc\uc124\uc5d0 \ube44\ud574, \ubc29\ubb38 \uc694\uc591\uc740 \uc678\ubd80 \ubc14\uc774\ub7ec\uc2a4\ub098 \uc138\uade0\uc5d0 \ub178\ucd9c\ub420 \uc704\ud5d8\uc774 \ud604\uc800\ud788 \ub0ae\uc544 \uac10\uc5fc\ubcd1\uc73c\ub85c\ubd80\ud130 \ub354\uc6b1 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ub099\uc0c1 \uc608\ubc29 \ubc0f \uc751\uae09 \uc0c1\ud669 \ub300\ucc98:<\/strong> \uc9d1\uc548\uc758 \uc704\ud5d8 \uc694\uc18c\ub97c \ud30c\uc545\ud558\uace0 \ub099\uc0c1 \uc608\ubc29 \ud658\uacbd\uc744 \uc870\uc131\ud558\uba70, \uc751\uae09 \uc0c1\ud669 \ubc1c\uc0dd \uc2dc \uce68\ucc29\ud558\uac8c \ub300\ucc98\ud558\uace0 \uac00\uc871\uc774\ub098 \uc758\ub8cc\uc9c4\uc5d0\uac8c \uc2e0\uc18d\ud558\uac8c \uc5f0\ub77d\ud558\uc5ec \ud544\uc694\ud55c \uc870\uce58\ub97c \ucde8\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc601\uc591 \uc0c1\ud0dc \uad00\ub9ac:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uae30\ud638\uc640 \uac74\uac15 \uc0c1\ud0dc\uc5d0 \ub9de\ub294 \uc2dd\uc0ac\ub97c \uc900\ube44\ud558\uace0, \uc601\uc591 \ubd88\uade0\ud615\uc744 \uc608\ubc29\ud558\uc5ec \uac74\uac15 \uc720\uc9c0\uc5d0 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>7. \uc0ac\ud68c\uc801 \uad50\ub958 \ubc0f \uc815\uc11c\uc801 \uc548\uc815\uac10 \uc99d\uc9c4<\/h3>\n<p>\ub178\ub144\uae30\uc5d0\ub294 \uc0ac\ud68c\uc801 \uace0\ub9bd\uac10\uc774 \ucee4\uc9c8 \uc218 \uc788\ub294\ub370, \ubc29\ubb38 \uc694\uc591\uc740 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uce5c\ubc00\ud55c \uad00\uacc4 \ud615\uc131:<\/strong> \uc694\uc591\ubcf4\ud638\uc0ac\ub294 \ub2e8\uc21c\ud788 \uc2e0\uccb4\uc801\uc778 \ub3cc\ubd04\uc744 \ub118\uc5b4, \uc5b4\ub974\uc2e0\uc758 \ub9d0\ub3d9\ubb34\uac00 \ub418\uc5b4\uc8fc\uace0 \uc815\uc11c\uc801\uc778 \uad50\uac10\uc744 \ub098\ub215\ub2c8\ub2e4. \uc774\ub294 \uc5b4\ub974\uc2e0\uc758 \uc678\ub85c\uc6c0\uc744 \ub35c\uc5b4\uc8fc\uace0 \uc2ec\ub9ac\uc801 \ub9cc\uc871\uac10\uc744 \ub192\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n<li><strong>\uc5ec\uac00 \ubc0f \uc778\uc9c0 \ud65c\ub3d9 \uc9c0\uc6d0:<\/strong> \uadf8\ub9bc \uadf8\ub9ac\uae30, \ucc45 \uc77d\uc5b4\uc8fc\uae30, \uac00\ubcbc\uc6b4 \uc0b0\ucc45 \ub4f1 \uc5b4\ub974\uc2e0\uc758 \ud765\ubbf8\uc640 \ub2a5\ub825\uc5d0 \ub9de\ub294 \uc5ec\uac00 \ubc0f \uc778\uc9c0 \ud65c\ub3d9\uc744 \ud568\uaed8\ud558\uba70 \uc0b6\uc758 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\uace0 \uc778\uc9c0 \uae30\ub2a5 \uc720\uc9c0\uc5d0 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/li>\n<li><strong>\uac00\uc871 \ubc0f \uc774\uc6c3\uacfc\uc758 \uc5f0\uacb0 \uc720\uc9c0:<\/strong> \uc9d1\uc5d0\uc11c \uc0dd\ud65c\ud558\uba70 \uac00\uc871\uc774\ub098 \uc774\uc6c3\uacfc\uc758 \uad00\uacc4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\uc5b4, \uc0ac\ud68c \uad6c\uc131\uc6d0\uc73c\ub85c\uc11c\uc758 \uc18c\uc18d\uac10\uc744 \uc783\uc9c0 \uc54a\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>8. \uc720\uc5f0\ud558\uace0 \ud655\uc7a5 \uac00\ub2a5\ud55c \uc11c\ube44\uc2a4<\/h3>\n<p>\uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc\ub294 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ubcc0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\ucc98\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc744 \uac00\uc9d1\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ud544\uc694\uc5d0 \ub530\ub978 \uc11c\ube44\uc2a4 \uc870\uc815:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uac74\uac15\uc774 \ud638\uc804\ub418\uac70\ub098 \uc545\ud654\ub420 \uacbd\uc6b0, \ud544\uc694\ud55c \uc11c\ube44\uc2a4\uc758 \uc885\ub958\ub098 \uc2dc\uac04\uc744 \uc190\uc27d\uac8c \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud1f4\uc6d0 \ud6c4 \ud68c\ubcf5\uae30\uc5d0 \ub354 \uc9d1\uc911\uc801\uc778 \ub3cc\ubd04\uc774 \ud544\uc694\ud558\ub2e4\uba74 \uc11c\ube44\uc2a4 \uc2dc\uac04\uc744 \ub298\ub9ac\uac70\ub098 \ud2b9\uc815 \ucf00\uc5b4\ub97c \ucd94\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub2e8\uacc4\ubcc4 \ub9de\ucda4 \ucf00\uc5b4:<\/strong> \uacbd\uc99d\ubd80\ud130 \uc911\uc99d\uae4c\uc9c0, \uc5b4\ub974\uc2e0\uc758 \uc7a5\uae30\uc694\uc591 \ub4f1\uae09\uc5d0 \ub9de\ucdb0 \ud544\uc694\ud55c \uc11c\ube44\uc2a4\uac00 \ub9de\ucda4 \uc81c\uacf5\ub418\ubbc0\ub85c, \uc5b4\ub974\uc2e0\uc758 \uc0c1\ud0dc \ubcc0\ud654\uc5d0 \ubc1c\ub9de\ucd98 \ub2e8\uacc4\ubcc4 \ub3cc\ubd04\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud0c0 \uc11c\ube44\uc2a4\uc640\uc758 \uc5f0\uacc4:<\/strong> \ud544\uc694\uc5d0 \ub530\ub77c \ubc29\ubb38 \uac04\ud638, \uc8fc\uc57c\uac04 \ubcf4\ud638 \ub4f1 \ub2e4\ub978 \uc7a5\uae30\uc694\uc591 \uc11c\ube44\uc2a4\uc640\ub3c4 \ud6a8\uacfc\uc801\uc73c\ub85c \uc5f0\uacc4\ud558\uc5ec \ud1b5\ud569\uc801\uc778 \ub3cc\ubd04 \uacc4\ud68d\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4\uc640 \ud568\uaed8\ud558\ub294 \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4<\/h2>\n<p>&#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc774 \ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\uc758 \uc774 \ubaa8\ub4e0 \uc7a5\uc810\uc744 \uc628\uc804\ud788 \ub204\ub9ac\uc2e4 \uc218 \uc788\ub3c4\ub85d \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc5b4\ub974\uc2e0\uc758 \uc9d1\uc774 \uc138\uc0c1\uc5d0\uc11c \uac00\uc7a5 \ud3b8\uc548\ud558\uace0 \uc548\uc804\ud55c \uacf5\uac04\uc784\uc744 \uc798 \uc54c\uace0 \uc788\uc73c\uba70, \uc219\ub828\ub41c \uc694\uc591\ubcf4\ud638\uc0ac\ub4e4\uc774 \uc9c4\uc2ec\uc744 \ub2e4\ud574 \uac00\uc871\uc758 \ub9c8\uc74c\uc73c\ub85c \uc5b4\ub974\uc2e0\uc744 \ub3cc\ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc5c4\uaca9\ud55c \uc694\uc591\ubcf4\ud638\uc0ac \uc120\ubc1c \ubc0f \uad50\uc721:<\/strong> &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \ud48d\ubd80\ud55c \uacbd\ud5d8\uacfc \ub530\ub73b\ud55c \ub9c8\uc74c\uc744 \uac00\uc9c4 \uc694\uc591\ubcf4\ud638\uc0ac\ub97c \uc5c4\uaca9\ud55c \uae30\uc900\uc73c\ub85c \uc120\ubc1c\ud558\uace0, \uc9c0\uc18d\uc801\uc778 \uc9c1\ubb34 \uad50\uc721\uc744 \ud1b5\ud574 \ucd5c\uace0\uc758 \ub3cc\ubd04 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\ubcc4 \ub9de\ucda4\ud615 \ucf00\uc5b4 \ud50c\ub79c:<\/strong> \uc5b4\ub974\uc2e0\uc758 \uac74\uac15 \uc0c1\ud0dc\uc640 \ud2b9\uc131\uc744 \uba74\ubc00\ud788 \ud30c\uc545\ud558\uc5ec, \uac00\uc7a5 \uc801\ud569\ud558\uace0 \ud6a8\uacfc\uc801\uc778 \ub9de\ucda4\ud615 \ub3cc\ubd04 \uacc4\ud68d\uc744 \uc218\ub9bd\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2e0\ub8b0\uc640 \uc18c\ud1b5\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uc11c\ube44\uc2a4:<\/strong> \uc5b4\ub974\uc2e0\uacfc \uac00\uc871, \uadf8\ub9ac\uace0 \uc694\uc591\ubcf4\ud638\uc0ac \uac04\uc758 \uc6d0\ud65c\ud55c \uc18c\ud1b5\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\uba70, \ud22c\uba85\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\ub97c \uc57d\uc18d\ub4dc\ub9bd\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>\uacb0\ub860<\/h2>\n<p>\ubc29\ubb38 \uc694\uc591 \uc11c\ube44\uc2a4\ub294 \uc5b4\ub974\uc2e0\uc774 \uac00\uc7a5 \uc775\uc219\ud558\uace0 \ud3b8\uc548\ud55c \ud658\uacbd\uc5d0\uc11c \uc874\uc5c4\uc131\uc744 \uc720\uc9c0\ud558\uba70 \ud589\ubcf5\ud55c \ub178\ub144\uc744 \ubcf4\ub0bc \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \ub3d9\uc2dc\uc5d0, \uac00\uc871\uc758 \ub3cc\ubd04 \ubd80\ub2f4\uc744 \uacbd\uac10\uc2dc\ucf1c\uc8fc\ub294 \ub9e4\uc6b0 \uac00\uce58 \uc788\ub294 \uc120\ud0dd\uc785\ub2c8\ub2e4. \uac1c\uc778 \ub9de\ucda4\ud615 \ub3cc\ubd04, \uc815\uc11c\uc801 \uc548\uc815\uac10, \uacbd\uc81c\uc801 \ud6a8\uc728\uc131, \uadf8\ub9ac\uace0 \uac74\uac15\uacfc \uc548\uc804 \uc99d\uc9c4\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0, \ubc29\ubb38 \uc694\uc591\uc774 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\uc11c\ube44\uc2a4&#8217; \ub610\ud55c \ub9e4\uc6b0 \ud6cc\ub96d\ud55c \ub300\uc548\uc73c\ub85c \ub5a0\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. &#8216;\ubbfc\ub4e4\ub808 \uc548\uc2ec\ucf00\uc5b4&#8217;\ub294 \uc5b4\ub974\uc2e0\uacfc \uac00\uc871\ubd84\ub4e4\uc758 \ub9c8\uc74c\uae4c\uc9c0 \ud5e4\uc544\ub9ac\ub294 \ub530\ub73b\ud55c \ub3cc\ubd04\uc73c\ub85c, \ub9ce\uc740 \ubd84\ub4e4\uaed8 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